| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WADLEY FINANCIAL GROUP, LLC3 Filed as: WADLEY FINANCIAL GROUP LLC | 415 HORIZON DRIVE BUILDING 200 SUWANEE, GA 30024 | HUMANA EMPLOYERS HEALTH PLAN OF GEORGIA, INC. | $261K | $0 | $261K | 7.03% |
| WADLEY FINANCIAL GROUP, LLC3 Filed as: WADLEY FINANCIAL GROUP LLC | 415 HORIZON DRIVE SUITE 200 SUWANEE, GA 30024 | METROPOLITAN LIFE INSURANCE COMPANY | $57K | $3K | $60K | 12.40% |
| J S BENEFITS INC3 Filed as: J S BENEFITS INC. | 3800 COLONNADE PARKWAY SUITE 540 BIRMINGHAM, AL 35243 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $23K | $0 | $23K | 10.00% |
| WADLEY FINANCIAL GROUP, LLC3 | 415 HORIZON DRIVE BUILDING 200 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $23K | $0 | $23K | 10.00% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES INC. | 1250 CAPITAL OF TX HWY S BLDG II STE 600 AUSTIN, TX 78746 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | $3K | $3K | 1.27% |
| J S BENEFITS INC3 Filed as: J S BENEFITS INC. | 3800 COLONNADE PARKWAY SUITE 540 BIRMINGHAM, AL 35243 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $9K | $0 | $9K | 10.00% |
| WADLEY FINANCIAL GROUP, LLC3 | 415 HORIZON DRIVE BUILDING 200 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $9K | $0 | $9K | 10.00% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES INC. | 1250 CAPITAL OF TX HWY S BLDG II STE 600 AUSTIN, TX 78746 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | $1K | $1K | 1.37% |
| J S BENEFITS INC3 Filed as: J S BENEFITS INC. | 3800 COLONNADE PARKWAY SUITE 540 BIRMINGHAM, AL 35243 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $7K | $0 | $7K | 10.00% |
| WADLEY FINANCIAL GROUP, LLC3 | 415 HORIZON DRIVE BUILDING 200 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $7K | $0 | $7K | 10.00% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES INC. | 1250 CAPITAL OF TX HWY S BLDG II STE 600 AUSTIN, TX 78746 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | $1K | $1K | 1.39% |
| WADLEY FINANCIAL GROUP, LLC3 | 415 HORIZON DRIVE BUILDING 200 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $0 | $2K | 10.00% |
| J S BENEFITS INC3 Filed as: J S BENEFITS INC. | 3800 COLONNADE PARKWAY SUITE 540 BIRMINGHAM, AL 35243 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $0 | $2K | 10.00% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES INC. | 1250 CAPITAL OF TX HWY S BLDG II STE 600 AUSTIN, TX 78746 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | $171 | $171 | 0.78% |
| WADLEY FINANCIAL GROUP, LLC3 | 415 HORIZON DRIVE BUILDING 200 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | $0 | $1K | 10.00% |
| J S BENEFITS INC3 Filed as: J S BENEFITS INC. | 3800 COLONNADE PARKWAY SUITE 540 BIRMINGHAM, AL 35243 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | $0 | $1K | 10.00% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES INC. | 1250 CAPITAL OF TX HWY S BLDG II STE 600 AUSTIN, TX 78746 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | $144 | $144 | 1.06% |
| WADLEY FINANCIAL GROUP, LLC3 | 415 HORIZON DRIVE BUILDING 200 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | $0 | $1K | 10.00% |
| J S BENEFITS INC3 Filed as: J S BENEFITS INC. | 3800 COLONNADE PARKWAY SUITE 540 BIRMINGHAM, AL 35243 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | $0 | $1K | 10.00% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES INC. | 1250 CAPITAL OF TX HWY S BLDG II STE 600 AUSTIN, TX 78746 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | $134 | $134 | 1.06% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 485 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 485 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA EMPLOYERS HEALTH PLAN OF GEORGIA, INC. | 485 | $3.7M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,156 | $481K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 1,156 | $481K |
| Life insurance(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 700 | $240K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 170 | $73K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 189 | $93K |
| Other(3 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 173 | $48K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,156 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.