| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD/MIAMI | — | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $73K | $0 | $73K | 10.41% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 10368 W STATE ROAD 84 STE 201 DAVIE, FL 33324 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $37K | $0 | $37K | 15.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 55 E JACKSON BLVD 14TH FL STE 14A CHICAGO, IL 60604 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $6K | $6K | 2.37% |
| EILEEN SANCHEZ MEDINA3 | 5790 SW 51ST ST MIAMI, FL 33155 | AFLAC | $11K | $507 | $12K | 5.15% |
| NATALIA DURAN GUZMAN3 Filed as: NATALIA C ORTIZ | 3530 W GLENCOE ST MIAMI, FL 33133 | AFLAC | $5K | $453 | $5K | 2.20% |
| MARIA C ORTIZ3 | 7400 SW 50TH TER STE 300 MIAMI, FL 33155 | AFLAC | $3K | $0 | $3K | 1.41% |
| NATALIA DURAN GUZMAN3 | 3232 CORAL WAY APT 1509 MIAMI, FL 33145 | AFLAC | $3K | $245 | $3K | 1.37% |
| CHRISTINA MARIA ORTIZ3 | 7400 SW 50TH TER STE 300 MIAMI, FL 33155 | AFLAC | $3K | $138 | $3K | 1.32% |
| MARIANA CHRISTIN SANCHEZ-MEDINA3 | 6100 SW 44TH TER MIAMI, FL 33155 | AFLAC | $3K | $340 | $3K | 1.24% |
| ALESSANDRA SANCHEZ MEDINA3 Filed as: ALESSANDRA C SANCHEZ MEDINA | 6100 SW 44TH TER MIAMI, FL 33155 | AFLAC | $2K | $146 | $2K | 0.73% |
| MARTA M SASTRE3 | 1214 COLUMBUS BLVD CORAL GABLES, FL 33134 | AFLAC | $962 | $0 | $962 | 0.42% |
| SHIRLEY SASTRE SOUTO3 | 560 REINANTE AVE CORAL GABLES, FL 33156 | AFLAC | $606 | $0 | $606 | 0.26% |
| TOMAS E FLORES3 | 7400 SW TERRACE MIAMI, FL 33155 | AFLAC | $605 | $0 | $605 | 0.26% |
| JEFFREY WEINER3 | 362 MINORCA AVE CORAL GABLES, FL 33134 | AFLAC | $358 | $0 | $358 | 0.16% |
| KATTY W COHEN3 | 21711 TOWN PLACE DR BOCA RATON, FL 33433 | AFLAC | $334 | $0 | $334 | 0.14% |
| AIMEE CECILIA CABRERA3 | 9355 SW 93RD PL MIAMI, FL 33176 | AFLAC | $214 | $0 | $214 | 0.09% |
| RONALD INFANTINO3 | 2680 TRILLIUM RDG UNIT 3210 THE VILLAGES, FL 32163 | AFLAC | $190 | $0 | $190 | 0.08% |
| SHARON BASSOFF INC3 | 11550 SW 9TH CT PEMBROKE PINES, FL 33025 | AFLAC | $171 | $0 | $171 | 0.07% |
| LOURDES M MARRERO3 | 15253 SW 112TH TER MIAMI, FL 33196 | AFLAC | $138 | $0 | $138 | 0.06% |
| ALDA LOPEZ3 Filed as: ALDA PATRICIA LOPEZ | 7400 SW 54 STREET SUITE 300 MIAMI, FL 33155 | AFLAC | $128 | $0 | $128 | 0.06% |
| CIC HOTALING INSURANCE SERVICES, LL3 Filed as: CIC HOTALING INSURANCE SVCS LLC | 2301 NW 87TH AVE STE 401 DORAL, FL 33172 | AFLAC | $126 | $0 | $126 | 0.05% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES GRAYDON BROWN | 2522 OWENS LANDING TRL NW KENNESAW, GA 30152 | AFLAC | $126 | $0 | $126 | 0.05% |
| C HUDSON AND ASSOCIATES3 | 2843 TWIN PINE RD THOMSON, GA 30824 | AFLAC | $118 | $0 | $118 | 0.05% |
| ALFRED RIETKERK3 | 438 PISGAH PIKE PULASKI, TN 38478 | AFLAC | $104 | $0 | $104 | 0.05% |
| ANA MARIA LEON3 | 5000 SW 65TH AVE MIAMI, FL 33155 | AFLAC | $96 | $0 | $96 | 0.04% |
| TIMOTHY J BADDER3 | 452 TIFFANY OAKS WAY BOYNTON BEACH, FL 33435 | AFLAC | $80 | $0 | $80 | 0.03% |
| JAVIER L ORTIZ3 | 9620 NE 2ND AVE STE 203 MIAMI SHORES, FL 33138 | AFLAC | $69 | $0 | $69 | 0.03% |
| CHRIST ALL MIGHTYS ENTERPRISE INC3 | 4000 HOLLYWOOD BLVD STE 555 HOLLYWOOD, FL 33021 | AFLAC | $62 | $0 | $62 | 0.03% |
| KAHN-CARLIN & CO INC3 | 3350 S DIXIE HWY MIAMI, FL 33133 | AFLAC | $60 | $0 | $60 | 0.03% |
| J W GRIMES INC3 | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $55 | $0 | $55 | 0.02% |
| SARA G. LOPEZ3 Filed as: SARA G LOPEZ | 7425 SW 129TH CT MIAMI, FL 33183 | AFLAC | $48 | $0 | $48 | 0.02% |
| A & A INS SERV INC3 | 3771 NW 87TH WAY CORAL SPRINGS, FL 33065 | AFLAC | $47 | $0 | $47 | 0.02% |
| JENNIFER M GREEN3 | 7240 SW 110TH TER PINECREST, FL 33156 | AFLAC | $47 | $0 | $47 | 0.02% |
| LANCE E SULLIVAN3 | 3619 SANWOOD ST LAS VEGAS, NV 89147 | AFLAC | $46 | $0 | $46 | 0.02% |
| KENNIA ROSALES3 | 13000 SW 110TH AVE MIAMI, FL 33176 | AFLAC | $39 | $0 | $39 | 0.02% |
| SANDRA VELAZQUEZ3 | 6374 SW 22ND ST MIAMI, FL 33155 | AFLAC | $36 | $0 | $36 | 0.02% |
| RENATO MARRERO3 | 15253 SW 112TH TER MIAMI, FL 33196 | AFLAC | $28 | $0 | $28 | 0.01% |
| SUWAT ASSAWAMATIYANONT3 | 8171 HAMPTON WOOD DR BOCA RATON, FL 33433 | AFLAC | $26 | $0 | $26 | 0.01% |
| JANET IBANEZ3 | 17501 SW 92ND CT PALMETTO BAY, FL 33157 | AFLAC | $26 | $0 | $26 | 0.01% |
| G SCOTT COOKE3 | 2832 NE 17TH AVE WILTON MANORS, FL 33334 | AFLAC | $25 | $0 | $25 | 0.01% |
| DEXTER ANTONIO HARRIS3 | 100 GALLERIA PKWY SE STE 900 ATLANTA, GA 30339 | AFLAC | $24 | $0 | $24 | 0.01% |
| DAVID S MORRIS3 | 950 PENINSULA CORPORATE CIR STE 1005 BOCA RATON, FL 33487 | AFLAC | $23 | $0 | $23 | 0.01% |
| MILLIE ESTRONZA3 | 4000 HOLLYWOOD BLVD STE 555 HOLLYWOOD, FL 33021 | AFLAC | $20 | $0 | $20 | 0.01% |
| LUIS C BARZANA3 | 9301 SW 123RD AVE MIAMI, FL 33186 | AFLAC | $19 | $0 | $19 | 0.01% |
| BRIAN MACOMBER3 | 20 N WATERVIEW DR PALM COAST, FL 32137 | AFLAC | $19 | $0 | $19 | 0.01% |
| DENISSE HANDAL3 | 1200 SW 97TH AVE MIAMI, FL 33174 | AFLAC | $18 | $0 | $18 | 0.01% |
| KENDALL C HUDSON3 | 1645 PALM BEACH LAKES BLVD STE 1200 WEST PALM BEACH, FL 33401 | AFLAC | $17 | $0 | $17 | 0.01% |
| KEVIN W DOWNS3 | 8505 S TROPICAL TRL MERRITT ISLAND, FL 32952 | AFLAC | $17 | $0 | $17 | 0.01% |
| RUSSELL SHAYNE FOX3 | 9205 COVE POINT CIR BOYNTON BEACH, FL 33472 | AFLAC | $17 | $0 | $17 | 0.01% |
| MARTHA BRIEVA3 | 100 EDGEWATER DR APT 222 CORAL GABLES, FL 33133 | AFLAC | $16 | $0 | $16 | 0.01% |
| BRENDA LYNN GARRETT3 | 12475 KENTWOOD AVE FORT MYERS, FL 33913 | AFLAC | $15 | $0 | $15 | 0.01% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 1001 BRICKELL BAY DR FL 10 MIAMI, FL 33131 | AFLAC | $15 | $0 | $15 | 0.01% |
| JOSHUA BUZZARD3 | 6848 HENDRY DR LAKE WORTH, FL 33463 | AFLAC | $14 | $0 | $14 | 0.01% |
| MARIROSY GONZALEZ3 | 2200 SW 4TH AVE MIAMI, FL 33129 | AFLAC | $13 | $0 | $13 | 0.01% |
| ERIC W HIRSCHKORN3 | 718 SE ABLETT LN PORT ST LUCIE, FL 34984 | AFLAC | $12 | $0 | $12 | 0.01% |
| GEOVANNY ENCARNACION3 Filed as: GEOVANNY F ENCARNACION | 11754 NW 1ST ST CORAL SPRINGS, FL 33071 | AFLAC | $11 | $0 | $11 | 0.00% |
| LUCY M SALAZAR3 | 4442 E CAMELBACK RD UNIT 161 PHOENIX, AZ 85018 | AFLAC | $11 | $0 | $11 | 0.00% |
| YOLANDA F LASTRA3 | 9733 NW 45TH LN DORAL, FL 33178 | AFLAC | $10 | $0 | $10 | 0.00% |
| RAMON E MASCANOSA3 | PO BOX 9 ALTOONA, FL 32702 | AFLAC | $10 | $0 | $10 | 0.00% |
| BRENDA LYNN GARRETT3 | 1411 CENTERPOINT CIR APT 103 SHILOH, IL 62269 | AFLAC | $10 | $0 | $10 | 0.00% |
| JUAN C FERLINI3 | 891 MAYBERRY ML NEW BRAUNFELS, TX 78130 | AFLAC | $9 | $0 | $9 | 0.00% |
| NESTOR J RODRIGUEZ3 | 1825 MAIN ST STE 102 WESTON, FL 33326 | AFLAC | $9 | $0 | $9 | 0.00% |
| VALERIE MARQUEZ BLANCO3 | 12110 SW 105TH TER MIAMI, FL 33186 | AFLAC | $8 | $0 | $8 | 0.00% |
