| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILSON EMPLOYEE BENEFITS EDUCATION Filed as: WILSON EMPLOYE BENEFITS EDUCATION | 41 PARK OF COMMERCE WAY SAVANNAH, GA 31405 | COLONIAL LIFE AND ACCIDENT INSURANCE | $55K | $5K | $60K | 5.37% |
| MCGRIFF INSURANCE SERVICES INC Filed as: MCGRIFF INSURANCE SERVICES | 3605 GLENWOOD AVENUE RALEIGH, NC 27912 | COLONIAL LIFE AND ACCIDENT INSURANCE | $47K | — | $47K | 4.22% |
| TOOMER VANDERHORST AIMAR | 701 COLUMBUS DR SAVANNAH, GA 31405 | COLONIAL LIFE AND ACCIDENT INSURANCE | $16K | $2K | $18K | 1.62% |
| LISA A PERRI Filed as: LISA RILEY STRICKLAND | 6 GENTRY STREET POOLER, GA 31322 | COLONIAL LIFE AND ACCIDENT INSURANCE | $15K | $2K | $18K | 1.58% |
| COTTINGHAM & BUTLER Filed as: COTTINGTON AND BUTLER INSURANCE | 800 MAIN ST DUBUQUE, IA 52001 | COLONIAL LIFE AND ACCIDENT INSURANCE | $17K | — | $17K | 1.54% |
| JOYCE HERNDON-GARVIN | 18 HANGING MOSS ROAD SAVANNAH, GA 31410 | COLONIAL LIFE AND ACCIDENT INSURANCE | $14K | $3K | $16K | 1.44% |
| ADVANCED BENEFIT SYSTEM INC Filed as: ADVANCED BENEFIT SYSTEMS | 145 RIVER LANDING DR DANIEL ISLAND, SC 29492 | COLONIAL LIFE AND ACCIDENT INSURANCE | $6K | $5K | $10K | 0.94% |
| TERRY J SILVERS Filed as: TERRY JOSEPH BRENNAN | 7 WINDWARD WAY SAVANNAH, GA 31410 | COLONIAL LIFE AND ACCIDENT INSURANCE | $6K | $173 | $7K | 0.60% |
| MARSH & MCLENNAN AGENCY LLC Filed as: MARSH AND MCLENNAN AGENCY | 200 BROOKSTONE CENTRE PARKWAY COLUMBUS, GA 31904 | COLONIAL LIFE AND ACCIDENT INSURANCE | $4K | — | $4K | 0.36% |
| ELAISIUS BONNER | 974 ROSEFIELD LANE AURORA, IL 60504 | COLONIAL LIFE AND ACCIDENT INSURANCE | $2K | $151 | $2K | 0.19% |
| MICHAEL BLOCK | 16619 S PINECREEK DR LOCKPORT, IL 60441 | COLONIAL LIFE AND ACCIDENT INSURANCE | $2K | — | $2K | 0.14% |
| R J K & ASSOCIATES INC Filed as: R J K & ASSOCIATES | 1800 PEACHTREE STREET NW ATLANTA, GA 30309 | COLONIAL LIFE AND ACCIDENT INSURANCE | $974 | $205 | $1K | 0.11% |
| JULIE S PERRY | P O BOX 663 BLOOMINGDALE, GA 31302 | COLONIAL LIFE AND ACCIDENT INSURANCE | $983 | — | $983 | 0.09% |
| DOHERTY DUGGAN HART & TIERMAN Filed as: DOHERTY DUGGAN HART &TIERMAN INSURA | P O BOX 668 SANDERSVILLE, GA 31082 | COLONIAL LIFE AND ACCIDENT INSURANCE | $325 | — | $325 | 0.03% |
| CHAUNDRA F MILES-WALKER | 11415 NEWGATE CREST DR RIVERVIEW, FL 33579 | COLONIAL LIFE AND ACCIDENT INSURANCE | $197 | — | $197 | 0.02% |
| M.E. WILSON COMPANY, LLC Filed as: ED WILSON | 23 GRAND LAKE CIRCLE SAVANNAH, GA 31405 | COLONIAL LIFE AND ACCIDENT INSURANCE | $108 | — | $108 | 0.01% |
| D'ARCIPRETE & ASSOCIATES INC Filed as: D'ARCIPRETE &ASSOCIATES INC | 12945 US HWY 331 MONTGOMERY, AL 36105 | COLONIAL LIFE AND ACCIDENT INSURANCE | $69 | — | $69 | 0.01% |
| RONALD R FROST | RONALD FROST SEABROOK, TX 77586 | COLONIAL LIFE AND ACCIDENT INSURANCE | $66 | — | $66 | 0.01% |
| ROBERT E FENN | 117 CRESTBREEZE MANOR CRESCENT CITY, FL 32112 | COLONIAL LIFE AND ACCIDENT INSURANCE | $61 | — | $61 | 0.01% |
| ALDEN D MCGEE | 3657 RICHMOND STRRET JACKSONVILLE, FL 32205 | COLONIAL LIFE AND ACCIDENT INSURANCE | $48 | — | $48 | 0.00% |
| VB SOLUTIONS LLC | 7111 NE 222ND ST MELROSE, FL 32666 | COLONIAL LIFE AND ACCIDENT INSURANCE | $39 | — | $39 | 0.00% |
| AIMEE STONE | 3604 COVENTRY CIR VESTAVIA, AL 35243 | COLONIAL LIFE AND ACCIDENT INSURANCE | $37 | — | $37 | 0.00% |
| SCOTT RENE SANDERS | 1225 DOVE STREET WAYCROSS, GA 31503 | COLONIAL LIFE AND ACCIDENT INSURANCE | $30 | — | $30 | 0.00% |
