| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WADLEY FINANCIAL GROUP, LLC3 Filed as: WADLEY, LORING R | 1148 SATELLITE BOULEVARD SUITE 101 SUWANEE, GA 30024 | HUMANA EMPLOYERS HEALTH PLAN OF GEORGIA, INC. | $205K | — | $205K | 5.96% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GRP INC | 5110 NORTH 40TH STREET SUITE 234 PHOENIX, AZ 85018 | HUMANA EMPLOYERS HEALTH PLAN OF GEORGIA, INC. | -$479 | — | -$479 | -0.01% |
| WADLEY FINANCIAL GROUP, LLC3 Filed as: WADLEY FINANCIAL GROUP LLC | 1148 SATELLITE BOULEVARD NORTHWEST SUITE 101 SUWANEE, GA 30024 | METROPOLITAN LIFE INSURANCE COMPANY | $57K | — | $57K | 12.25% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $25K | $8K | $33K | 13.44% |
| WADLEY FINANCIAL GROUP, LLC3 | 1148 SATELLITE BOULEVARD SUITE 101 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $25K | — | $25K | 10.00% |
| NFP INSURANCE SERVICES INC3 | 1250 CAPITAL OF TEXAS HIGHWAY SOUTH BUILDING II SUITE 600 AUSTIN, TX 78746 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $2K | $2K | 0.72% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $11K | $4K | $15K | 13.20% |
| WADLEY FINANCIAL GROUP, LLC3 | 1148 SATELLITE BOULEVARD SUITE 101 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $11K | — | $11K | 10.00% |
| NFP INSURANCE SERVICES INC3 | 1250 CAPITAL OF TEXAS HIGHWAY SOUTH BUILDING II, SUITE 600 AUSTIN, TX 78746 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $739 | $739 | 0.67% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $10K | $3K | $13K | 13.41% |
| WADLEY FINANCIAL GROUP, LLC3 | 415 HORIZON DRIVE BUILDING 200, SUITE 200 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $10K | — | $10K | 10.00% |
| NFP INSURANCE SERVICES INC3 | 1250 CAPITAL OF TEXAS HIGHWAY SOUTH BUILDING II, SUITE 600 AUSTIN, TX 78746 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $684 | $684 | 0.71% |
| WADLEY FINANCIAL GROUP, LLC3 Filed as: WADLEY FINANCIAL GROUP LLC | 1148 SATELLITE BOULEVARD NORTHWEST SUITE 101 SUWANEE, GA 30024 | METROPOLITAN LIFE INSURANCE COMPANY | $10K | — | $10K | 11.60% |
| LORING R WADLEY3 | 1148 SATELLITE BOULEVARD SUWANEE, GA 30024 | HUMANA INSURANCE COMPANY | $4K | — | $4K | 6.08% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | — | $4K | 10.00% |
| WADLEY FINANCIAL GROUP, LLC3 | 1148 SATELLITE BOULEVARD SUITE 101 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | — | $4K | 10.00% |
| WADLEY FINANCIAL GROUP, LLC3 | 415 HORIZON DRIVE BUILDING 200, SUITE 200 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $1K | $3K | 14.87% |
| WADLEY FINANCIAL GROUP, LLC3 | 415 HORIZON DRIVE BUILDING 200, SUITE 200 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| NFP INSURANCE SERVICES INC3 | 1250 CAPITAL OF TEXAS HIGHWAY SOUTH BUILDING II SUITE 600 AUSTIN, TX 78746 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $212 | $212 | 1.01% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | $574 | $2K | 13.97% |
| WADLEY FINANCIAL GROUP, LLC3 | 415 HORIZON DRIVE BUILDING 200, SUITE 200 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 10.00% |
| NFP INSURANCE SERVICES INC3 | 1250 CAPITAL OF TEXAS HIGHWAY SOUTH BUILDING II, SUITE 600 AUSTIN, TX 78746 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $120 | $120 | 0.83% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | $345 | $2K | 12.52% |
| WADLEY FINANCIAL GROUP, LLC3 | 1148 SATELLITE BOULEVARD SUITE 101 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 10.00% |
| NFP INSURANCE SERVICES INC3 | 1250 CAPITAL OF TEXAS HIGHWAY SOUTH BUILDING II, SUITE 600 AUSTIN, TX 78746 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $72 | $72 | 0.53% |
| WADLEY FINANCIAL GROUP, LLC3 | 1148 SATELLITE BOULEVARD SUITE 101 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $629 | — | $629 | 10.00% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $629 | — | $629 | 10.00% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $601 | — | $601 | 10.00% |
| WADLEY FINANCIAL GROUP, LLC3 | 415 HORIZON DRIVE BUILDING 200, SUITE 200 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $601 | — | $601 | 10.00% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $567 | — | $567 | 10.00% |
| WADLEY FINANCIAL GROUP, LLC3 | 415 HORIZON DRIVE BUILDING 200, SUITE 200 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $567 | — | $567 | 10.00% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $743 | — | $743 | 20.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,099 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,101 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA EMPLOYERS HEALTH PLAN OF GEORGIA, INC. | 221 | $3.4M |
| Dental(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 1,129 | $551K |
| Vision(3 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,129 | $615K |
| Life insurance(3 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 421 | $56K |
| Short-term disability(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 129 | $121K |
| Long-term disability(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 148 | $115K |
| Other(8 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 421 | $350K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,129 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.