| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARIA ORTIZ3 | 7400 SOUTHWEST TERRACE SUITE 300 MIAMI, FL 33155 | AFLAC | $6K | $187 | $7K | 8.28% |
| MARTA M SASTRE3 | PO BOX 140127 CORAL GABLES, FL 33114 | AFLAC | $1K | $35 | $1K | 1.85% |
| MORETON & COMPANY3 Filed as: MORTON D WEINER AMPAC INC | 362 MINORCA AVENUE CORAL GABLES, FL 33134 | AFLAC | $893 | — | $893 | 1.12% |
| NATALIA DURAN GUZMAN3 Filed as: NATALIA C ORTIZ | 9800 SOUTHWEST 62ND COURT MIAMI, FL 33156 | AFLAC | $249 | $14 | $263 | 0.33% |
| C HUDSON AND ASSOCIATES3 | 2843 TWIN PINE ROAD THOMSON, GA 30824 | AFLAC | $203 | — | $203 | 0.25% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES GRAYDON BROWN | 2002 EASTWOOD ROAD SUITE 301 WILMINGTON, NC 28403 | AFLAC | $162 | — | $162 | 0.20% |
| JANET IBANEZ3 | 14295 SOUTHWEST 142ND STREET MIAMI, FL 33186 | AFLAC | $157 | — | $157 | 0.20% |
| MIER INSURANCE GROUP INC3 Filed as: MIER INSURANCE GROUP, INC | 6830 SOUTHWEST 133 TERRACE MIAMI, FL 33156 | AFLAC | $157 | — | $157 | 0.20% |
| ALFRED RIETKERK3 | 3120 NORTHEAST 47TH STREET FORT LAUDERDALE, FL 33308 | AFLAC | $153 | — | $153 | 0.19% |
| RICHARDO ENRIQUE AUGUSTIN3 | 920 SOUTHWEST 156TH COURT MIAMI, FL 33194 | AFLAC | $145 | — | $145 | 0.18% |
| JAVIER ORTIZ3 | 165 NORTHEAST 96TH STREET MIAMI SHORES, FL 33138 | AFLAC | $96 | — | $96 | 0.12% |
| EILEEN SANCHEZ MEDINA3 | 6100 SOUTHWEST 44TH TERRACE MIAMI, FL 33155 | AFLAC | $96 | — | $96 | 0.12% |
| J W GRIMES INC3 Filed as: JW GRIMES INC | 7659 HERITAGE CROSSING WAY REUNION, FL 34747 | AFLAC | $80 | — | $80 | 0.10% |
| RENATO MARRERO3 | 15253 SOUTHWEST 112TH TERRACE MIAMI, FL 33196 | AFLAC | $80 | — | $80 | 0.10% |
| MARTHA BRIEVA3 | 10665 SOUTHWEST 113TH PLACE APARTMENT D MIAMI, FL 33176 | AFLAC | $55 | — | $55 | 0.07% |
| CHRISTINA ORTIZ3 | 7400 SW 50TH TERRACE SUITE 300 MIAMI, FL 33155 | AFLAC | $37 | — | $37 | 0.05% |
| LOURDES M MARRERO3 Filed as: LOURDES MARRERO | 15253 SOUTHWEST 112TH TERRACE MIAMI, FL 33196 | AFLAC | $34 | — | $34 | 0.04% |
| ECK INC3 | PO BOX 246 SAFETY HARBOR, FL 34695 | AFLAC | $26 | — | $26 | 0.03% |
| ELIZABETH MARIA SARDINAS TORRES3 | 15453 SOUTHWEST 139TH STREET MIAMI, FL 33196 | AFLAC | $17 | — | $17 | 0.02% |
| ISIS FERNANDEZ3 | 2942 SOUTHWEST 34TH AVENUE MIAMI, FL 33133 | AFLAC | $16 | — | $16 | 0.02% |
| JOHN GALLIPOLI3 | 4385 STATESVILLE ROAD WATERTOWN, FL 37184 | AFLAC | $16 | — | $16 | 0.02% |
| SOUTHEATERN UNDERWRITING INC3 | 6751 MACON ROAD SUITE 4 COLUMBUS, GA 31904 | AFLAC | $16 | — | $16 | 0.02% |
| SHAWN K STEPHENS3 | 515 SOUTH FRY ROAD SUITE A KATY, TX 77450 | AFLAC | $14 | — | $14 | 0.02% |
| SHAWN K STEPHENS3 | 293 INDEPENDENCE BOULEVARD SUITE 218 VIRGINIA BEACH, VA 23462 | AFLAC | $14 | — | $14 | 0.02% |
| DENISSE HANDAL3 | 920 SOUTHWEST 155TH COURT MIAMI, FL 33194 | AFLAC | $12 | — | $12 | 0.02% |
| RONALD INFANTINO3 | 7242 SOUTHWEST 163RD COURT MIAMI, FL 33193 | AFLAC | $11 | — | $11 | 0.01% |
| A & A INS SERV INC3 | 5102 NORTHEST 122ND AVENUE CORAL SPRINGS, FL 33076 | AFLAC | $9 | — | $9 | 0.01% |
| KATTY W COHEN3 | 21711 TOWN PLACE DRIVE BOCA RATON, FL 33433 | AFLAC | $9 | — | $9 | 0.01% |
