| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WADLEY FINANCIAL GROUP, LLC3 Filed as: WADLEY, LORING R | 1148 SATELLITE BOULEVARD SUITE 101 SUWANEE, GA 30024 | HUMANA EMPLOYERS HEALTH PLAN OF GEORGIA, INC. | $206K | — | $206K | 5.91% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GRP INC | 5110 NORTH 40TH STREET SUITE 234 PHOENIX, AZ 85018 | HUMANA EMPLOYERS HEALTH PLAN OF GEORGIA, INC. | -$16K | — | -$16K | -0.46% |
| WADLEY FINANCIAL GROUP, LLC3 Filed as: WADLEY FINANCIAL GROUP LLC | 1148 SATELLITE BOULEVARD NORTHWEST SUITE 101 SUWANEE, GA 30024 | METROPOLITAN LIFE INSURANCE COMPANY | $58K | — | $58K | 11.05% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $25K | $9K | $33K | 13.49% |
| WADLEY FINANCIAL GROUP, LLC3 | 1148 SATELLITE BOULEVARD SUITE 101 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $25K | — | $25K | 10.00% |
| NFP INSURANCE SERVICES INC3 | 1250 CAPITAL OF TEXAS HIGHWAY SOUTH BUILDING II SUITE 600 AUSTIN, TX 78746 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $2K | $2K | 0.73% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $25K | $9K | $33K | 13.49% |
| WADLEY FINANCIAL GROUP, LLC3 | 1148 SATELLITE BOULEVARD SUITE 101 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $25K | — | $25K | 10.00% |
| NFP INSURANCE SERVICES INC3 | 1250 CAPITAL OF TEXAS HIGHWAY SOUTH BUILDING II SUITE 600 AUSTIN, TX 78746 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $2K | $2K | 0.73% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $10K | $4K | $14K | 13.90% |
| WADLEY FINANCIAL GROUP, LLC3 | 1148 SATELLITE BOULEVARD SUITE 101 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $10K | — | $10K | 10.00% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES OH INC | 1250 SOUTH CAPITAL OF TEXAS HIGHWAY BUILDING 2, SUITE 600 AUSTIN, TX 78746 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $812 | $812 | 0.81% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $10K | $4K | $14K | 13.90% |
| WADLEY FINANCIAL GROUP, LLC3 | 1148 SATELLITE BOULEVARD SUITE 101 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $10K | — | $10K | 10.00% |
| NFP INSURANCE SERVICES INC3 | 1250 CAPITAL OF TEXAS HIGHWAY SOUTH BUILDING II SUITE 600 AUSTIN, TX 78746 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $812 | $812 | 0.81% |
| WADLEY FINANCIAL GROUP, LLC3 Filed as: WADLEY FINANCIAL GROUP LLC | 1148 SATELLITE BOULEVARD NORTHWEST SUITE 101 SUWANEE, GA 30024 | METROPOLITAN LIFE INSURANCE COMPANY | $10K | — | $10K | 11.60% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $9K | $4K | $13K | 14.27% |
| WADLEY FINANCIAL GROUP, LLC3 | 1148 SATELLITE BOULEVARD SUITE 101 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $9K | — | $9K | 10.00% |
| NFP INSURANCE SERVICES INC3 | 1250 CAPITAL OF TEXAS HIGHWAY SOUTH BUILDING II, SUITE 600 AUSTIN, TX 78746 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $783 | $783 | 0.89% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $9K | $4K | $13K | 14.27% |
| WADLEY FINANCIAL GROUP, LLC3 | 1148 SATELLITE BOULEVARD SUITE 101 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $9K | — | $9K | 10.00% |
| NFP INSURANCE SERVICES INC3 | 1250 CAPITAL OF TEXAS HIGHWAY SOUTH BUILDING II SUITE 600 AUSTIN, TX 78746 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $783 | $783 | 0.89% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | — | $4K | 10.00% |
| WADLEY FINANCIAL GROUP, LLC3 | 1148 SATELLITE BOULEVARD SUITE 101 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | — | $4K | 10.00% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | — | $4K | 10.00% |
| WADLEY FINANCIAL GROUP, LLC3 | 1148 SATELLITE BOULEVARD SUITE 101 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | — | $4K | 10.00% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | $1K | $4K | 13.93% |
| WADLEY FINANCIAL GROUP, LLC3 | 1148 SATELLITE BOULEVARD SUITE 101 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 10.00% |
