| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARIA ORTIZ3 | 7400 SOUTHWEST TERRACE SUITE 300 MIAMI, FL 33155 | AFLAC | $5K | $165 | $5K | 7.52% |
| MARTA M SASTRE3 | PO BOX 140127 CORAL GABLES, FL 33114 | AFLAC | $1K | $29 | $1K | 1.74% |
| MORETON & COMPANY3 Filed as: MORTON D WEINER AMPAC INC | 362 MINORCA AVENUE CORAL GABLES, FL 33134 | AFLAC | $836 | $8 | $844 | 1.25% |
| ALFRED RIETKERK3 | 3120 NORTHEAST 47TH STREET FORT LAUDERDALE, FL 33308 | AFLAC | $214 | $29 | $243 | 0.36% |
| C HUDSON AND ASSOCIATES3 | 2843 TWIN PINE ROAD THOMSON, GA 30824 | AFLAC | $181 | — | $181 | 0.27% |
| JANET IBANEZ3 | 14295 SOUTHWEST 142ND STREET MIAMI, FL 33186 | AFLAC | $146 | — | $146 | 0.22% |
| MIER INSURANCE GROUP INC3 Filed as: MIER INSURANCE GROUP, INC | 6830 SOUTHWEST 133 TERRACE MIAMI, FL 33156 | AFLAC | $143 | — | $143 | 0.21% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES GRAYDON BROWN | 2002 EASTWOOD ROAD SUITE 301 WILMINGTON, NC 28403 | AFLAC | $143 | — | $143 | 0.21% |
| RICHARDO ENRIQUE AUGUSTIN3 | 920 SOUTHWEST 156TH COURT MIAMI, FL 33194 | AFLAC | $128 | — | $128 | 0.19% |
| JAVIER ORTIZ3 | 165 NORTHEAST 96TH STREET MIAMI SHORES, FL 33138 | AFLAC | $78 | — | $78 | 0.12% |
| J W GRIMES INC3 Filed as: JW GRIMES INC | 7659 HERITAGE CROSSING WAY REUNION, FL 34747 | AFLAC | $73 | — | $73 | 0.11% |
| RENATO MARRERO3 | 15253 SOUTHWEST 112TH TERRACE MIAMI, FL 33196 | AFLAC | $66 | — | $66 | 0.10% |
| EILEEN SANCHEZ MEDINA3 | 6100 SOUTHWEST 44TH TERRACE MIAMI, FL 33155 | AFLAC | $48 | — | $48 | 0.07% |
| MARTHA BRIEVA3 | 10665 SOUTHWEST 113TH PLACE APARTMENT D MIAMI, FL 33176 | AFLAC | $46 | — | $46 | 0.07% |
| LOURDES M MARRERO3 Filed as: LOURDES MARRERO | 15253 SOUTHWEST 112TH TERRACE MIAMI, FL 33196 | AFLAC | $28 | — | $28 | 0.04% |
| ECK INC3 | PO BOX 246 SAFETY HARBOR, FL 34695 | AFLAC | $22 | — | $22 | 0.03% |
| SHIRLEY SASTRE SOUTO3 | PO BOX 140127 CORAL GABLES, FL 33114 | AFLAC | $22 | — | $22 | 0.03% |
| SARA G. LOPEZ3 Filed as: SARA G LOPEZ | 7425 SOUTHWEST 129TH COURT MIAMI, FL 33183 | AFLAC | $21 | — | $21 | 0.03% |
| NATALIA DURAN GUZMAN3 Filed as: NATALIA C ORTIZ | 9800 SOUTHWEST 62ND COURT MIAMI, FL 33156 | AFLAC | $18 | — | $18 | 0.03% |
| BEATRIZ P MENDEZ3 Filed as: BEATRIZ MENDEZ | 5890 SOUTHWEST 117TH TERRACE MIAMI, FL 33156 | AFLAC | $16 | — | $16 | 0.02% |
| DENISSE HANDAL3 | 920 SOUTHWEST 155TH COURT MIAMI, FL 33194 | AFLAC | $16 | — | $16 | 0.02% |
| ISIS FERNANDEZ3 | 2942 SOUTHWEST 34TH AVENUE MIAMI, FL 33133 | AFLAC | $15 | — | $15 | 0.02% |
| JOHN GALLIPOLI3 | 4385 STATESVILLE ROAD WATERTOWN, FL 37184 | AFLAC | $14 | — | $14 | 0.02% |
| SOUTHEATERN UNDERWRITING INC3 | 6751 MACON ROAD SUITE 4 COLUMBUS, GA 31904 | AFLAC | $14 | — | $14 | 0.02% |
| ELIZABETH MARIA SARDINAS TORRES3 | 15453 SOUTHWEST 139TH STREET MIAMI, FL 33196 | AFLAC | $13 | — | $13 | 0.02% |
| SHAWN K STEPHENS3 | 515 SOUTH FRY ROAD SUITE A KATY, TX 77450 | AFLAC | $9 | — | $9 | 0.01% |
| RONALD INFANTINO3 | 7242 SOUTHWEST 163RD COURT MIAMI, FL 33193 | AFLAC | $9 | — | $9 | 0.01% |
| A & A INS SERV INC3 | 5102 NORTHEST 122ND AVENUE CORAL SPRINGS, FL 33076 | AFLAC | $8 | — | $8 | 0.01% |
| KATTY W COHEN3 | 21711 TOWN PLACE DRIVE BOCA RATON, FL 33433 | AFLAC | $8 | — | $8 | 0.01% |
| NESTOR J RODRIGUEZ3 Filed as: NESTOR RODRIGUEZ | 799 BRICKELL PLAZA SUITE 600 MIAMI, FL 33131 | AFLAC | $8 | — | $8 | 0.01% |
| ELIZABETH B DAY3 | 8617 FORT HUNT ROAD ALEXANDRA, VT 22308 | AFLAC | $4 | — | $4 | 0.01% |
| LELAND E MCCRAVY3 | 9736 SPYGLASS DRIVE VILLA RICA, GA 30180 | AFLAC | $4 | — | $4 | 0.01% |
| SHAWN K STEPHENS3 | 293 INDEPENDENCE BOULEVARD SUITE 218 VIRGINIA BEACH, VA 23462 | AFLAC | $2 | — | $2 | 0.00% |
| MORETON & COMPANY3 Filed as: MORTON D WEINER/AMPAC INC | 362 MINORCA AVENUE CORAL GABLES, FL 33134 | CONTINENTAL CASUALTY COMPANY | $2K | — | $2K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 468 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 20 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 488 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 563 | $5.6M |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 547 | $282K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 448 | $152K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 448 | $152K |
| Other(3 contracts, 3 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 448 | $239K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 563 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.