| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TFG FINANCIAL GROUP BENEFITS LLC Filed as: TFG FINANCIAL GROUP BENEFITS, LLC | 1754 E 70TH STREET SHREVEPORT, LA 71105 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $65K | $29K | $95K | 4.35% |
| TFG FINANCIAL GROUP BENEFITS LLC3 | 1754 E 70TH ST SHREVEPORT, LA 71105 | METROPOLITAN LIFE INSURANCE COMPANY | $19K | — | $19K | 14.97% |
| TFG FINANCIAL GROUP BENEFITS LLC3 | 1754 E 70TH ST SHREVEPORT, LA 71105 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $2K | $7K | 6.64% |
| NFP INSURANCE SERVICES INC3 | 1250 S CAPITAL OF TEXAS HWY STE 600 WEST LAKE HILLS, TX 78746 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $557 | $557 | 0.55% |
| TFG FINANCIAL GROUP BENEFITS LLC3 | 1754 E 70TH ST SHREVEPORT, LA 71105 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | $1K | $9K | 17.11% |
| NFP INSURANCE SERVICES INC3 | 1250 S CAPITAL OF TEXAS HWY STE 600 WEST LAKE HILLS, TX 78746 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $378 | $378 | 0.70% |
| MARY LOIS WIMER | 159 CHELSEA DR SHREVEPORT, LA 71105 | AFLAC | $2K | $0 | $2K | 7.22% |
| KENNETH A WIMER | 2533 BERT KOUNS INDUSTRIAL LOOP STE 121 SHREVEPORT, LA 71118 | AFLAC | $836 | $74 | $910 | 2.77% |
| ADAM TRAYLOR | 357 PENNSYLVANIA AVE SHREVEPORT, LA 71105 | AFLAC | $318 | $0 | $318 | 0.97% |
| KAREN WEAVER | 415 STRATMORE DR SHREVEPORT, LA 71115 | AFLAC | $219 | $74 | $293 | 0.89% |
| MICHAEL SCHROEDER | 1306 CAIRO CT BOSSIER CITY, LA 71112 | AFLAC | $209 | $0 | $209 | 0.64% |
| FRANK H FORD JR Filed as: FRANK H FORD | 1015 ONTARIO ST SHREVEPORT, LA 71106 | AFLAC | $192 | $0 | $192 | 0.58% |
| GARLAND KYLE | 2121 FAIRFIELD AVE SUITE 160 SHREVEPORT, LA 71104 | AFLAC | $180 | $0 | $180 | 0.55% |
| SKYE A VERGENAL | 715 MALLARD CV NEW IBERIA, LA 70560 | AFLAC | $169 | $0 | $169 | 0.51% |
| MARCUS A THOMAS | 5303 S MASON RD APT 2524 KATY, TX 77450 | AFLAC | $132 | $30 | $162 | 0.49% |
| DAVID E CIAMPOLI | 1204 BIG OAK DR ALMA, AR 72921 | AFLAC | $82 | $30 | $112 | 0.34% |
| BLAZE J FREMIN | PO BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $80 | $0 | $80 | 0.24% |
| KENNETH A WIMER | 159 CHELSEA DR SHREVEPORT, LA 71105 | AFLAC | $79 | $0 | $79 | 0.24% |
| MELANIE LOWE | 2557 VANCEVILLE RD BOSSIER CITY, LA 71111 | AFLAC | $78 | $0 | $78 | 0.24% |
| DANIEL B ELLIS | 3610 N JOSEY LN STE 202 CARROLLTON, TX 75007 | AFLAC | $76 | $0 | $76 | 0.23% |
| TRAVIS WIMER | 1123 CRYSTAL CREEK DR SHREVEPORT, LA 71106 | AFLAC | $54 | $0 | $54 | 0.16% |
| JEFFERY TAL WEBB | 900 PIERREMONT RD STE 114 SHREVEPORT, LA 71106 | AFLAC | $51 | $0 | $51 | 0.16% |
| CATHY ZESCH HOWELL | 365 LEA AVE SHREVEPORT, LA 71105 | AFLAC | $42 | $0 | $42 | 0.13% |
| STATION TY CRAIG | 6405 BROWNSTONE DR MCKINNEY, TX 75070 | AFLAC | $34 | $0 | $34 | 0.10% |
| ADRIAN S JOHNSON | 289 MONTROSE PL BOSSIER CITY, LA 71111 | AFLAC | $30 | $0 | $30 | 0.09% |
| TERRY JAMES LAPORTE | 1007 HUGH DR SAINT MARTINVILLE, LA 70582 | AFLAC | $27 | $0 | $27 | 0.08% |
| PAULA J KEMP | 820 JORDAN ST STE 580 SHREVEPORT, LA 71101 | AFLAC | $23 | $0 | $23 | 0.07% |
| STACY S RITCHIE Filed as: STACY RITCHIE | 5699 POINT RD DOYLINE, LA 71023 | AFLAC | $16 | $0 | $16 | 0.05% |
| MICHAEL G. KEMP PREFERRED BENEFITS Filed as: MICHAEL G KEMP | 820 JORDAN ST STE 580 SHREVEPORT, LA 71101 | AFLAC | $16 | $0 | $16 | 0.05% |
| NATIONAL UNDERWRITERS AGENCY INC | 1639 BRADLEY PARK DR STE 500 COLUMBUS, GA 31904 | AFLAC | $4 | $0 | $4 | 0.01% |
| CRUSER MARKETING INC | 7516 BLUEBONNET BLVD 116 BATON ROUGE, LA 70810 | AFLAC | $4 | $0 | $4 | 0.01% |
| STACY S RITCHIE | 5699 POINT RD DOYLINE, LA 71023 | AFLAC | $2 | $0 | $2 | 0.01% |
| CHARLES E GREENE | 6007 STAGG CIRCLE SHREVEPORT, LA 71129 | AFLAC | $2 | $0 | $2 | 0.01% |
| TFG FINANCIAL GROUP BENEFITS LLC3 | 1754 E 70TH ST SHREVEPORT, LA 71105 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $272 | $3K | 16.61% |
| NFP INSURANCE SERVICES INC3 | 1250 S CAPITAL OF TEXAS HWY STE 600 WEST LAKE HILLS, TX 78746 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $91 | $91 | 0.54% |
| MATTHEW KITER3 | 1901 HUNTER CROSSING BOSSIER CITY, LA 71111 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $263 | $332 | $595 | 4.76% |
| ANGELA DENISE NATIONS3 | 411 HOMALOT DRIVE SHREVEPORT, LA 71106 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $436 | $41 | $477 | 3.81% |