| ARTHUR DWAYNE JANSENIUS | 2242 HWY 231 COTTONDALE, FL 32431 | COLONIAL LIFE AND ACCIDENT INSURANCE | $28 | — | $28 | 0.00% |
| BRENDA GAIL PATE | 7803 JUNE LN WILDWOOD, FL 32205 | COLONIAL LIFE AND ACCIDENT INSURANCE | $27 | — | $27 | 0.00% |
| BENEFIT COMMUNICATION SPECIALISTS | 37 W FAIRMONT AVE SAVANNAH, GA 31406 | COLONIAL LIFE AND ACCIDENT INSURANCE | $21 | — | $21 | 0.00% |
| WILLIAM C WESTER | P O BOX 375 GRANDRIDGE, FL 32442 | COLONIAL LIFE AND ACCIDENT INSURANCE | $20 | — | $20 | 0.00% |
| THOMAS HAYWOOD COWLES | 1535 OLD MERIWETHER TRIAL LA PINE, AL 36046 | COLONIAL LIFE AND ACCIDENT INSURANCE | $20 | — | $20 | 0.00% |
| COMPLETE BUSINESS BENEFITS INC Filed as: COMPLETE BUISNESS BENEFITS | 4066 WARES FERRY RD MONTGOMERY, AL 36109 | COLONIAL LIFE AND ACCIDENT INSURANCE | $17 | — | $17 | 0.00% |
| TERESA PELHAM | P O BOX 351 GREENWOOD, FL 32443 | COLONIAL LIFE AND ACCIDENT INSURANCE | $13 | — | $13 | 0.00% |
| THE GRAHAM COMPANY Filed as: GRAHAM TYRE | P O BOX 369 NICHOLLS, GA 31554 | COLONIAL LIFE AND ACCIDENT INSURANCE | $12 | — | $12 | 0.00% |
| GAB INTERNATIONAL LLC | 67 ASHTON PL NEWNAN, GA 30265 | COLONIAL LIFE AND ACCIDENT INSURANCE | $7 | — | $7 | 0.00% |
| MARSHA VANCE | 2326 NW 46 COURT RD OCALA, FL 34482 | COLONIAL LIFE AND ACCIDENT INSURANCE | $7 | — | $7 | 0.00% |
| RUSSELL L WARYE Filed as: RUSSELL GEORGE JUMP | 336 PEACHTREE CIRCLE DOUGLAS, GA 31533 | COLONIAL LIFE AND ACCIDENT INSURANCE | $5 | — | $5 | 0.00% |
| HAROLD J DOYLE | 892 RIDERS WAY EAST EVANS, GA 30809 | COLONIAL LIFE AND ACCIDENT INSURANCE | $4 | — | $4 | 0.00% |
| JOYCE M CLARK | 2435 TIFFANY CIRCLE DECATUR, GA 30035 | COLONIAL LIFE AND ACCIDENT INSURANCE | $3 | — | $3 | 0.00% |
| CARIE CHANEY HUNSINGER | 8 CARETAKERS LANE SAVANNAH, GA 31404 | COLONIAL LIFE AND ACCIDENT INSURANCE | $2 | — | $2 | 0.00% |
| GINAKES & ASSOCIATES LLC | 1020 W INTERNATIONAL SPEEDWAY DAYTONA BEACH, FL 32114 | COLONIAL LIFE AND ACCIDENT INSURANCE | $2 | — | $2 | 0.00% |
| PHILLIP CAIN | P O BOX 1322 SNEADS, FL 32460 | COLONIAL LIFE AND ACCIDENT INSURANCE | $2 | — | $2 | 0.00% |
| JAMIE A CONTRERAS-VESTAL Filed as: JAMIE A CONTRERAS -VESTAL | P O BOX 1240 DELAND, FL 32721 | COLONIAL LIFE AND ACCIDENT INSURANCE | $1 | — | $1 | 0.00% |
| DENISE J LEWIS-YOUNG Filed as: DENISE J LEWIS | 2774 NIBLICK WAY DULUTH, GA 30097 | COLONIAL LIFE AND ACCIDENT INSURANCE | $1 | — | $1 | 0.00% |
| MCGRIFF INSURANCE SERVICES INC | PO BOX 896620 CHARLOTTE, NC 28289 | METROPOLITAN LIFE INSURANCE CO | $42K | $6K | $48K | 10.94% |
| COTTINGHAM & BUTLER Filed as: COTTINGHAM & BUTLER INS | P O BOX 28 DUBUQUE, IA 52004 | METROPOLITAN LIFE INSURANCE CO | — | $3K | $3K | 0.65% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| OPTUM RX INC. EIN 33-0441200 PHARMACY MANAGEMENT | Other fees; Float revenue; Claims processing; Direct payment from the plan Service code 12 | — | $479K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,487 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,487 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | VOYA-STEALTH PARTNER GROUP | 480 | $897K |
| Dental(2 contracts, 2 carriers) | VOYA-STEALTH PARTNER GROUP | 1,487 | $1.3M |
| Vision(2 contracts, 2 carriers) | VOYA-STEALTH PARTNER GROUP | 1,487 | $1.3M |
| Life insurance(2 contracts, 2 carriers) | VOYA-STEALTH PARTNER GROUP | 1,487 | $1.3M |
| Short-term disability | VOYA-STEALTH PARTNER GROUP | 480 | $897K |
| