| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TFG FINANCIAL GROUP BENEFITS LLC | 1754 E 70TH STREET SHREVEPORT, LA 71105 | AETNA HEALTH, INC. | $43K | — | $43K | 2.31% |
| GALLAGHER BENEFIT SERVICES, INC. Filed as: GALLAGHER BENEFIT SERVICES INC | PO BOX 5087 THIBODAUX, LA 70302 | AETNA HEALTH, INC. | $23K | — | $23K | 1.24% |
| TFG FINANCIAL GROUP BENEFITS LLC3 | 1754 E 70TH STREET SHREVEPORT, LA 71105 | METROPOLITAN LIFE INSURANCE COMPANY | $12K | — | $12K | 9.14% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 470 ASHLEY RIDGE BLVD SHREVEPORT, LA 71106 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $75 | $6K | 4.76% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | METROPOLITAN LIFE INSURANCE COMPANY | — | $518 | $518 | 0.41% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 100 MATSONFORD RD 4 RADNOR CORPORATE CTR STE 510 RADNOR, PA 19087 | METROPOLITAN LIFE INSURANCE COMPANY | — | $4 | $4 | 0.00% |
| TFG FIN GROUP BEN LLC3 | 1377 FOREST CREEK SHREVEPORT, LA 71115 | STANDARD INSURANCE COMPANY | $14K | — | $14K | 15.00% |
| TFG FINANCIAL GROUP BENEFITS LLC Filed as: TFG FINANCIAL GROUP | 1754 EAST 70TH STREET SHREVEPORT, LA 71105 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $10K | $3K | $13K | 19.29% |
| TFG FIN GROUP BEN LLC3 | 1377 FOREST CREEK SHREVEPORT, LA 71115 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| 3B VENTURE GROUP INC3 | 1200 MARSHALL ST STE 800 SHREVEPORT, LA 71101 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $256 | $177 | $433 | 4.92% |
| JAMIE SMITH MARTIN3 | 6815 ISABELLA DRIVE ALEXANDRIA, LA 71301 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $212 | — | $212 | 2.41% |
| MATTHEW KITER3 | 1703 HUNTER CROSSING BOSSIER CITY, LA 71111 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $112 | $65 | $177 | 2.01% |
| QUERBES & NELSON3 | PO BOX 5 SHREVEPORT, LA 71161 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $106 | — | $106 | 1.20% |
| TERRELL & COMPANY INC3 Filed as: TERRELL AGENCY INC | 242 GULFWAY DRIVE HACKBERRY, LA 70645 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $100 | — | $100 | 1.14% |
| ANGELA DENISE NATIONS3 | 411 HOMALOT DRIVE SHREVEPORT, LA 71106 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $57 | $6 | $63 | 0.72% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF LOUISIANA LLC | PO BOX 5545 ALEXANDRIA, LA 71307 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $42 | — | $42 | 0.48% |
| GROUP VOLUNTARY BENEFITS LLC3 | 201 WILDWOOD DR HAMMOND, LA 70401 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $42 | — | $42 | 0.48% |
| FRENCH INSURANCE GROUP INC3 | PO BOX 14806 MONROE, LA 71207 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $39 | — | $39 | 0.44% |
| CHARLINE PARKER3 Filed as: CHARLINE T PARKER | 6390 TWIN BRIDGES RD ALEXANDRIA, LA 71303 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $38 | — | $38 | 0.43% |
| DANA NICOLE CAMPBELL3 | PO BOX 38 TIOGA, LA 71477 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $27 | — | $27 | 0.31% |
| BSK BENEFITS PLUS LLC3 | 585 BEAU CHENE DR MANDEVILLE, LA 70471 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $13 | — | $13 | 0.15% |
| MARY LOIS WIMER Filed as: MARY L WIMER | 159 CHELSEA DRIVE SHREVEPORT, LA 71105 | CONTINENTAL AMERICAN INSURANCE COMPANY | $219 | — | $219 | 3.49% |
| KENNETH A WIMER | 159 CHELSEA DRIVE SHREVEPORT, LA 71105 | CONTINENTAL AMERICAN INSURANCE COMPANY | $95 | — | $95 | 1.51% |
| ADRIAN S JOHNSON Filed as: ADRIAN SCOTT JOHNSON | 289 MONTROSE PLACE BOSSIER CITY, LA 71111 | CONTINENTAL AMERICAN INSURANCE COMPANY | $55 | — | $55 | 0.88% |
| BLAZE J FREMIN | 140 RUE BEAUREGARD SUITE C LAFAYETTE, LA 70505 | CONTINENTAL AMERICAN INSURANCE COMPANY | $46 | — | $46 | 0.73% |
| TERRY J LAPORTE | 140 RUE BEAUREGARD SUITE C LAFAYETTE, LA 70508 | CONTINENTAL AMERICAN INSURANCE COMPANY | $12 | — | $12 | 0.19% |
| JEFFERY TAL WEBB | 204 EXECUTIVE CT SUITE 302 LITTLE ROCK, AR 72205 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | — | $10 | 0.16% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 281 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 287 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 277 | $127K |
| Life insurance(3 contracts, 3 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 298 | $84K |
| Short-term disability(3 contracts, 3 carriers) | STANDARD INSURANCE COMPANY | 59 | $36K |
| Long-term disability | STANDARD INSURANCE COMPANY | 44 | $96K |
| Other(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 22 | $15K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 311 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.