| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TGG FINANCIAL GROUP BENEFITS, LLC | 806 BROOK HOLLOW DR SHREVEPORT, LA 71105 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $67K | $18K | $85K | 4.42% |
| TFG FINANCIAL GROUP BENEFITS LLC3 | 806 BROOK HOLLOW DR SHREVEPORT, LA 711055637 | METROPOLITAN LIFE INSURANCE COMPANY | $11K | $1K | $13K | 11.10% |
| TFG FINANCIAL GROUP BENEFITS LLC3 | 8006 BROOK HOLLOW DR SHREVEPORT, LA 71105 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $5K | $10K | 12.12% |
| NATIONAL BENEFIT CENTER3 | 23825 COMMERCE PARK BEACHWOOD, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $2K | $2K | 3.05% |
| TFG FINANCIAL GROUP BENEFITS LLC3 | 8006 BROOK HOLLOW DR SHREVEPORT, LA 71105 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | $3K | $12K | 20.93% |
| NATIONAL BENEFIT CENTER3 | 23825 COMMERCE PARK BEACHWOOD, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $2K | $2K | 2.97% |
| MARY LOIS WIMER | 159 CHELSEA DR SHREVEPORTL, LA 71105 | AFLAC | $594 | $74 | $668 | 3.35% |
| KENNETH WIMER | 159 CHELSEA DR SHREVEPORT, LA 71105 | AFLAC | $528 | $0 | $528 | 2.65% |
| ELIZABETH SCHROEDER | 2303 ASHLAND AVE BOSSIER CITY, LA 71111 | AFLAC | $343 | $7 | $350 | 1.75% |
| GARLAND KYLE | 2121 FAIRFIELD AVE SUITE 160 SHREVEPORT, LA 71104 | AFLAC | $152 | $0 | $152 | 0.76% |
| FRANK H FORD JR | 1015 ONTARIO ST SHREVEPORT, LA 71106 | AFLAC | $143 | $0 | $143 | 0.72% |
| MICHAEL SCHROEDER | 2002 E 70TH ST SHREVEPORT, LA 71105 | AFLAC | $118 | $20 | $138 | 0.69% |
| ADAM TRAYLOR | 556 LESA LN STONEWALL, LA 71078 | AFLAC | $104 | $17 | $121 | 0.61% |
| AMANDA C LONG Filed as: AMANDA LONG | 438 RED OAK LN HAUGHTON, LA 71037 | AFLAC | $115 | $0 | $115 | 0.58% |
| MARCUS A THOMAS | 14627 CYPRESS COTTAGE CT CYPRESS, TX 77429 | AFLAC | $112 | $0 | $112 | 0.56% |
| KAREN WEAVER | 104 MANGUM CUR MOORESVILLE, NC 28117 | AFLAC | $79 | $0 | $79 | 0.40% |
| MELANIE LOWE | 2557 VANCEVILLE RD BOSSIER CITY, LA 71111 | AFLAC | $78 | $0 | $78 | 0.39% |
| DAVID J MCCLELLAN Filed as: DAVID CIAMPOLI | 1204 BIG OAK DR ALMA, AR 72921 | AFLAC | $70 | $0 | $70 | 0.35% |
| DANIEL B ELLIS | PO BOX 38146 SHREVEPORT, LA 71133 | AFLAC | $65 | $0 | $65 | 0.33% |
| SKYE A VERGENAL | 516 CEDAR LAKE DR YOUNGSVILLE, LA 70592 | AFLAC | $64 | $0 | $64 | 0.32% |
| BLAZE J FREMIN Filed as: BLAZE J FERMIN | PO BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $61 | $0 | $61 | 0.31% |
| CATHY ZESCH HOWELL | 365 LEO AVE SHREVEPORT, LA 71105 | AFLAC | $42 | $0 | $42 | 0.21% |
| JEFFERY TAL WEBB | 900 PIERREMONT RD STE 114 SHREVEPORT, LA 71106 | AFLAC | $42 | $0 | $42 | 0.21% |
| TERRY JAMES LAPORTE | 1007 HUGH DR SAINT MARTINVILLE, LA 70582 | AFLAC | $16 | $0 | $16 | 0.08% |
| TRAVIS WIMER | 1029 ABBIE GLENN LN SHREVEPORT, LA 71106 | AFLAC | $12 | $0 | $12 | 0.06% |
| ADRIAN S JOHNSON | 289 MONTROSE PL BOSSIER CITY, LA 71111 | AFLAC | $9 | $0 | $9 | 0.05% |
| TFG FINANCIAL GROUP BENEFITS LLC3 | 8006 BROOK HOLLOW DR SHREVEPORT, LA 71105 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $890 | $3K | 21.11% |
| NATIONAL BENEFIT CENTER3 | 23825 COMMERCE PARK BEACHWOOD, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $445 | $445 | 3.05% |
| QUERBES & NELSON3 | PO BOX 5 SHREVEPORT, LA 71161 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $611 | $2 | $613 | 5.77% |
| VANESSA MARIA WARNER3 | 8209 HEATHERBROOK CIR HAUGHTON, LA 71037 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $47 | $10 | $57 | 0.54% |
| KIM REED SMITH3 Filed as: KIM R TERRELL | 1644 STUBBS VINSON RD MONROE, LA 71203 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $39 | — | $39 | 0.37% |
| 3B VENTURE GROUP INC3 Filed as: 3B VENTURE GROUP OF TEXAN INC | 832 MALLARD TRL MURPHY, TX 75094 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $35 | — | $35 | 0.33% |
| JENNIFER ANNE EVANS3 | 632 MUSTANG DR CONVERSE, LA 71419 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $34 | — | $34 | 0.32% |
| GROUP VOLUNTARY BENEFITS LLC3 | 29103 CHURCH OF GOD RD SPRINGFIELD, LA 70462 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $28 | — | $28 | 0.26% |
| CHARLINE PARKER3 | 11136 HIGHWAY 28 BOYCE, LA 71409 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $26 | — | $26 | 0.24% |
| 3B VENTURE GROUP INC3 | 832 MALLARD TRAIL MURPHY, TX 75094 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $25 | — | $25 | 0.24% |
| BRIAN TATES3 | 146 MOOR RD SHREVEPORT, LA 71106 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $22 | — | $22 | 0.21% |
| AUSTIN ONEIL EPPINETTE3 | 8716 HOLLOW BLUFF DR HAUGHTON, LA 71037 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | $17 | $21 | 0.20% |
| CHRISTINA TURNER3 | 8715 DIXIE BLANCHARD RD SHREVEPORT, LA 71107 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $19 | $2 | $21 | 0.20% |
| SCOTT TERRELL3 | 1644 STUBBS VINSON RD MONROE, LA 71203 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $14 | — | $14 | 0.13% |
| TERRELL & COMPANY INC3 Filed as: TERRELL AGENCY INC | 1644 STUBBS VINSON RD MONROE, LA 71203 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $12 | — | $12 | 0.11% |
| BSK BENEFITS PLUS LLC3 | 585 BEAU CHENE DR MANDEVILLE, LA 70471 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | — | $8 | 0.08% |
| FREDERICK EUGENE JOYCE III3 | 5502 CHRISTUS DR TEXARKANA, TX 75503 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | — | $8 | 0.08% |
| AMY SUSANNE STEED3 | 111 MELROSE DE TEXARKANA, TX 75501 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | — | $8 | 0.08% |
| RONALD NEIL FISCHER3 | 4095 SUMMERHILL SQ TEXARKANA, TX 75503 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.06% |
| CHERRY G MARTIN INS AGENCY INC3 Filed as: CHERRY G MARTIN INS AGCY INC | C/O RYAN LUNA WACO, TX 76712 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.04% |
| LAURA LENEE KELLY3 | 4 THOUSAND OAKS CIR CONWAY, AR 72032 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.03% |
| TAMMY S BOOTH3 | 329 HICKORY ST MAUD, TX 75567 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 225 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 228 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 300 | $113K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 222 | $56K |
| Short-term disability(3 contracts, 3 carriers) | AFLAC | 46 | $45K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 30 | $80K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 259 | $1.9M |
| Other(2 contracts, 2 carriers) | AFLAC | 22 | $31K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 300 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.