| NFP INSURANCE SERVICES INC3 | 1250 CAPITAL OF TEXAS HIGHWAY SOUTH BUILDING II SUITE 600 AUSTIN, TX 78746 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $230 | $230 | 0.82% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | $1K | $4K | 13.93% |
| WADLEY FINANCIAL GROUP, LLC3 | 1148 SATELLITE BOULEVARD SUITE 101 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 10.00% |
| NFP INSURANCE SERVICES INC3 | 1250 CAPITAL OF TEXAS HIGHWAY SOUTH BUILDING II SUITE 600 AUSTIN, TX 78746 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $230 | $230 | 0.82% |
| WADLEY FINANCIAL GROUP, LLC3 | 1148 SATELLITE BOULEVARD SUITE 101 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| WADLEY FINANCIAL GROUP, LLC3 | 1148 SATELLITE BOULEVARD SUITE 101 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | $757 | $2K | 15.27% |
| WADLEY FINANCIAL GROUP, LLC3 | 1148 SATELLITE BOULEVARD SUITE 101 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 10.00% |
| NFP INSURANCE SERVICES INC3 | 1250 CAPITAL OF TEXAS HIGHWAY SOUTH BUILDING II, SUITE 600 AUSTIN, TX 78746 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $158 | $158 | 1.10% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | $757 | $2K | 15.27% |
| WADLEY FINANCIAL GROUP, LLC3 | 1148 SATELLITE BOULEVARD SUITE 101 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 10.00% |
| NFP INSURANCE SERVICES INC3 | 1250 CAPITAL OF TEXAS HIGHWAY SOUTH BUILDING II SUITE 600 AUSTIN, TX 78746 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $158 | $158 | 1.10% |
| WADLEY FINANCIAL GROUP, LLC3 | 1148 SATELLITE BOULEVARD SUITE 101 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $756 | — | $756 | 10.00% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $756 | — | $756 | 10.00% |
| WADLEY FINANCIAL GROUP, LLC3 | 1148 SATELLITE BOULEVARD SUITE 101 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $756 | — | $756 | 10.00% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $756 | — | $756 | 10.00% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $582 | — | $582 | 10.00% |
| WADLEY FINANCIAL GROUP, LLC3 | 1148 SATELLITE BOULEVARD SUITE 101 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $582 | — | $582 | 10.00% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $478 | — | $478 | 10.00% |
| WADLEY FINANCIAL GROUP, LLC3 | 1148 SATELLITE BOULEVARD SUITE 101 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $478 | — | $478 | 10.00% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $394 | $440 | $834 | 21.16% |
| WADLEY FINANCIAL GROUP, LLC3 | 1148 SATELLITE BOULEVARD SUITE 101 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $394 | — | $394 | 10.00% |
| NFP INSURANCE SERVICES INC3 | 1250 CAPITAL OF TEXAS HIGHWAY SOUTH BUILDING II SUITE 600 AUSTIN, TX 78746 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $92 | $92 | 2.33% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $394 | $440 | $834 | 21.16% |
| WADLEY FINANCIAL GROUP, LLC3 | 1148 SATELLITE BOULEVARD SUITE 101 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $394 | — | $394 | 10.00% |
| NFP INSURANCE SERVICES INC3 | 1250 CAPITAL OF TEXAS HIGHWAY SOUTH BUILDING II SUITE 600 AUSTIN, TX 78746 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $92 | $92 | 2.33% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,136 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,141 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA EMPLOYERS HEALTH PLAN OF GEORGIA, INC. | 230 | $3.5M |
| Dental(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 1,150 | $610K |
| Vision(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 1,150 | $610K |
| Life insurance(7 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 146 | $343K |
| Short-term disability(3 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 165 | $197K |
| Long-term disability(3 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 185 | $218K |
| Other(14 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 146 | $685K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,150 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.