| NESTOR J RODRIGUEZ3 Filed as: NESTOR RODRIGUEZ | 799 BRICKELL PLAZA SUITE 600 MIAMI, FL 33131 | AFLAC | $9 | — | $9 | 0.01% |
| SUWAT ASSAWAMATIYANONT3 | 1800 NE 48TH COURT FORT LAUDERDALE, FL 33308 | AFLAC | $9 | — | $9 | 0.01% |
| SHIRLEY SASTRE SOUTO3 | PO BOX 140127 CORAL GABLES, FL 33114 | AFLAC | $8 | — | $8 | 0.01% |
| SARA G. LOPEZ3 Filed as: SARA G LOPEZ | 7425 SOUTHWEST 129TH COURT MIAMI, FL 33183 | AFLAC | $8 | — | $8 | 0.01% |
| ELIZABETH B DAY3 | 8617 FORT HUNT ROAD ALEXANDRA, VT 22308 | AFLAC | $5 | — | $5 | 0.01% |
| LELAND E MCCRAVY3 | 9736 SPYGLASS DRIVE VILLA RICA, GA 30180 | AFLAC | $5 | — | $5 | 0.01% |
| THOMAS R BAILEY3 Filed as: THOMAS BAILEY | 142 MAPLE COURT NW CHARLESTON, TN 37310 | AFLAC | $4 | — | $4 | 0.01% |
| MICHAEL C WALKER3 Filed as: MICHAEL PETERS | 6343 FALBRIDGE COURT JACKSONVILLE, FL 32258 | AFLAC | $4 | — | $4 | 0.01% |
| SANDRA VELAZQUEZ3 Filed as: SANDRA VELAQUEZ | 8374 SW 22ND STREET MIAMI, FL 33155 | AFLAC | $4 | — | $4 | 0.01% |
| MARIA ORBE3 | 6962 PINES BLVD SUITE 250 PEMBROKE PINES, FL 33024 | AFLAC | $4 | — | $4 | 0.01% |
| BEATRIZ P MENDEZ3 Filed as: BEATRIZ MENDEZ | 5890 SOUTHWEST 117TH TERRACE MIAMI, FL 33156 | AFLAC | $3 | — | $3 | 0.00% |
| CHRISTINE M SINTAY3 Filed as: CHRISTINE SINTAY | 1972 ALCOVA RIDGE DRIVE LAS VEGAS, NV 89135 | AFLAC | $3 | — | $3 | 0.00% |
| ELAINE COX3 | 3355 DOROTHEA ROAD JACKSONVILLE, FL 32216 | AFLAC | $3 | — | $3 | 0.00% |
| DEBRA HENDRICKSON3 | 17 RIDGE WOOD DRIVE MONROE, OH 45050 | AFLAC | $3 | — | $3 | 0.00% |
| JUAN C FERLINI3 Filed as: JUAN FERLINI | 13826 CHRISTIAN BARRETT DRIVE MOORPARK, CA 93021 | AFLAC | $3 | — | $3 | 0.00% |
| JAMES W BENCIN3 Filed as: JAMES BENCIN | 11 SHELDRAKE LANE WEST PALM BEACH, FL 33418 | AFLAC | $2 | — | $2 | 0.00% |
| MARK C LEE3 Filed as: MARK LEE | 1444 SOUTH 17TH STREET WILMINGTON, NC 28401 | AFLAC | $2 | — | $2 | 0.00% |
| LAURA HEILIG3 | 13768 OAK TREE TERRACE JACKSONVILLE, FL 32224 | AFLAC | $2 | — | $2 | 0.00% |
| FRANK ROBERT SOBOCINSKI3 Filed as: FRANK BOBOONSKI | 528 SWEET BAY CIRCLE JUPITER, FL 33458 | AFLAC | $1 | $1 | $2 | 0.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: JOSEPH WILLIS JR | 1431 NE 55TH STREET FORT LAUDERDALE, FL 33334 | AFLAC | $1 | $1 | $2 | 0.00% |
| MORETON & COMPANY3 Filed as: MORTON D WEINER/AMPAC INC | 362 MINORCA AVENUE CORAL GABLES, FL 33134 | CONTINENTAL CASUALTY COMPANY | $1K | — | $1K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 552 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 15 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 567 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | NEIGHBORHOOD HEALTH PARTNERSHIP | 740 | $3.4M |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 1,171 | $3.2M |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 1,171 | $3.2M |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 553 | $189K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 553 | $189K |
| Other(3 contracts, 3 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 553 | $283K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,171 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.