| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TGG FINANCIAL GROUP BENEFITS, LLC | 806 BROOK HOLLOW DR SHREVEPORT, LA 71105 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $70K | $35K | $105K | 5.26% |
| TFG FINANCIAL GROUP BENEFITS LLC3 | 806 BROOK HOLLOW DR SHREVEPORT, LA 71105 | METROPOLITAN LIFE INSURANCE COMPANY | $11K | $0 | $11K | 9.21% |
| TFG FINANCIAL GROUP BENEFITS LLC3 | 806 BROOK HOLLOW DR SHREVEPORT, LA 71105 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $5K | $10K | 10.42% |
| TFG FINANCIAL GROUP BENEFITS LLC3 | 8006 BROOK HOLLOW DR SHREVEPORT, LA 71105 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | $3K | $11K | 20.01% |
| MARY LOIS WIMER | 159 CHELSEA DR SHREVEPORT, LA 71105 | AFLAC | $1K | $61 | $1K | 4.44% |
| KENNETH A WIMER | 159 CHELSEA DR SHREVEPORT, LA 71105 | AFLAC | $956 | $70 | $1K | 3.45% |
| ADAM TRAYLOR | 357 PENNSYLVANIA AVE SHREVEPORT, LA 71105 | AFLAC | $215 | $26 | $241 | 0.81% |
| GARLAND KYLE | 2121 FAIRFIELD AVE SUITE 160 SHREVEPORT, LA 71104 | AFLAC | $192 | $0 | $192 | 0.64% |
| FRANK H FORD JR | 1015 ONTARIO ST SHREVEPORT, LA 71106 | AFLAC | $181 | $0 | $181 | 0.61% |
| MICHAEL SCHROEDER | 2303 ASHLAND AVE BOSSIER CITY, LA 71111 | AFLAC | $132 | $26 | $158 | 0.53% |
| MARCUS A THOMAS | 5303 S MASON RD APT 2524 KATY, TX 77450 | AFLAC | $92 | $0 | $92 | 0.31% |
| SKYE A VERGENAL Filed as: SKYE VERGENAL | 516 CEDAR LAKE DR YOUNGSVILLE, LA 70592 | AFLAC | $85 | $0 | $85 | 0.29% |
| MELANIE LOWE | 2557 VANCEVILLE RD BOSSIER CITY, LA 71111 | AFLAC | $85 | $0 | $85 | 0.29% |
| DANIEL B ELLIS | PO BOX 38146 SHREVEPORT, LA 71133 | AFLAC | $81 | $0 | $81 | 0.27% |
| DAVID E CIAMPOLI | 1204 BIG OAK DR ALMA, AR 72921 | AFLAC | $76 | $0 | $76 | 0.26% |
| BLAZE J FREMIN | PO BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $73 | $0 | $73 | 0.25% |
| TRAVIS WIMER | 1029 ABBIE GLENN LN SHREVEPORT, LA 71106 | AFLAC | $58 | $0 | $58 | 0.19% |
| SKYE A VERGENAL | 715 MALLARD CV NEW IBERIA, LA 70560 | AFLAC | $54 | $0 | $54 | 0.18% |
| JEFFREY TAL WEBB | 900 PIERREMONT RD STE 114 SHREVEPORT, LA 71106 | AFLAC | $46 | $0 | $46 | 0.15% |
| CATHY ZESCH HOWELL | 365 LEO AVE SHREVEPORT, LA 71105 | AFLAC | $45 | $0 | $45 | 0.15% |
| MARCUS A THOMAS | 5303 S MASON RD APT 2524 KATY, TX 77450 | AFLAC | $31 | $0 | $31 | 0.10% |
| KAREN WEAVER | 104 MANGUM CIR MOORESVILLE, NC 28117 | AFLAC | $27 | $0 | $27 | 0.09% |
| TERRY JAMES LAPORTE | 1007 HUGH DR SAINT MARTINVILLE, LA 70582 | AFLAC | $24 | $0 | $24 | 0.08% |
| PAULA J KEMP | 820 JORDAN ST STE 580 SHREVEPORT, LA 71101 | AFLAC | $23 | $0 | $23 | 0.08% |
| STATON TY CRAIG | 9044 COUNTY ROAD 492D HENDERSON, TX 75654 | AFLAC | $20 | $0 | $20 | 0.07% |
| MICHAEL G. KEMP PREFERRED BENEFITS Filed as: MICHAEL G KEMP | 820 JORDAN ST STE 580 SHREVEPORT, LA 71101 | AFLAC | $16 | $0 | $16 | 0.05% |
| ADAM TRAYLOR | 556 LESA LN STONEWALL, LA 71078 | AFLAC | $15 | $0 | $15 | 0.05% |
| ADRIAN S JOHNSON | 289 MONTROSE PL BOSSIER CITY, LA 71111 | AFLAC | $14 | $0 | $14 | 0.05% |
| NATIONAL UNDERWRITERS AGENCY INC | 1639 BRADLEY PARK DR STE 500 COLUMBUS, GA 31904 | AFLAC | $4 | $0 | $4 | 0.01% |
| CRUSER MARKETING INC | 7516 BLUEBONNET BLVD 116 BATON ROUGE, LA 70810 | AFLAC | $4 | $0 | $4 | 0.01% |
| CHARLES E GREENE | 6007 STAGG CIRCLE SHREVEPORT, LA 71129 | AFLAC | $2 | $0 | $2 | 0.01% |
