| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 235 HIGHLANDIA DR SUITE 200 BATON ROUGE, LA 70810 | BLUE CROSS BLUE SHIELD OF LOUISIANA | — | $7K | $7K | 0.24% |
| ALFORD STAPLES LAPEYRE & ROBICHAUX3 | 1217 MUSEUM DR HOUMA, LA 70360 | BLUE CROSS BLUE SHIELD OF LOUISIANA | — | $6K | $6K | 0.20% |
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY J ALFORD INS CORP | 1217 MUSEUM DR HOUMA, LA 70360 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | $31K | $303 | $31K | 13.70% |
| ALFORD STAPLES LAPEYRE & ROBICHAUX3 Filed as: ALFORD STAPLES LAPEYRE ROBICHAUX | 1217 MUSEUM DR HOUMA, LA 70360 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | $13K | $8K | $21K | 9.26% |
| MISTY DETIVEAUX3 | 735 BAYOU DULARGE RD HOUMA, LA 70363 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $9K | — | $9K | 7.88% |
| MISTY DETIVEAUX3 | 735 BAYOU DULARGE RD HOUMA, LA 70363 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $7K | — | $7K | 5.86% |
| DARREN JOSEPH VERDIN3 Filed as: DARREN VERDIN | 1356 W TUNNEL BLVD STE A HOUMA, LA 70360 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 2.87% |
| HEATHER BASCLE3 Filed as: HEATHER L BASCLE | 1363 DOCTOR BEATROUS RD THERIOT, LA 70397 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 2.83% |
| SANDRA FOWLER3 | — | CONTINENTIAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 2.38% |
| DEBORAH LEGROS3 Filed as: DEBORAH S LEGROS | 6769 WOOD IRON CORPUS CHRISTI, TX 78413 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 2.20% |
| CINDY ATWELL3 | 106 E KILLARNEY DRIVE THIBODAUX, LA 70301 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 1.64% |
| HEC BENEFIT SOLUTIONS LLC3 | PO BOX 84478 BATON ROUGE, LA 70884 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 1.14% |
| RODDY BABIN3 | 1356 WEST TUNNEL BLVD HOUMA, LA 70360 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 1.13% |
| TESSIE P CANTRELLE3 Filed as: TESSIE CANTRELLE | 1340 WEST TUNNEL BLVD STE 650 HOUMA, LA 70360 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $932 | — | $932 | 0.83% |
| JOHN J BASCLE3 | — | CONTINENTIAL AMERICAN INSURANCE COMPANY | $783 | — | $783 | 0.70% |
| STACIE S RITCHIE3 | 900 PIERREMO NT ROAD STE 114 SHREVEPORT, LA 71106 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $776 | — | $776 | 0.69% |
| ROCKY B CUNNINGHAM JR3 | PO BOX 84478 BATON ROUGE, LA 70884 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $650 | — | $650 | 0.58% |
| KEITH WILLIAM BELLE3 Filed as: KEITH W BELLE | 113 FLAGG PL BLDG 60 LAFAYETTE, LA 70508 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $634 | — | $634 | 0.56% |
| JANE G GALEY3 | 4134 FLORIDA AVE STE 100 KENNER, LA 70065 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $412 | — | $412 | 0.37% |
| ERROL WILKEN3 | 5204 CRAIG AVE KENNER, LA 70065 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $274 | — | $274 | 0.24% |
| SCOTT C MARTINA3 | 4134 FLORIDA AVE STE 100 KENNER, LA 70065 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $164 | — | $164 | 0.15% |
| KENNETH A WIMER3 | 159 CHELSEA DRIVE SHREVEPORT, LA 71105 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $149 | — | $149 | 0.13% |
| ERIN K GIUSTI3 | 4701 BISSONET DR METAIRIE, LA 70003 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $131 | — | $131 | 0.12% |
| AMY BARYLAK3 | 15094 COLDWATER DR WALKER, LA 70785 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $105 | — | $105 | 0.09% |
| SKYE A VERGENAL3 | 5333 VERMILIO N PLACE KEITHVILLE, LA 71047 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $92 | — | $92 | 0.08% |
| ADRIAN S JOHNSON3 Filed as: ADRIAN SCOTT JOHNSON | 289 MONTROS E PLACE BOSSIER CITY, LA 71111 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $76 | — | $76 | 0.07% |
| ERIN K GIUSTI3 | 2805 DIVISION ST STE 202 METAIRIE, LA 70002 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $61 | — | $61 | 0.05% |
| PATRICK J NEWSOM3 | 104 ARAPAHOE DRIVE LAFAYETTE, LA 70503 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $49 | — | $49 | 0.04% |
| JOEL K WEGER3 | 119 N MAIN ST STE 209 WEATHERFORD, TX 76086 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $41 | — | $41 | 0.04% |
| RYAN BENTON WILLIAMS3 Filed as: RYAN B WILLIAMS | 1132 POMPEY DRIVE BATON ROUGE, LA 70816 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $32 | — | $32 | 0.03% |
| PETER B WILKINSON JR3 | 1408 LANCELOT AVE WOLFFORTH, TX 79382 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $24 | — | $24 | 0.02% |
| JAMES E VOGELAAR3 | 734 HIDALGO ST NEW ORLEANS, LA 70124 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $15 | — | $15 | 0.01% |
| TERRY J LAPORTE3 | 140 C RUE BEAUREGARD LAFAYETTE, LA 70508 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $13 | — | $13 | 0.01% |
| SHARON E DAIGLE3 | 2412 N BENGAL METAIRIE, LA 70003 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $11 | — | $11 | 0.01% |
| STEVEN D HIRSTIUS3 | 1820 DAVID DRIVE METAIRIE, LA 70003 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $11 | — | $11 | 0.01% |
| BLAZE J FREMIN3 | 140 RUE BEAUREGARD SUITE C LAFAYETTE, LA 70505 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $10 | — | $10 | 0.01% |
| MARY L WILLIAMS3 | 1102 STEVENS ST BRIDGEPORT, TX 76426 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $9 | — | $9 | 0.01% |
| RYAN BENTON WILLIAMS3 Filed as: RYAN B WILLIAMS | 1132 POMPEY DRIVE BATON ROUGE, LA 70816 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | 0.00% |
| ROGER A PISANI3 | 809 LUCERNE DRIVE NEW IBERIA, LA 70563 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | 0.00% |
| MARCO JOE KLIMEK3 Filed as: MARCO J KLIMEK | 1501 LBJ FREEWAY SUITE 660 FARMERS BRANCH, TX 75234 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | 0.00% |
| JOHN M JOHNSON3 | 2150 W NW HWY SUITE 114 GRAPEVINE, TX 76051 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| MISTY DETIVEAUX3 Filed as: MISTY LYNN DETIVEAUX | 735 BAYOU DULARGE RD HOUMA, LA 70363 | AFLAC | $1K | — | $1K | 4.63% |
| TESSIE P CANTRELLE3 | 1340 WEST TUNNEL BLVD STE 650 HOUMA, LA 70360 | AFLAC | $467 | — | $467 | 1.76% |
| JOHN J BASCLE3 | 1363 DOCTOR BEATROUS RD THERIOT, LA 70397 | AFLAC | $222 | — | $222 | 0.83% |
| HEATHER BASCLE3 Filed as: HEATHER L BASCLE | 1363 DOCTOR BEATROUS RD THERIOT, LA 70397 | AFLAC | $199 | — | $199 | 0.75% |
