Welfare broker

FREDERICK EUGENE JOYCE III

Mailing address (most recent filing)

5502 CHRISTUS DRIVE

TEXARKANA, TX 75503

Total comp: $85K
Commissions: $47K
Fees: $38K
Filings: 3
Sponsors: 3

Carrier mix

Where FREDERICK EUGENE JOYCE III places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY50.0%
BLUE CROSS OF CALIFORNIA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$716K	50.0%
BLUE CROSS OF CALIFORNIA	1	$1.9M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	2	$2.6M	0.0%	16.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of FREDERICK EUGENE JOYCE III's plans by broker comp / premium ratio. Median 6.10% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of FREDERICK EUGENE JOYCE III's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where FREDERICK EUGENE JOYCE III is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
TEXARKANA TRACTOR COMPANY TEXARKANA TRACTOR COMPANY	TX	$1.9M	$115K	BLUECROSS BLUESHIELD OF TEXAS
RED RIVER LUMBER COMPANY RED RIVER LUMBER COMPANY UHC MEDICAL BENEFIT PLAN	TX	$716K	$44K	UNITEDHEALTHCARE INSURANCE COMPANY

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$716K

50.0%

BLUE CROSS OF CALIFORNIA

$1.9M

50.0%

State

Plans

Premium

State share

Index

$2.6M

0.0%

16.72x

Sponsor

Loc

Premium

Comp

Carrier

TEXARKANA TRACTOR COMPANY

$1.9M

$115K

BLUECROSS BLUESHIELD OF TEXAS

RED RIVER LUMBER COMPANY

RED RIVER LUMBER COMPANY UHC MEDICAL BENEFIT PLAN

$716K

$44K

UNITEDHEALTHCARE INSURANCE COMPANY