| TFG FINANCIAL GROUP BENEFITS LLC3 | 806 BROOK HOLLOW DR SHREVEPORT, LA 71105 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $802 | $3K | 20.11% |
| QUERBES & NELSON3 | PO BOX 5 SHREVEPORT, LA 71161 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $787 | $0 | $787 | 6.03% |
| JENNIFER ANNE EVANS3 | 632 MUSTANG DR CONVERSE, LA 71419 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $534 | $13 | $547 | 4.19% |
| JOHN BIRD3 | 306 RANCHTOWN RD ELM GROVE, LA 71051 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $275 | $105 | $380 | 2.91% |
| VANESSA MARIA WARNER3 | 8209 HEATHERBROOK CIRCLE HAUGHTON, LA 71037 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $161 | $99 | $260 | 1.99% |
| BRIAN TATES3 | 146 MOOR ROAD SHREVEPORT, LA 71106 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $123 | $110 | $233 | 1.79% |
| TERRELL & COMPANY INC3 Filed as: TERRELL AGENCY INC | 1644 STUBBS VINSON RD MONROE, LA 71203 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $70 | $0 | $70 | 0.54% |
| 3B VENTURE GROUP INC3 | 832 MALLARD TRAIL MURPHY, TX 75094 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $60 | $0 | $60 | 0.46% |
| MICHELLE ELIZABETH CURRY3 | 2301 OLD MANSFIELD RD LOGANSPORT, LA 71049 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $40 | $0 | $40 | 0.31% |
| GROUP VOLUNTARY BENEFITS LLC3 | 29103 CHURCH OF GOD RD SPRINGFIELD, LA 70462 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $34 | $0 | $34 | 0.26% |
| FRENCH INSURANCE GROUP INC3 | 1813 ROSELAWN AVE MONROE, LA 71201 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $27 | $0 | $27 | 0.21% |
| CHARLINE PARKER3 | 11136 HWY 28 WEST BOYCE, LA 71409 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $27 | $0 | $27 | 0.21% |
| BSK BENEFITS PLUS LLC3 | 585 BEAU CHENE DR MANDEVILLE, LA 70471 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | $0 | $9 | 0.07% |
| FREDERICK EUGENE JOYCE III3 | 5502 CHRISTUS DR TEXARKANA, TX 75503 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | $0 | $8 | 0.06% |
| AMY SUSANNE STEED3 | 111 MELROSE DR TEXARKANA, TX 75501 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | $0 | $8 | 0.06% |
| RONALD NEIL FISCHER3 | 4095 SUMMERHILL SQ TEXARKANA, TN 75503 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | $0 | $6 | 0.05% |
| CHRISTINA TURNER3 | 8715 DIXIE BLANCHARD RD SHREVEPORT, LA 71105 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | $0 | $6 | 0.05% |
| CHERRY G MARTIN INS AGENCY INC3 | C/O RYAN LUNA WACO, TX 76712 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | $0 | $4 | 0.03% |
| LAURA LENEE KELLY3 | 4 THOUSAND OAKS CIR CONWAY, AR 72032 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | $0 | $3 | 0.02% |
| TAMMY S BOOTH3 | 329 HICKORY MAUD, TX 75567 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | $0 | $2 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 239 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 241 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 284 | $122K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 248 | $53K |
| Short-term disability(3 contracts, 3 carriers) | AFLAC | 48 | $59K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 36 | $96K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 287 | $2.0M |
| Other(2 contracts, 2 carriers) | AFLAC | 33 | $43K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 287 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.