| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD/MIAMI | — | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $82K | — | $82K | 2.78% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | — | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | — | $11K | $11K | 0.37% |
| EILEEN SANCHEZ MEDINA3 | 6100 SOUTHWEST 44TH TERRACE MIAMI, FL 33155 | AFLAC | $12K | $252 | $13K | 5.22% |
| NATALIA DURAN GUZMAN3 Filed as: NATALIA C ORTIZ | 3530 WEST GLENCOE STREET MIAMI, FL 33133 | AFLAC | $7K | $76 | $7K | 2.71% |
| NATALIA DURAN GUZMAN3 | 1945 SOUTHWEST 25TH TERRACE MIAMI, FL 33133 | AFLAC | $4K | $2K | $6K | 2.33% |
| MARIANA CHRISTIN SANCHEZ-MEDINA3 | 6100 SOUTHWEST 44TH TERRACE MIAMI, FL 33155 | AFLAC | $5K | $61 | $5K | 2.09% |
| MARIA C ORTIZ3 | 7400 SOUTHWEST 50TH TERRACE SUITE 300 MIAMI, FL 33155 | AFLAC | $4K | — | $4K | 1.65% |
| CHRISTINA MARIA ORTIZ3 | 7400 SOUTHWEST 50TH TERRACE SUITE 300 MIAMI, FL 33155 | AFLAC | $3K | $50 | $3K | 1.24% |
| ALESSANDRA SANCHEZ MEDINA3 Filed as: ALESSANDRA C SANCHEZ MEDINA | 6100 SOUTHWEST 44TH TERRACE MIAMI, FL 33135 | AFLAC | $2K | $27 | $2K | 0.94% |
| MARTA M SASTRE3 | 1214 COLUMBUS BOULEVARD CORAL GABLES, FL 33134 | AFLAC | $1K | — | $1K | 0.48% |
| SHIRLEY SASTRE SOUTO3 | 560 REINANTE AVENUE CORAL GABLES, FL 33156 | AFLAC | $796 | — | $796 | 0.33% |
| JEFFREY WEINER3 | 362 MINORCA AVENUE CORAL GABLES, FL 33134 | AFLAC | $394 | — | $394 | 0.16% |
| KATTY W COHEN3 | 21711 TOWN PLACE DRIVE BOCA RATON, FL 33433 | AFLAC | $305 | — | $305 | 0.13% |
| RONALD INFANTINO3 | 2680 TRILLIUM RIDGE UNIT 3210 THE VILLAGES, FL 32163 | AFLAC | $187 | — | $187 | 0.08% |
| A & A INS SERV INC3 | 3771 NORTHWEST 87TH WAY CORAL SPRINGS, FL 33065 | AFLAC | $162 | — | $162 | 0.07% |
| LOURDES M MARRERO3 | 15253 SOUTHWEST 112TH TERRACE MIAMI, FL 33196 | AFLAC | $134 | — | $134 | 0.06% |
| C HUDSON AND ASSOCIATES3 | 2843 TWIN PINE ROAD THOMSON, GA 30824 | AFLAC | $130 | — | $130 | 0.05% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES GRAYDON BROWN | 2522 OWENS LANDING TRAIL NORTHWEST KENNESAW, GA 30152 | AFLAC | $128 | — | $128 | 0.05% |
| ALFRED RIETKERK3 | 438 PISGAH PIKE PULASKI, TN 38478 | AFLAC | $121 | — | $121 | 0.05% |
| SHARON BASSOFF INC3 | 11550 SOUTHWEST 9TH COURT PEMBROKE PINES, FL 33025 | AFLAC | $119 | — | $119 | 0.05% |
| DENISSE HANDAL3 | 1200 SOUTHWEST 97TH AVENUE MIAMI, FL 33174 | AFLAC | $107 | — | $107 | 0.04% |
| SANDRA VELAZQUEZ3 | 6374 SOUTHWEST 22ND STREET MIAMI, FL 33155 | AFLAC | $102 | — | $102 | 0.04% |
| JAVIER L ORTIZ3 | 9620 NORTHEAST 2ND AVENUE SUITE 203 MIAMI SHORES, FL 33138 | AFLAC | $75 | — | $75 | 0.03% |
| JENNIFER M GREEN3 | 7240 SOUTHWEST 110TH TERRACE PINECREST, FL 33156 | AFLAC | $74 | — | $74 | 0.03% |
