| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ANTHONY J ALFRED INS CORP3 | PO BOX 910 HOUMA, LA 70361 | HARTFORD LIFE AND ACCIDENT | $33K | — | $33K | 20.00% |
| ANTHONY J ALFRED INS CORP3 | 1217 MUSEUM DR HOUMA, LA 70360 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | $23K | $6K | $29K | 25.00% |
| CRESCENT CITY BENEFITS INS3 | 5213 TOBY LN KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $8K | — | $8K | 20.05% |
| MUSTIN BRIAN PATRICK3 | 5328 HWY 311 HOUMA, LA 70360 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $940 | — | $940 | 2.29% |
| LEDET BRYAN PHILIP3 | 113 EAST OAKLAWN DRIVE THIBODAUX, LA 70301 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $174 | — | $174 | 0.42% |
| HEBERT KRISTI N3 Filed as: HEBERT KRISTIN | 588 B CORPORATE DRIVE HOUMA, LA 70360 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $52 | — | $52 | 0.13% |
| VICE TIMOTHY3 | 5118 NORTHSIDE RD NEW IBERIA, LA 70563 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $13 | — | $13 | 0.03% |
| CRESCENT CITY BENEFITS INS3 | 5213 TOBY LN KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $6K | — | $6K | 22.87% |
| MUSTIN BRIAN PATRICK3 | 5328 HWY 311 HOUMA, LA 70360 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 3.92% |
| LEDET BRYAN PHILIP3 | 113 EAST OAKLAWN DRIVE THIBODAUX, LA 70360 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $203 | — | $203 | 0.74% |
| BRIAN PATUREAU LLC3 | 8383 WESTSHORE DR APT M181 COVINGTON, LA 70433 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $156 | — | $156 | 0.57% |
| CRESCENT CITY BENEFITS INS3 | 4323 DIVISION ST STE 111 METAIRIE, LA 70002 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $156 | — | $156 | 0.57% |
| HEBERT KRISTI N3 | 588 B CORPORATE DRIVE HOUMA, LA 70360 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $22 | — | $22 | 0.08% |
| VICE TIMOTHY3 | 5118 NORTHSIDE RD NEW IBERIA, LA 70563 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $8 | — | $8 | 0.03% |
| ANTHONY J ALFRED INS CORP3 | 1217 MUSEUM DR HOUMA, LA 70360 | STARMOUNT LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| ALFORD STAPLES LAPEYRE & ROBICHAUX3 Filed as: ALFORD INSURANCE CORP | PO BOX 910 HOUMA, LA 70361 | AETNA LIFE INSURANCE CO | $7K | — | $7K | 40.56% |
| JEREMY M PARFAIT3 | 3500 N CAUSEWAY BLVD SUITE 1200 METAIRIE, LA 70002 | CONTINENTAL AMERICAN INSURANCE COMPANY | $177 | — | $177 | 1.16% |
| DARREN JOSEPH VERDIN3 Filed as: DARREN VERDIN | 4661 WEST PARK AVE STE A HOUMA, LA 70364 | CONTINENTAL AMERICAN INSURANCE COMPANY | $158 | — | $158 | 1.04% |
| MISTY DETIVEAUX3 | 735 BAYOU DULARGE RD HOUMA, LA 70363 | CONTINENTAL AMERICAN INSURANCE COMPANY | $156 | — | $156 | 1.03% |
| KATHY M ROBINSON3 | 4029 CLERMON T DRIVE NEW ORLEANS, LA 70122 | CONTINENTAL AMERICAN INSURANCE COMPANY | $119 | — | $119 | 0.78% |
| JAMES E VOGELAAR3 | 4341 FOLSE DR METAIRIE, LA 70006 | CONTINENTAL AMERICAN INSURANCE COMPANY | $66 | — | $66 | 0.43% |
| DANA LINDSEY3 | 6680 POE AVE STE 400 DAYTON, OH 45414 | CONTINENTAL AMERICAN INSURANCE COMPANY | $53 | — | $53 | 0.35% |
| DEBORAH KASS3 | 757 HOLYOKE PL GRETNA, LA 70056 | CONTINENTAL AMERICAN INSURANCE COMPANY | $47 | — | $47 | 0.31% |
| DEXTER DETIVEAUX3 | 735 BAYOU DULARGE RD HOUMA, LA 70363 | CONTINENTAL AMERICAN INSURANCE COMPANY | $41 | — | $41 | 0.27% |
| JOHN J BASCLE3 | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $38 | — | $38 | 0.25% |
| MISTY DETIVEAUX3 | 735 BAYOU DULARGE RD HOUMA, LA 70363 | CONTINENTAL AMERICAN INSURANCE COMPANY | $33 | — | $33 | 0.22% |
| HEATHER BASCLE3 Filed as: HEATHER L BASCLE | 1363 DOCTOR BEATROUS RD THERIOT, LA 70397 | CONTINENTAL AMERICAN INSURANCE COMPANY | $32 | — | $32 | 0.21% |
| TESSIE P CANTRELLE3 | 1340 WEST TUNNEL BLVD SUITE 650 HOUMA, LA 70360 | CONTINENTAL AMERICAN INSURANCE COMPANY | $29 | — | $29 | 0.19% |
| HEC BENEFIT SOLUTIONS LLC3 | PO BOX 84478 BATON ROUGE, LA 70884 | CONTINENTAL AMERICAN INSURANCE COMPANY | $28 | — | $28 | 0.18% |
| CINDY ATWELL3 | 1322 7TH ST LAS VEGAS, NM 87701 | CONTINENTAL AMERICAN INSURANCE COMPANY | $27 | — | $27 | 0.18% |
| HONGDIEM T LY3 | 9489 CHARDON CIRCLE APT 111 WEST CHESTER, OH 45069 | CONTINENTAL AMERICAN INSURANCE COMPANY | $23 | — | $23 | 0.15% |
| ROCKY B CUNNINGHAM JR3 | PO BOX 84478 BATON ROUGE, LA 70884 | CONTINENTAL AMERICAN INSURANCE COMPANY | $23 | — | $23 | 0.15% |
| BRITTANY A TALLENT3 | 1814 EASTERN HILLS GARLAND, TX 75043 | CONTINENTAL AMERICAN INSURANCE COMPANY | $23 | — | $23 | 0.15% |
| SIEGAN J VERGENAL3 | 172 HERITAGE PARKWAY BROUSSARD, LA 70518 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | — | $9 | 0.06% |
| ALEXANDER A ARTMAN3 | 102 POINTE VIEW DR MARS, PA 16046 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | — | $9 | 0.06% |
| ROGER A PISANI3 | 809 LUCERNE DRIVE NEW IBERIA, LA 70563 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | 0.05% |
| AMY BARYLAK3 | 9421 SAINT ANDREWS CT DENHAM SPRINGS, LA 70726 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | 0.03% |
| RYAN BENTON WILLIAMS3 Filed as: RYAN B WILLIAMS | 1132 POMPEY DRIVE BATON ROUGE, LA 70816 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.02% |
| KEITH WILLIAM BELLE3 Filed as: KEITH W BELLE | 113 FLAGG PL BLDG 60 LAFAYETTE, LA 70508 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.02% |
| CARLOS D ESPINOSA3 | 1164 ROBERT MALLET RD ARNAUDVILLE, LA 70512 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.02% |
| ERROL WILKEN3 | 5204 CRAIG AVE KENNER, LA 70065 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.01% |
| MISTY DETIVEAUX3 Filed as: MISTY LYNN DETIVEAUX | 735 BAYOU DULARGE RD HOUMA, LA 70363 | AFLAC | $498 | — | $498 | 4.08% |
| TESSIE P CANTRELLE3 | 3112 LILLIAN MARIE DR GRAY, LA 70359 | AFLAC | $299 | — | $299 | 2.45% |
