| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 | — | KAISER FOUNDATION HEALTH PLAN INC | $290K | — | $290K | 1.92% |
| AON CONSULTING INC3 | — | KAISER FOUNDATION HEALTH PLAN INC | $142K | — | $142K | 2.00% |
| AON CONSULTING INC Filed as: AON INSURANCE AGENCY LLC | — | MEDICAL MUTUAL OF OHIO | $51K | — | $51K | 1.97% |
| HEWITT INSURANCE BROKERAGE LLC | — | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $24K | — | $24K | 1.96% |
| AON CONSULTING INC Filed as: AON INSURANCE AGENCY LLC | — | HEALTH NET | $19K | — | $19K | 2.03% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC | — | UMPC HEALTH OPTIONS | $13K | — | $13K | 1.51% |
| AON CONSULTING INC Filed as: AON CORPORATION | — | AETNA LIFE INSURANCE COMPANY | $41K | $6K | $47K | 11.67% |
| HEWITT INSURANCE BROKERAGE LLC3 Filed as: HEWITT INSURANCE BROKERAGE | — | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC | $6K | — | $6K | 1.91% |
| AON CONSULTING INC3 Filed as: AON INSURANCE BROKERAGE LLC | — | KAISER FOUNDATION HEALTH PLAN OF GEORGIA | $4K | — | $4K | 2.11% |
| AON CONSULTING INC Filed as: AON INSURANCE AGENCY LLC | KIRT DAVIS 39030 TREASURY CENTER CHICAGO, IL 60606 | DEAN HEALTH PLAN INC | $3K | $0 | $3K | 1.42% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC | — | UPMC HEALTH OPTIONS | $4K | — | $4K | 2.73% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC | — | UPMC HEALTH OPTIONS | $1K | — | $1K | 2.03% |
| HEWITT INSURANCE BROKERAGE LLC3 | — | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $1K | — | $1K | 1.91% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC | — | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON OPTIONS INC | $768 | — | $768 | 2.00% |
| HEWITT INSURANCE BROKERAGE LLC3 | — | KAISER FOUNDATION HEALTH PLAN OF HAWAII | $628 | — | $628 | 1.95% |
| AON CONSULTING INC Filed as: AON INSURANCE AGNECY LLC | KIRT DAVIS 39030 TREASURY CENTER CHICAGO, IL 60606 | PREVEA360 HEALTH PLAN | $336 | — | $336 | 4.44% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE INSURANCE COMPANY EIN 41-1289245 NONE | Other services; Claims processing Service code 12 | — | $6.2M |
| CAREFIRST BLUECROSS BLUESHIELD NONE | Claims processing Service code 12 | PO BOX 14116 LEXINGTON, KY 405124116 | $2.4M |
| ALIGHT SOLUTIONS LLC NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator Service code 13 | PO BOX 95135 CHICAGO, IL 606945135 | $2.0M |
| CIGNA HEALTH & LIFE INSURANCE COMP NONE | Claims processing Service code 12 | PO BOX 644546 PITTSBURGH, PA 152644546 | $1000K |
| AETNA US HEALTHCARE EIN 06-6033492 NONE | Claims processing Service code 12 | — | $763K |
| TRIPLE-S SALUD NONE | Claims processing Service code 12 | PO BOX 71548 SAN JUAN, PR 009368648 | $396K |
| CVS/CAREMARK NONE | Claims processing Service code 12 | PO BOX 848001 DALLAS, TX 752848001 | $334K |
| LABCORP EIN 83-3697312 NONE | Other services Service code 49 | — | $56K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 20,541 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 17 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 20,558 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 5 carriers) | MEDICAL MUTUAL OF OHIO | 192 | $3.9M |
| Dental | AETNA LIFE INSURANCE COMPANY | 68 | $403K |
| Prescription drug | MEDICAL MUTUAL OF OHIO | 192 | $2.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,683 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.