| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WADLEY FINANCIAL GROUP, LLC3 Filed as: WADLEY, LORING R | 1148 SATELLITE BOULEVARD SUITE 101 SUWANEE, GA 30024 | HUMANA EMPLOYERS HEALTH PLAN OF GEORGIA, INC. | $119K | — | $119K | 5.93% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GRP INC | 5110 NORTH 40TH STREET SUITE 234 PHOENIX, AZ 85018 | HUMANA EMPLOYERS HEALTH PLAN OF GEORGIA, INC. | — | -$3K | -$3K | -0.15% |
| WADLEY FINANCIAL GROUP, LLC3 Filed as: WADLEY FINANCIAL GROUP LLC | 415 HORIZON DRIVE SUITE 200 SUWANEE, GA 30024 | METROPOLITAN LIFE INSURANCE COMPANY | $52K | — | $52K | 12.23% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $23K | $6K | $29K | 12.76% |
| WADLEY FINANCIAL GROUP, LLC3 | 1148 SATELLITE BOULEVARD SUITE 101 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $23K | — | $23K | 10.00% |
| NFP INSURANCE SERVICES INC3 | 1250 CAPITAL OF TEXAS HIGHWAY SOUTH BUILDING II SUITE 600 AUSTIN, TX 78746 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $2K | $2K | 0.77% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $12K | $3K | $15K | 12.61% |
| WADLEY FINANCIAL GROUP, LLC3 | 415 HORIZON DRIVE BUILDING 200, SUITE 200 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $12K | — | $12K | 10.00% |
| NFP INSURANCE SERVICES INC3 | 1250 CAPITAL OF TEXAS HIGHWAY SOUTH BUILDING II SUITE 600 AUSTIN, TX 78746 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $859 | $859 | 0.72% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $11K | $3K | $13K | 12.58% |
| WADLEY FINANCIAL GROUP, LLC3 | 415 HORIZON DRIVE BUILDING 200, SUITE 200 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $11K | — | $11K | 10.00% |
| NFP INSURANCE SERVICES INC3 | 1250 CAPITAL OF TEXAS HIGHWAY SOUTH BUILDING II SUITE 600 AUSTIN, TX 78746 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $757 | $757 | 0.72% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | — | $4K | 10.00% |
| WADLEY FINANCIAL GROUP, LLC3 | 1148 SATELLITE BOULEVARD SUITE 101 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | — | $4K | 10.00% |
| WADLEY FINANCIAL GROUP, LLC3 | 415 HORIZON DRIVE BUILDING 200, SUITE 200 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 10.00% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 10.00% |
| WADLEY FINANCIAL GROUP, LLC3 | 415 HORIZON DRIVE BUILDING 200, SUITE 200 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 10.00% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 10.00% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $598 | $3K | 12.90% |
| WADLEY FINANCIAL GROUP, LLC3 | 415 HORIZON DRIVE BUILDING 200, SUITE 200 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 10.31% |
| NFP INSURANCE SERVICES INC3 | 1250 CAPITAL OF TEXAS HIGHWAY SOUTH BUILDING II SUITE 600 AUSTIN, TX 78746 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $166 | $166 | 0.72% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $460 | $3K | 12.15% |
| WADLEY FINANCIAL GROUP, LLC3 | 415 HORIZON DRIVE BUILDING 200, SUITE 200 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| NFP INSURANCE SERVICES INC3 | 1250 CAPITAL OF TEXAS HIGHWAY SOUTH BUILDING II, SUITE 600 AUSTIN, TX 78746 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $128 | $128 | 0.60% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | $149 | $3K | 21.13% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES OH INC | 1250 SOUTH CAPITAL OF TEXAS HIGHWAY BUILDING 2, SUITE 600 AUSTIN, TX 78746 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $46 | $46 | 0.35% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | $449 | $2K | 13.42% |
| WADLEY FINANCIAL GROUP, LLC3 | 1148 SATELLITE BOULEVARD SUITE 101 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 10.00% |
| NFP INSURANCE SERVICES INC3 | 1250 CAPITAL OF TEXAS HIGHWAY SOUTH BUILDING II SUITE 600 AUSTIN, TX 78746 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $125 | $125 | 0.95% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 20.00% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $748 | — | $748 | 10.00% |
| WADLEY FINANCIAL GROUP, LLC3 | 415 HORIZON DRIVE BUILDING 200, SUITE 200 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $748 | — | $748 | 10.00% |
| WADLEY FINANCIAL GROUP, LLC3 | 415 HORIZON DRIVE BUILDING 200, SUITE 200 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $730 | — | $730 | 10.00% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $730 | — | $730 | 10.00% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $434 | — | $434 | 10.00% |
| WADLEY FINANCIAL GROUP, LLC3 | 415 HORIZON DRIVE BUILDING 200, SUITE 200 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $434 | — | $434 | 10.00% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $174 | — | $174 | 19.98% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 979 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 7 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 16 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,002 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA EMPLOYERS HEALTH PLAN OF GEORGIA, INC. | 614 | $2.0M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,003 | $429K |
| Vision(2 contracts, 2 carriers) | HUMANA EMPLOYERS HEALTH PLAN OF GEORGIA, INC. | 1,003 | $2.4M |
| Life insurance(3 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 426 | $57K |
| Short-term disability(4 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 157 | $145K |
| Long-term disability(3 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 182 | $162K |
| Other(8 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 426 | $345K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,003 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.