| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WADLEY FINANCIAL GROUP, LLC3 Filed as: WADLEY, LORING R | 1148 SATELLITE BOULEVARD SUITE 101 SUWANEE, GA 30024 | HUMANA EMPLOYERS HEALTH PLAN OF GEORGIA, INC. | $219K | — | $219K | 5.48% |
| WADLEY FINANCIAL GROUP, LLC3 Filed as: WADLEY FINANCIAL GROUP LLC | 1148 SATELLITE BOULEVARD SUITE 101 SUWANEE, GA 30024 | HUMANA EMPLOYERS HEALTH PLAN OF GEORGIA, INC. | $58K | — | $58K | 1.44% |
| WADLEY FINANCIAL GROUP, LLC3 Filed as: WADLEY FINANCIAL GROUP LLC | 1148 SATELLITE BOULEVARD NORTHWEST SUITE 101 SUWANEE, GA 30024 | METROPOLITAN LIFE INSURANCE COMPANY | $72K | — | $72K | 12.41% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $24K | $23K | $47K | 19.50% |
| WADLEY FINANCIAL GROUP, LLC3 | 1148 SATELLITE BOULEVARD SUITE 101 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $24K | — | $24K | 10.00% |
| NFP INSURANCE SERVICES INC3 | 1250 CAPITAL OF TEXAS HIGHWAY SOUTH BUILDING II SUITE 600 AUSTIN, TX 78746 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $4K | $4K | 1.60% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $11K | $9K | $20K | 18.03% |
| WADLEY FINANCIAL GROUP, LLC3 | 1148 SATELLITE BOULEVARD SUITE 101 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $11K | — | $11K | 10.00% |
| NFP INSURANCE SERVICES INC3 | 1250 CAPITAL OF TEXAS HIGHWAY SOUTH BUILDING II SUITE 600 AUSTIN, TX 78746 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $2K | $2K | 1.34% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $10K | $8K | $18K | 17.41% |
| WADLEY FINANCIAL GROUP, LLC3 | 1148 SATELLITE BOULEVARD SUITE 101 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $10K | — | $10K | 10.00% |
| NFP INSURANCE SERVICES INC3 | 1250 CAPITAL OF TEXAS HIGHWAY SOUTH BUILDING II SUITE 600 AUSTIN, TX 78746 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $1K | $1K | 1.27% |
| WADLEY FINANCIAL GROUP, LLC3 Filed as: WADLEY FINANCIAL GROUP LLC | 1148 SATELLITE BOULEVARD NORTHWEST SUITE 101 SUWANEE, GA 30024 | METROPOLITAN LIFE INSURANCE COMPANY | $12K | — | $12K | 11.90% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | — | $4K | 10.00% |
| WADLEY FINANCIAL GROUP, LLC3 | 1148 SATELLITE BOULEVARD SUITE 101 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | — | $4K | 10.00% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | $2K | $5K | 16.39% |
| WADLEY FINANCIAL GROUP, LLC3 | 1148 SATELLITE BOULEVARD SUITE 101 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 10.00% |
| NFP INSURANCE SERVICES INC3 | 1250 CAPITAL OF TEXAS HIGHWAY SOUTH BUILDING II SUITE 600 AUSTIN, TX 78746 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $336 | $336 | 1.08% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $1K | $3K | 15.69% |
| WADLEY FINANCIAL GROUP, LLC3 | 1148 SATELLITE BOULEVARD SUITE 101 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| NFP INSURANCE SERVICES INC3 | 1250 CAPITAL OF TEXAS HIGHWAY SOUTH BUILDING II SUITE 600 AUSTIN, TX 78746 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $218 | $218 | 0.98% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| WADLEY FINANCIAL GROUP, LLC3 | 1148 SATELLITE BOULEVARD SUITE 101 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| WADLEY FINANCIAL GROUP, LLC3 | 1148 SATELLITE BOULEVARD SUITE 101 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $808 | — | $808 | 10.00% |
| WADLEY FINANCIAL GROUP, LLC3 | 1148 SATELLITE BOULEVARD SUITE 101 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $808 | — | $808 | 10.00% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $660 | $1K | $2K | 29.03% |
| WADLEY FINANCIAL GROUP, LLC3 | 1148 SATELLITE BOULEVARD SUITE 101 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $660 | — | $660 | 10.00% |
| NFP INSURANCE SERVICES INC3 | 1250 CAPITAL OF TEXAS HIGHWAY SOUTH BUILDING II SUITE 600 AUSTIN, TX 78746 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $212 | $212 | 3.21% |
| WADLEY FINANCIAL GROUP, LLC3 | 1148 SATELLITE BOULEVARD SUITE 101 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $576 | — | $576 | 10.00% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $576 | — | $576 | 10.00% |
| WADLEY FINANCIAL GROUP, LLC3 | 1148 SATELLITE BOULEVARD SUITE 101 SUWANEE, GA 30024 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $307 | — | $307 | 9.99% |
| J S BENEFITS INC3 | 2200 LAKESHORE DRIVE SUITE 215 BIRMINGHAM, AL 35209 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $307 | — | $307 | 9.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,137 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 9 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 9 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,155 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA EMPLOYERS HEALTH PLAN OF GEORGIA, INC. | 229 | $4.0M |
| Dental(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 1,188 | $683K |
| Vision(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 1,188 | $683K |
| Life insurance(4 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 473 | $301K |
| Short-term disability(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 156 | $125K |
| Long-term disability(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 181 | $130K |
| Other(8 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 473 | $363K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,188 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.