| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC Filed as: MARSH AND MCLENNAN AGENCY | 200 BROOKSTONE CENTRE PARKWAY COLUMBUS, GA 31904 | COLONIAL LIFE AND ACCIDENT INSURANCE | $51K | $3K | $54K | 4.43% |
| WILSON EMPLOYEE BENEFITS EDUCATION Filed as: WILSON EMPLOYE BENEFITS EDUCATION | 41 PARK OF COMMERCE WAY SAVANNAH, GA 31405 | COLONIAL LIFE AND ACCIDENT INSURANCE | $48K | — | $48K | 3.90% |
| TOOMER VANDERHORST AIMAR | 701 COLUMBUS DR SAVANNAH, GA 31405 | COLONIAL LIFE AND ACCIDENT INSURANCE | $13K | $989 | $14K | 1.13% |
| JOYCE HERNDON-GARVIN | 18 HANGING MOSS ROAD SAVANNAH, GA 31410 | COLONIAL LIFE AND ACCIDENT INSURANCE | $11K | $2K | $14K | 1.12% |
| LISA A PERRI Filed as: LISA RILEY STRICKLAND | 6 GENTRY STREET POOLER, GA 31322 | COLONIAL LIFE AND ACCIDENT INSURANCE | $12K | $1K | $13K | 1.10% |
| ADVANCED BENEFIT SYSTEM INC Filed as: ADVANCED BENEFIT SYSTEMS | 145 RIVER LANDING DR DANIEL ISLAND, SC 29492 | COLONIAL LIFE AND ACCIDENT INSURANCE | $6K | $2K | $8K | 0.67% |
| TERRY J SILVERS Filed as: TERRY JOSEPH BRENNAN | 7 WINDWARD WAY SAVANNAH, GA 31410 | COLONIAL LIFE AND ACCIDENT INSURANCE | $6K | $138 | $6K | 0.48% |
| COTTINGHAM & BUTLER Filed as: COTTINGTON AND BUTLER INSURANCE | 800 MAIN ST DUBUQUE, IA 52001 | COLONIAL LIFE AND ACCIDENT INSURANCE | $5K | $10 | $5K | 0.39% |
| MCGRIFF INSURANCE SERVICES INC Filed as: MCGRIFF INSURANCE SERVICES | 3605 GLENWOOD AVENUE RALEIGH, NC 27912 | COLONIAL LIFE AND ACCIDENT INSURANCE | $2K | — | $2K | 0.13% |
| R J K & ASSOCIATES INC Filed as: R J K & ASSOCIATES | 777 DREWRY ST NE ATLANTA, GA 30306 | COLONIAL LIFE AND ACCIDENT INSURANCE | $2K | — | $2K | 0.13% |
| ELAISIUS BONNER | 974 ROSEFIELD LANE AURORA, IL 60504 | COLONIAL LIFE AND ACCIDENT INSURANCE | $1K | — | $1K | 0.10% |
| MARSH & MCLENNAN AGENCY LLC Filed as: MARSH MCLENNAN AGENCY LLC | 3605 GLENWOOD AVENUE RALEIGH, NC 27612 | COLONIAL LIFE AND ACCIDENT INSURANCE | $1K | — | $1K | 0.09% |
| MICHAEL BLOCK | 41 ARUM CT ST. AUGUSTINE, FL 32095 | COLONIAL LIFE AND ACCIDENT INSURANCE | $537 | — | $537 | 0.04% |
| HIGGINBOTHAM INS AGENCY INC Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC | PO BOX 668 SANDERSVILLE, GA 31082 | COLONIAL LIFE AND ACCIDENT INSURANCE | $274 | — | $274 | 0.02% |
| CHAUNDRA F MILES-WALKER | 11415 NEWGATE CREST DR RIVERVIEW, FL 33579 | COLONIAL LIFE AND ACCIDENT INSURANCE | $116 | — | $116 | 0.01% |
| M.E. WILSON COMPANY, LLC Filed as: ED WILSON | 23 GRAND LAKE CIRCLE SAVANNAH, GA 31405 | COLONIAL LIFE AND ACCIDENT INSURANCE | $64 | — | $64 | 0.01% |
| JULIE S PERRY | P O BOX 663 BLOOMINGDALE, GA 31302 | COLONIAL LIFE AND ACCIDENT INSURANCE | $52 | — | $52 | 0.00% |