| VALERIE MARQUEZ BLANCO3 | 12110 SOUTHWEST 105TH TERRACE MIAMI, FL 33186 | AFLAC | $72 | — | $72 | 0.03% |
| TIMOTHY J BADDER3 | 452 TIFFANY OAKS WAY BOYNTON BEACH, FL 33435 | AFLAC | $66 | — | $66 | 0.03% |
| CHRIST ALL MIGHTYS ENTERPRISE INC3 | 4000 HOLLYWOOD BOULEVARD SUITE 555 HOLLYWOOD, FL 33021 | AFLAC | $62 | — | $62 | 0.03% |
| KAHN-CARLIN & CO INC3 | 3350 SOUTH DIXIE HIGHWAY MIAMI, FL 33133 | AFLAC | $60 | — | $60 | 0.02% |
| J W GRIMES INC3 Filed as: JW GRIMES INC | 6165 WATERFORD ROAD COLUMBUS, GA 31904 | AFLAC | $59 | — | $59 | 0.02% |
| SARA G. LOPEZ3 Filed as: SARA G LOPEZ | 7425 SOUTHWEST 129TH COURT MIAMI, FL 33183 | AFLAC | $48 | — | $48 | 0.02% |
| AIMEE CECILIA CABRERA3 | 9355 SOUTHWEST 93RD PLACE MIAMI, FL 33176 | AFLAC | $47 | — | $47 | 0.02% |
| ANA MARIA LEON3 | 5000 SOUTHWEST 65TH AVENUE MIAMI, FL 33155 | AFLAC | $45 | — | $45 | 0.02% |
| JANET IBANEZ3 | 17501 SOUTHWEST 92ND COURT PALMETTO BAY, FL 33157 | AFLAC | $36 | — | $36 | 0.01% |
| SUWAT ASSAWAMATIYANONT3 | 8171 HAMPTON WOOD DRIVE BOCA RATON, FL 33433 | AFLAC | $33 | — | $33 | 0.01% |
| LANCE E SULLIVAN3 | 3619 SANWOOD STREET LAS VEGAS, NV 89147 | AFLAC | $32 | — | $32 | 0.01% |
| JORGE F PENA3 | PO BOX 162956 MIAMI, FL 33116 | AFLAC | $30 | — | $30 | 0.01% |
| RENATO MARRERO3 | 15253 SOUTHWEST 112TH TERRACE MIAMI, FL 33196 | AFLAC | $28 | — | $28 | 0.01% |
| KENNIA ROSALES3 | 13000 SOUTHWEST 110TH AVENUE MIAMI, FL 33176 | AFLAC | $26 | — | $26 | 0.01% |
| G SCOTT COOKE3 | 2832 NORTHEAST 17TH AVENUE WILTON MANORS, FL 33334 | AFLAC | $25 | — | $25 | 0.01% |
| YOLANDA F LASTRA3 | 9733 NORTHWEST 45TH LANE DORAL, FL 33178 | AFLAC | $24 | — | $24 | 0.01% |
| CURRY N KIMMEY JR3 | PO BOX 246 SAFETY HARBOR, FL 34695 | AFLAC | $24 | — | $24 | 0.01% |
| DAVID S MORRIS3 | 950 PENINSULA CORPORATE CIRCLE SUITE 1005 BOCA RATON, FL 33487 | AFLAC | $23 | — | $23 | 0.01% |
| MILLIE ESTRONZA3 | 4000 HOLLYWOOD BOULEVARD SUITE 555 HOLLYWOOD, FL 33021 | AFLAC | $20 | — | $20 | 0.01% |
| LUIS C BARZANA3 | 9301 SOUTHWEST 123RD AVENUE MIAMI, FL 33186 | AFLAC | $19 | — | $19 | 0.01% |
| BRIAN MACOMBER3 | 20 NORTH WATERVIEW DRIVE PALM COAST, FL 32137 | AFLAC | $19 | — | $19 | 0.01% |
| KEVIN W DOWNS3 | 556 PLAZA SEVILLE COURT APARTMENT 107 TREASURE ISLAND, FL 33706 | AFLAC | $19 | — | $19 | 0.01% |
| BRENDA LYNN GARRETT3 | 12475 KENTWOOD AVENUE FORT MYERS, FL 33913 | AFLAC | $17 | — | $17 | 0.01% |
| KENDALL C HUDSON3 | 1645 PALM BEACH LAKES BOULEVARD SUITE 1200 WEST PALM BEACH, FL 33401 | AFLAC | $17 | — | $17 | 0.01% |
| DEXTER ANTONIO HARRIS3 | 100 GALLERIA PARKWAY SOUTHEAST SUITE 900 ATLANTA, GA 30339 | AFLAC | $17 | — | $17 | 0.01% |
| MARTHA BRIEVA3 | 100 EDGEWATER DRIVE APARTMENT 222 CORAL GABLES, FL 33133 | AFLAC | $16 | — | $16 | 0.01% |