| DARREN JOSEPH VERDIN3 | 4661 W PARK AVE BLDG A HOUMA, LA 70364 | AFLAC | $181 | — | $181 | 1.48% |
| MASON C LEE3 | 2507 NASH ST NEW WILSON, NC 27896 | AFLAC | $109 | — | $109 | 0.89% |
| CORY C BROUSSARD3 | 3415 VALERY RD NEW IBERIA, LA 70560 | AFLAC | $64 | — | $64 | 0.52% |
| ROCKY B CUNNINGHAM JR3 | PO BOX 84478 BATON ROUGE, LA 70884 | AFLAC | $47 | — | $47 | 0.39% |
| CRUSER MARKETING INC3 | 7516 BLUEBONNET BLVD 116 BATON ROUGE, LA 70810 | AFLAC | $42 | — | $42 | 0.34% |
| HEATHER BASCLE3 Filed as: HEATHER L BASCLE | 1363 DOCTOR BEATROUS RD THERIOT, LA 70397 | AFLAC | $40 | — | $40 | 0.33% |
| BRANDY S THERIOT3 | 506 GAYNELL DR HOUMA, LA 70364 | AFLAC | $35 | — | $35 | 0.29% |
| JOHN J BASCLE3 | 430 CORPORATE DR STE C HOUMA, LA 70360 | AFLAC | $35 | — | $35 | 0.29% |
| ROGER A PISANI3 | PO BOX 11136 NEW IBERIA, LA 70562 | AFLAC | $34 | — | $34 | 0.28% |
| JUNE ZERINGUE3 | 132 ORMOND MEADOWS DR DESTREHAN, LA 70047 | AFLAC | $26 | — | $26 | 0.21% |
| FRANKLIN W STOUTE3 | 2388 PEACH BLOOM HWY CHURCH POINT, LA 70525 | AFLAC | $17 | — | $17 | 0.14% |
| ERROL B WILKEN3 | 5204 CRAIG AVE KENNER, LA 70065 | AFLAC | $5 | — | $5 | 0.04% |
| JACOB BURTON BROUILLETTE3 | 3700 ORLEANS AVE APR 3305 NEW ORLEANS, LA 70119 | AFLAC | $3 | — | $3 | 0.02% |
| BYRON KEITH BURRELL3 | 2805 LONDONDERRY LN CONWAY, AZ 72034 | AFLAC | $3 | — | $3 | 0.02% |
| BLAZE J FREMIN3 | PO BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $2 | — | $2 | 0.02% |
| KYNLEE CUNNINGHAM3 | PO BOX 84478 BATON ROUGE, LA 70884 | AFLAC | $2 | — | $2 | 0.02% |
| RYAN BENTON WILLIAMS3 | 12526 LAKE LAMOND AVE BATON ROUGE, LA 70816 | AFLAC | $2 | — | $2 | 0.02% |
| TERRY JAMES LAPORTE3 | 1007 HUGH DR SAINT MARTINVILLE, LA 70582 | AFLAC | $2 | — | $2 | 0.02% |
| KAREN LYNN GRACZYK3 | 378 LEE ROAD 2194 PHENIX CITY, AL 36870 | AFLAC | $1 | — | $1 | 0.01% |
| ANTHONY J ALFRED INS CORP3 | 1217 MUSEUM DR HOUMA, LA 70360 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $26K | $4K | $30K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 218 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 218 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 550 | $0 |
| Dental | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 550 | $0 |
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 160 | $25K |
| Life insurance | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 226 | $115K |
| Short-term disability(4 contracts, 4 carriers) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 667 | $86K |
| Long-term disability(3 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 269 | $300K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 550 | $0 |
| Other(5 contracts, 5 carriers) | HARTFORD LIFE AND ACCIDENT | 667 | $337K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 667 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.