| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HEWITT INSURANCE BROKERAGE LLC3 | — | KAISER FOUNDATION HEALTH PLAN INC | $179K | — | $179K | 1.83% |
| HEWITT INSURANCE BROKERAGE LLC3 | — | KAISER FOUNDATION HEALTH PLAN INC | $130K | — | $130K | 1.83% |
| HEWITT INSURANCE BROKERAGE LLC | DBA HEWITT OF IL INS AGENCY LLC 39030 TREASURY CENTER CHICAGO, IL 606949000 | HEALTH NET | $21K | — | $21K | 1.97% |
| HEWITT INSURANCE BROKERAGE LLC | — | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $20K | — | $20K | 2.30% |
| HEWITT INSURANCE BROKERAGE LLC3 Filed as: HEWITT INSURANCE BROKERAGE | — | UPMC HEALTH OPTIONS | $13K | — | $13K | 1.83% |
| AON CONSULTING INC Filed as: AON CORPORATION | — | AETNA LIFE INSURANCE COMPANY | $40K | — | $40K | 9.25% |
| AON CONSULTING INC Filed as: AON INSURANCE AGENCY LLC | ROBERT MALLEY 39030 TREASURY CENTER CHICAGO, IL 60694 | DEAN HEALTH PLAN INC | $8K | — | $8K | 1.93% |
| HEWITT INSURANCE BROKERAGE LLC3 | — | KAISER FOUNDATION HEALTH PLAN OF GEORGIA | $7K | $20K | $27K | 7.36% |
| HEWITT INSURANCE BROKERAGE LLC3 | — | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON OPTIONS INC | $4K | — | $4K | 1.89% |
| HEWITT INSURANCE BROKERAGE LLC3 Filed as: HEWITT INSURANCE BROKERAGE | — | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC | $4K | — | $4K | 1.98% |
| HEWITT INSURANCE BROKERAGE LLC3 Filed as: HEWITT INSURANCE BROKERAGE | — | UPMC HEALTH OPTIONS | $2K | — | $2K | 1.83% |
| HEWITT INSURANCE BROKERAGE LLC3 | — | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $957 | — | $957 | 1.85% |
| HEWITT INSURANCE BROKERAGE LLC3 | — | KAISER FOUNDATION HEALTH PLAN OF HAWAII | $343 | — | $343 | 1.79% |
| AON CONSULTING INC Filed as: AON INSURANCE AGNECY LLC | ROBERT MALLEY 39030 TREASURY CENTER CHICAGO, IL 60694 | PREVEA360 HEALTH PLAN | $308 | — | $308 | 4.49% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE INSURANCE COMPANY EIN 41-1289245 NONE | Claims processing Service code 12 | — | $8.2M |
| CAREFIRST BLUECROSS BLUESHIELD NONE | Claims processing Service code 12 | PO BOX 14116 LEXINGTON, KY 405124116 | $3.1M |
| ALIGHT SOLUTIONS LLC NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator Service code 13 | PO BOX 95135 CHICAGO, IL 606945135 | $2.2M |
| CIGNA HEALTH & LIFE INSURANCE COMP NONE | Claims processing Service code 12 | PO BOX 644546 PITTSBURGH, PA 152644546 | $993K |
| AETNA US HEALTHCARE EIN 06-6033492 NONE | Claims processing Service code 12 | — | $464K |
| CVS/CAREMARK NONE | Claims processing Service code 12 | PO BOX 848001 DALLAS, TX 752848001 | $440K |
| TRIPLE-S SALUD NONE | Claims processing Service code 12 | PO BOX 71548 SAN JUAN, PR 009368648 | $312K |
| MAXIM HEALTH SYSTEMS LLC NONE | Other services Service code 49 | 7221 LEE DEFOREST DRIVE COLUMBIA, MD 21046 | $107K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 21,305 | Currently employed and enrolled or eligible. |
| Retired/separated still eligible | 179 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 21,484 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | AETNA LIFE INSURANCE COMPANY | 79 | $832K |
| Dental | AETNA LIFE INSURANCE COMPANY | 79 | $433K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,763 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.