| DARREN JOSEPH VERDIN3 | 1340 W TUNNEL BLVD STE 650 HOUMA, LA 70360 | AFLAC | $185 | — | $185 | 0.70% |
| MASON C LEE6 | 132 N ENGLEWOOD DR ROCKY MOUNT, NC 27804 | AFLAC | $178 | — | $178 | 0.67% |
| ROCKY B CUNNINGHAM JR3 | PO BOX 84478 BATON ROUGE, LA 70884 | AFLAC | $95 | — | $95 | 0.36% |
| CRUSER MARKETING INC3 | 7516 BLUEBONNET BLVD 116 BATON ROUGE, LA 70810 | AFLAC | $68 | — | $68 | 0.26% |
| CORY C BROUSSARD3 | 3415 VALERY RD NEW IBERIA, LA 70560 | AFLAC | $68 | — | $68 | 0.26% |
| JACOB BURTON BROUILLETTE3 | 452 BELLE POINTE DRIVE MADISONVILLE, LA 70447 | AFLAC | $63 | — | $63 | 0.24% |
| JUNE ZERINGUE3 | 132 ORMOND MEADOWS DR DESTREHAN, LA 70047 | AFLAC | $39 | — | $39 | 0.15% |
| ROGER A PISANI3 | PO BOX 11136 NEW IBERIA, LA 70562 | AFLAC | $36 | — | $36 | 0.14% |
| CATHY BRUNET3 Filed as: CATHY K BRUNET | 3145 MATHILDE MARIE DR GRAY, LA 70359 | AFLAC | $31 | — | $31 | 0.12% |
| LON M JUNEAU3 | 115 PIPING ROCK DRIVE HOUMA, LA 70363 | AFLAC | $27 | — | $27 | 0.10% |
| MEREN ELLEN MARCINIAK3 | 4900 BRUSHY ROAD GRANBURY, TX 76048 | AFLAC | $24 | — | $24 | 0.09% |
| SIERRA M RODRIGUEZ ERHART3 | 16 S CANE CIR HOUMA, LA 70360 | AFLAC | $19 | — | $19 | 0.07% |
| FRANKLIN W STOUTE3 | 2388 PEACH BLOOM HWY CHURCH POINT, LA 70525 | AFLAC | $19 | — | $19 | 0.07% |
| SANDRA DEE FOWLER3 | 545 ARVEL CIRCLE AZLE, TX 76020 | AFLAC | $17 | — | $17 | 0.06% |
| JOEL K WEGER3 | 119 W MAIN ST STE 209 WEATHERFORD, TX 76086 | AFLAC | $16 | — | $16 | 0.06% |
| MELANIE TOUPS3 | 102 FELICITY DR HOUMA, LA 70363 | AFLAC | $14 | — | $14 | 0.05% |
| NATIONAL UNDERWRITERS AGENCY INC3 | 4245 MILGEN ROAD COLUMBUS, GA 31907 | AFLAC | $11 | — | $11 | 0.04% |
| STACY S RITCHIE3 | 900 PIERREMONT RD STE 114 SHREVEPORT, LA 71106 | AFLAC | $9 | — | $9 | 0.03% |
| MARY L WILLIAMS3 | 1102 STEVENS ST STE 1 BRIDGEPORT, TX 76426 | AFLAC | $8 | — | $8 | 0.03% |
| BLAZE J FREMIN3 | PO BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $5 | — | $5 | 0.02% |
| KENNETH A WIMER3 | 900 PIERREMONT RD STE 114 SHREVEPORT, LA 71106 | AFLAC | $3 | — | $3 | 0.01% |
| BLESSED MOSLEY INC3 | 4803 PLAZA BLVD STE 702 ODESSA, TX 79762 | AFLAC | $3 | — | $3 | 0.01% |
| CATHY BABIN CARLOS3 | 170 JADEN LANE HOUMA, LA 70360 | AFLAC | $2 | — | $2 | 0.01% |
| STEVE WHITTEN3 | 7606 UNIVERSITY AVE STE F LUBBOCK, TX 79423 | AFLAC | $1 | — | $1 | 0.00% |
| MARCO JOE KLIMEK3 | 1501 LYNDON B JOHNSON FWY STE 660 DALLAX, TX 75234 | AFLAC | $1 | — | $1 | 0.00% |
| AARON ABRAMS COX3 | 38036 MAPLE RIDGE DR PRAIRIEVILLE, LA 70769 | AFLAC | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 548 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 548 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF LOUISIANA | 287 | $3.0M |
| Dental | BLUE CROSS BLUE SHIELD OF LOUISIANA | 287 | $3.0M |
| Life insurance | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 313 | $229K |
| Short-term disability(2 contracts, 2 carriers) | CONTINENTIAL AMERICAN INSURANCE COMPANY | 548 | $139K |
| Other(3 contracts, 3 carriers) | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 548 | $368K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 548 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.