| JOHN GALLIPOLI3 | 4385 STATESVILLE ROAD WATERTOWN, FL 37184 | AFLAC | $15 | — | $15 | 0.01% |
| SOUTHEASTERN UNDWR INC3 | 6751 MACON ROAD SUITE 4 COLUMBUS, GA 31907 | AFLAC | $15 | — | $15 | 0.01% |
| MARIROSY GONZALEZ3 | 2200 SOUTHWEST 4TH AVENUE MIAMI, FL 33129 | AFLAC | $13 | — | $13 | 0.01% |
| JUAN C FERLINI3 | 891 MAYBERRY ML NEW BRAUNFELS, TX 78130 | AFLAC | $12 | — | $12 | 0.00% |
| ERIC W HIRSCHKORN3 | 718 SOUTHEAST ABLETT LANE PORT ST LUCIE, FL 34984 | AFLAC | $12 | — | $12 | 0.00% |
| LUCY M SALAZAR3 | 4442 EAST CAMELBACK ROAD UNIT 161 PHOENIX, AZ 85018 | AFLAC | $11 | — | $11 | 0.00% |
| RAMON E MASCANOSA3 | PO BOX 9 ALTOONA, FL 32702 | AFLAC | $10 | — | $10 | 0.00% |
| JOSHUA BUZZARD3 | 6848 HENDRY DRIVE LAKE WORTH, FL 33463 | AFLAC | $10 | — | $10 | 0.00% |
| NESTOR J RODRIGUEZ3 | 1825 MAIN STREET SUITE 102 WESTON, FL 33326 | AFLAC | $9 | — | $9 | 0.00% |
| RUSSELL SHAYNE FOX3 | 9205 COVE POINT CIRCLE BOYNTON BEACH, FL 33472 | AFLAC | $9 | — | $9 | 0.00% |
| DE VITA B MCKENZIE3 | 1139 IROLO STREET LOS ANGELES, CA 90006 | AFLAC | $9 | — | $9 | 0.00% |
| FRANK ROBERT SOBOCINSKI3 | 2000 PGA BOULEVARD SUITE 4440 PALM BEACH GARDENS, FL 33408 | AFLAC | $9 | — | $9 | 0.00% |
| MARIA ORBE3 | 8362 PINES BOULEVARD PMB 250 PEMBROKE PINES, FL 33024 | AFLAC | $8 | — | $8 | 0.00% |
| THOMAS R BAILEY3 | 142 MAPLE COURT NORTHWEST CHARLESTON, TN 37310 | AFLAC | $7 | — | $7 | 0.00% |
| SHAWN K STEPHENS3 | 1323 GRAHAM TRACE LANE LEAGUE CITY, TX 77573 | AFLAC | $7 | — | $7 | 0.00% |
| EDWARD ZARATE3 | PO BOX 900068 HOMESTEAD, FL 33090 | AFLAC | $6 | — | $6 | 0.00% |
| ANA MARIA LOPEZ3 | PO BOX 560147 MIAMI, FL 33256 | AFLAC | $6 | — | $6 | 0.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: JOSEPH H WILLIS JR | 1431 NORTHEAST 55TH STREET FORT LAUDERDALE, FL 33334 | AFLAC | $6 | — | $6 | 0.00% |
| ALINA MENENDEZ-DUBE3 Filed as: ALINA MENENDENZ-DUBE | 49 NORTH FEDERAL HIGHWAY PMB 348 POMPANO BEACH, FL 33062 | AFLAC | $6 | — | $6 | 0.00% |
| MARCO A ERAZO3 | 4160 SOUTHWEST 152ND AVENUE MIRAMAR, FL 33027 | AFLAC | $6 | — | $6 | 0.00% |
| MARK C LEE3 | 11500 COUNTY LINE ROAD MIDLAND, GA 31820 | AFLAC | $6 | — | $6 | 0.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 1001 BRICKELL BAY DRIVE FLOOR 10 MIAMI, FL 33131 | AFLAC | $5 | — | $5 | 0.00% |
| MIER INSURANCE GROUP INC3 Filed as: MIER INSURANCE GROUP, INC | 68 SOUTHEAST 6TH STREET APARTMENT 1709 MIAMI, FL 33131 | AFLAC | $5 | — | $5 | 0.00% |
| PHYLLIS DAWN HESLEP3 | 301 HARBOUR PLACE DRIVE UNIT 1202 TAMPA, FL 33602 | AFLAC | $5 | — | $5 | 0.00% |
| GEOVANNY ENCARNACION3 Filed as: GEOVANNY F ENCARNACION | 11754 NORTHWEST 1ST STREET CORAL SPRINGS, FL 33071 | AFLAC | $5 | — | $5 | 0.00% |
| ELIZABETH B BOWDRING3 | 8617 FORT HUNT ROAD ALEXANDRIA, VA 22308 | AFLAC | $5 | — | $5 | 0.00% |
| MARIA CARDENAL3 | 10301 SOUTHWEST 98TH AVENUE MIAMI, FL 33176 | AFLAC | $4 | — | $4 | 0.00% |
| STEVEN KAISER3 Filed as: STEVEN WILLIAM KAISER | 6447 IVY SPRINGS DRIVE FLOWERY BRANCH, GA 30542 | AFLAC | $4 | — | $4 | 0.00% |
| SUSAN P WATLEY3 | 6366 INDEPENDENCE DRIVE COLUMBUS, GA 31909 | AFLAC | $3 | — | $3 | 0.00% |
| JAMES W BENCIN3 | 11 SHELDRAKE LANE WEST PALM BEACH, FL 33418 | AFLAC | $2 | — | $2 | 0.00% |
| MICHAEL LAYSECA3 | 5770 MONTERRA CLUB DRIVE LAKE WORTH, FL 33463 | AFLAC | $2 | — | $2 | 0.00% |
| SHAWN M TINSLEY3 | 5530 SOUTH UNIVERSITY DRIVE APARTMENT 3104 DAVIE, FL 33328 | AFLAC | $2 | — | $2 | 0.00% |
| OMER S BASS IV3 Filed as: OMER BASS IV | 565 WEST GATEWAY COURT MERRITT ISLAND, FL 32952 | AFLAC | $2 | — | $2 | 0.00% |
| CHRISTINA DIANE HARRIMAN3 | 6810 SOUTHWEST 134TH WAY MIAMI, FL 33183 | AFLAC | $2 | — | $2 | 0.00% |
| MIER INSURANCE GROUP INC3 Filed as: MIER INSURANCE GROUP, INC | 808 BRICKELL KEY DRIVE APARTMENT 1406 MIAMI, FL 33131 | AFLAC | $1 | — | $1 | 0.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 10368 WEST ST ROAD 84 SUITE 201 DAVIE, FL 33324 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $33K | — | $33K | 15.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 10368 WEST ST ROAD 84 SUITE 201 DAVIE, FL 33324 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $15K | — | $15K | 15.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | — | CIGNA DENTAL HEALTH OF FLORIDA, INC. | $11K | — | $11K | 15.13% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 10368 WEST ST ROAD 84 SUITE 201 DAVIE, FL 33324 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | — | $3K | 15.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | — | CIGNA DENTAL HEALTH OF TEXAS, INC. | $183 | — | $183 | 8.05% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 804 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 12 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 816 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 1,693 | $2.9M |
| Dental(3 contracts, 3 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 1,693 | $3.0M |
| Vision | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 1,693 | $2.9M |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 931 | $217K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 297 | $99K |
| Stop-loss / reinsurancereinsurance | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 1,693 | $2.9M |
| Other(4 contracts, 3 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 1,693 | $3.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,693 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.