| QUERBES & NELSON3 | PO BOX 5 SHREVEPORT, LA 71161 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $452 | $0 | $452 | 3.61% |
| 3B VENTURE GROUP INC3 | 4915 VERGANO VILLA DR KATY, TX 77493 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $137 | $89 | $226 | 1.81% |
| JAMIE SMITH MARTIN3 | 6815 ISABELLA DRIVE ALEXANDRIA, LA 71301 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $200 | $0 | $200 | 1.60% |
| VANESSA MARIA WARNER3 Filed as: VANESSA MARIE WARNER | 8209 HEATHERBROOK CIRCLE HAUGHTON, LA 71037 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $112 | $81 | $193 | 1.54% |
| TERRELL & COMPANY INC3 Filed as: TERRELL AGENCY INC | 242 GULFWAY DRIVE HACKBERRY, LA 70645 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $64 | $0 | $64 | 0.51% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF LOUISIANA LLC | PO BOX 5545 ALEXANDRIA, LA 71307 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $40 | $0 | $40 | 0.32% |
| GROUP VOLUNTARY BENEFITS LLC3 | 29103 CHURCH OF GOD RD SPRINGFIELD, LA 70462 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $40 | $0 | $40 | 0.32% |
| FRENCH INSURANCE GROUP INC3 | 1813 ROSELAWN AVE MONROE, LA 71201 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $39 | $0 | $39 | 0.31% |
| CHARLINE PARKER3 | 6390 TWIN BRIDGES RD ALEXANDRIA, LA 71303 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $33 | $0 | $33 | 0.26% |
| DANA NICOLE CAMPBELL3 | PO BOX 38 TIOGA, LA 71477 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $27 | $0 | $27 | 0.22% |
| FREDERICK EUGENE JOYCE III3 | 5502 CHRISTUS DR TEXARKANA, TX 75503 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | $0 | $16 | 0.13% |
| AMY SUSANNE STEED3 | 111 MELROSE DR TEXARKANA, TX 75501 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $14 | $0 | $14 | 0.11% |
| BSK BENEFITS PLUS LLC3 | 585 BEAU CHENE DR MANDEVILLE, LA 70471 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $13 | $0 | $13 | 0.10% |
| RONALD NEIL FISCHER3 | 4095 SUMMERHILL SQ TEXARKANA, TX 75503 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $13 | $0 | $13 | 0.10% |
| LAURA LENEE SELF3 | 4 THOUSAND OAKS CIR CONWAY, AR 72032 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | $0 | $7 | 0.06% |
| CHERRY G MARTIN INS AGENCY INC3 | C/0 RYAN LUNA WACO, TX 76712 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | $0 | $6 | 0.05% |
| KYLE HARDING3 | 520 W 12TH ST TEXARKANA, TX 75501 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | $0 | $1 | 0.01% |
| MARY LOIS WIMER Filed as: MARY L WIMER | 159 CHELSEA DRIVE SHREVEPORT, LA 71105 | CONTINENTAL AMERICAN INSURANCE COMPANY | $143 | $0 | $143 | 3.50% |
| KENNETH A WIMER | 159 CHELSEA DRIVE SHREVEPORT, LA 71105 | CONTINENTAL AMERICAN INSURANCE COMPANY | $62 | $0 | $62 | 1.52% |
| ADRIAN S JOHNSON Filed as: ADRIAN SCOTT JOHNSON | 289 MONTROSE PLACE BOSSIER CITY, LA 71111 | CONTINENTAL AMERICAN INSURANCE COMPANY | $34 | $0 | $34 | 0.83% |
| BLAZE J FREMIN | 140 RUE BEAUREGARD SUITE C LAFAYETTE, LA 70505 | CONTINENTAL AMERICAN INSURANCE COMPANY | $29 | $0 | $29 | 0.71% |
| JEFFREY TAL WEBB | 204 EXECUTIVE CT STE 302 LITTLE ROCK, AR 72205 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | $0 | $8 | 0.20% |
| TERRY J LAPORTE | 140 C RUE BEAUREGARD LAFAYETTE, LA 70508 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | $0 | $8 | 0.20% |
| ADAM TRAYLOR | 357 PENNSYLVANIA AVE SHREVEPORT, LA 71105 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | $0 | $3 | 0.07% |
| MICHAEL SCHROEDER | 412 BONVUE ST LAKE CHARLES, LA 70605 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | $0 | $1 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 261 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 265 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 280 | $128K |
| Life insurance(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 290 | $66K |
| Short-term disability(4 contracts, 4 carriers) | AFLAC | 58 | $66K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 45 | $101K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 289 | $2.2M |
| Other(3 contracts, 3 carriers) | AFLAC | 38 | $49K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 290 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.