| D'ARCIPRETE & ASSOCIATES INC Filed as: D'ARCIPRETE &ASSOCIATES INC | 12945 US HWY 331 MONTGOMERY, AL 36105 | COLONIAL LIFE AND ACCIDENT INSURANCE | $51 | — | $51 | 0.00% |
| RONALD R FROST | RONALD FROST BAYTOWN, TX 77520 | COLONIAL LIFE AND ACCIDENT INSURANCE | $45 | — | $45 | 0.00% |
| TINCE ROAD INC | 791 CYPRESS CROSSING TRL SAINT AUGUSTINE, FL 32095 | COLONIAL LIFE AND ACCIDENT INSURANCE | $35 | $4 | $39 | 0.00% |
| VB SOLUTIONS LLC | 7111 NE 222ND ST MELROSE, FL 32666 | COLONIAL LIFE AND ACCIDENT INSURANCE | $31 | — | $31 | 0.00% |
| GINAKES & ASSOCIATES LLC | 1020 W INTERNATIONAL SPEEDWAY DAYTONA BEACH, FL 32114 | COLONIAL LIFE AND ACCIDENT INSURANCE | $18 | $12 | $30 | 0.00% |
| ALDEN D MCGEE | 3657 RICHMOND STRRET JACKSONVILLE, FL 32205 | COLONIAL LIFE AND ACCIDENT INSURANCE | $28 | — | $28 | 0.00% |
| SCOTT RENE SANDERS | 4960 KIRKLAND ROAD WAYCROSS, GA 31503 | COLONIAL LIFE AND ACCIDENT INSURANCE | $28 | — | $28 | 0.00% |
| ARTHUR DWAYNE JANSENIUS | 2242 HWY 231 COTTONDALE, FL 32431 | COLONIAL LIFE AND ACCIDENT INSURANCE | $24 | — | $24 | 0.00% |
| WILLIAM C WESTER | P O BOX 375 GRANDRIDGE, FL 32442 | COLONIAL LIFE AND ACCIDENT INSURANCE | $21 | — | $21 | 0.00% |
| ROBERT E FENN Filed as: ROBERT E FENN JR | 117 CRESTBREEZE MANOR CRESCENT CITY, FL 32112 | COLONIAL LIFE AND ACCIDENT INSURANCE | $20 | — | $20 | 0.00% |
| COMPLETE BUSINESS BENEFITS INC Filed as: COMPLETE BUISNESS BENEFITS | 905 W TUSKEENA ST WETUMPKA, AL 36092 | COLONIAL LIFE AND ACCIDENT INSURANCE | $20 | — | $20 | 0.00% |
| NATIONAL ENROLLMENT PARTNERS LLC | NATL ENROLLMENT PARTNERS CRANSTON, RI 02920 | COLONIAL LIFE AND ACCIDENT INSURANCE | $18 | — | $18 | 0.00% |
| TERESA PELHAM | P O BOX 351 GREENWOOD, FL 32443 | COLONIAL LIFE AND ACCIDENT INSURANCE | $18 | — | $18 | 0.00% |
| RANDALL SCOTT RAY | 812 ORCHARD LN WAYCROSS, GA 31501 | COLONIAL LIFE AND ACCIDENT INSURANCE | $16 | — | $16 | 0.00% |
| BENEFIT COMMUNICATION SPECIALISTS | 8 CARETAKERS LN SAVANNAH, GA 31404 | COLONIAL LIFE AND ACCIDENT INSURANCE | $15 | — | $15 | 0.00% |
| THOMAS HAYWOOD COWLES | 1535 OLD MERIWETHER TRIAL LA PINE, AL 36046 | COLONIAL LIFE AND ACCIDENT INSURANCE | $14 | — | $14 | 0.00% |
| THE GRAHAM COMPANY Filed as: GRAHAM TYRE | P O BOX 369 NICHOLLS, GA 31554 | COLONIAL LIFE AND ACCIDENT INSURANCE | $11 | — | $11 | 0.00% |
| BRENDA GAIL PATE | 144 SUGAR MILL CIRCLE CLARKESVILLE, GA 30523 | COLONIAL LIFE AND ACCIDENT INSURANCE | $9 | — | $9 | 0.00% |
| JAMES SNOW | 286 CASTLEGATE ROAD MACON, GA 31210 | COLONIAL LIFE AND ACCIDENT INSURANCE | $8 | — | $8 | 0.00% |
| GAB INTERNATIONAL LLC | 950 EAGLES LANDING PKWY STOCKBRIDGE, GA 32081 | COLONIAL LIFE AND ACCIDENT INSURANCE | $7 | — | $7 | 0.00% |
| RUSSELL L WARYE Filed as: RUSSELL GEORGE JUMP | 301 JIMMY LOTT LANE DOUGLAS, GA 31533 | COLONIAL LIFE AND ACCIDENT INSURANCE | $5 | — | $5 | 0.00% |
| JENNIFER WEYMOUTH RESMONDO Filed as: JENNIFER WEYMOUTH LLC | 2940 OAKTREE DR KISSIMMEE, FL 34744 | COLONIAL LIFE AND ACCIDENT INSURANCE | $2 | $1 | $3 | 0.00% |
| JOYCE M CLARK | 2435 TIFFANY CIRCLE DECATUR, GA 30035 | COLONIAL LIFE AND ACCIDENT INSURANCE | $3 | — | $3 | 0.00% |
| AIMEE STONE | 3604 COVENTRY CIR VESTAVIA, AL 35243 | COLONIAL LIFE AND ACCIDENT INSURANCE | $2 | — | $2 | 0.00% |
| BRIAN R CHOWNING | 36241 S GRAYS AIRPORT ROAD FRUITLAND PARK, FL 34731 | COLONIAL LIFE AND ACCIDENT INSURANCE | $1 | $1 | $2 | 0.00% |
| HAROLD J DOYLE | 892 RIDERS WAY EAST EVANS, GA 30809 | COLONIAL LIFE AND ACCIDENT INSURANCE | $1 | — | $1 | 0.00% |
| DENISE J LEWIS-YOUNG | 2774 NIBLICK WAY DULUTH, GA 30097 | COLONIAL LIFE AND ACCIDENT INSURANCE | $1 | — | $1 | 0.00% |
| PHILLIP CAIN | P O BOX 1322 SNEADS, FL 32460 | COLONIAL LIFE AND ACCIDENT INSURANCE | — | — | $0 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC | PO BOX 70 WEST POINT, GA 31833 | METROPOLITAN LIFE INSURANCE CO | $28K | $2K | $30K | 14.00% |
| MCGRIFF INSURANCE SERVICES INC | PO BOX 896620 CHARLOTTE, NC 28289 | METROPOLITAN LIFE INSURANCE CO | — | $11 | $11 | 0.01% |
| MARSH & MCLENNAN AGENCY LLC Filed as: MARSH & MCLENNAN AGENCY | 611 POINTE NORTH BLVD ALBANY, GA 31721 | AMERITAS LIFE INSURANCE CORP | $18K | — | $18K | 10.00% |
| MARSH & MCLENNAN AGENCY LLC Filed as: MARSH & MCLENNAN AGENCY | 100 KIMBALL PL STE 300 ALPHARETTA, GA 30009 | AMERITAS LIFE INSURANCE CORP | $2K | — | $2K | 1.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,298 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,298 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | VOYA-STEALTH PARTNER GROUP | 448 | $933K |
| Dental(3 contracts, 3 carriers) | VOYA-STEALTH PARTNER GROUP | 1,298 | $1.3M |
| Vision(2 contracts, 2 carriers) | VOYA-STEALTH PARTNER GROUP | 1,298 | $1.1M |
| Life insurance(2 contracts, 2 carriers) | VOYA-STEALTH PARTNER GROUP | 1,298 | $1.1M |
| Short-term disability | VOYA-STEALTH PARTNER GROUP | 448 | $933K |
| Long-term disability(2 contracts, 2 carriers) | VOYA-STEALTH PARTNER GROUP | 1,298 | $1.1M |
| Prescription drug | VOYA-STEALTH PARTNER GROUP | 448 | $933K |
| Stop-loss / reinsurancereinsurance | VOYA-STEALTH PARTNER GROUP | 448 | $933K |
| Other | COLONIAL LIFE AND ACCIDENT INSURANCE | 662 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,298 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.