| MARIA ORBE3 | 8362 PINES BLVD PMB 250 PEMBROKE PINES, FL 33024 | AFLAC | $8 | $0 | $8 | 0.00% |
| DE VITA B MCKENZIE3 | 1139 IROLO ST LOS ANGELES, CA 90006 | AFLAC | $8 | $0 | $8 | 0.00% |
| SHAWN K STEPHENS3 | 1323 GRAHAM TRACE LN LEAGUE CITY, TX 77573 | AFLAC | $7 | $0 | $7 | 0.00% |
| EDWARD ZARATE3 | PO BOX 900068 HOMESTEAD, FL 33090 | AFLAC | $6 | $0 | $6 | 0.00% |
| ANA MARIA LOPEZ3 | PO BOX 560147 MIAMI, FL 33256 | AFLAC | $6 | $0 | $6 | 0.00% |
| THOMAS R BAILEY3 | 142 MAPLE CT NW CHARLESTON, TN 37310 | AFLAC | $6 | $0 | $6 | 0.00% |
| FRANK ROBERT SOBOCINSKI3 | 528 SWEET BAY CIR JUPITER, FL 33458 | AFLAC | $6 | $0 | $6 | 0.00% |
| MARK C LEE3 | 8229 FRANK HOUSER AVE COLUMBUS, GA 31909 | AFLAC | $5 | $0 | $5 | 0.00% |
| PHYLLIS DAWN HESLEP3 | 3709 S LYNWOOD AVE TAMPA, FL 33611 | AFLAC | $5 | $0 | $5 | 0.00% |
| ELIZABETH B BOWDRING3 Filed as: ELIZABETH BOWDRING | 8617 FORT HUNT RD ALEXANDRIA, VA 22308 | AFLAC | $5 | $0 | $5 | 0.00% |
| SUSAN P WATLEY3 | 6366 INDEPENDENCE DR COLUMBUS, GA 31909 | AFLAC | $5 | $0 | $5 | 0.00% |
| STEVEN KAISER3 Filed as: STEVEN WILLIAM KAISER | 6447 IVY SPRINGS DR FLOWERY BRANCH, GA 30542 | AFLAC | $4 | $0 | $4 | 0.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: JOSEPH H WILLIS JR | 1431 NE 55TH ST FORT LAUDERDALE, FL 33334 | AFLAC | $4 | $0 | $4 | 0.00% |
| JAMES W BENCIN3 | 11 SHELDRAKE LN WEST PALM BEACH, FL 33418 | AFLAC | $2 | $0 | $2 | 0.00% |
| MICHAEL LAYSECA3 | 5770 MONTERRA CLUB DR LAKE WORTH, FL 33463 | AFLAC | $2 | $0 | $2 | 0.00% |
| OMER S BASS IV3 | 565 W GATEWAY CT MERRITT ISLAND, FL 32952 | AFLAC | $2 | $0 | $2 | 0.00% |
| CHRISTINA DIANE HARRIMAN3 | 6810 SW 134TH AVE MIAMI, FL 33183 | AFLAC | $2 | $0 | $2 | 0.00% |
| KEVIN W DOWNS3 | 556 PLAZA SEVILLE CT APT 107 TREASURE ISLAND, FL 33706 | AFLAC | $2 | $0 | $2 | 0.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 10368 W STATE ROAD 84 STE 201 DAVIE, FL 33324 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $17K | $0 | $17K | 15.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 55 E JACKSON BLVD 14TH FL STE 14A CHICAGO, IL 60604 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $3K | $3K | 2.33% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 10368 W STATE ROAD 84 STE 201 DAVIE, FL 33324 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | $0 | $3K | 15.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 55 E JACKSON BLVD 14TH FL STE 14A CHICAGO, IL 60604 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $434 | $434 | 1.91% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 55 E JACKSON BLVD 14TH FL STE 14A CHICAGO, IL 60604 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $4 | $4 | 1.83% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 956 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 26 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 982 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 1,701 | $704K |
| Vision | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 1,701 | $704K |
| Life insurance(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 956 | $244K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 295 | $112K |
| Other(4 contracts, 3 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 1,701 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,701 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.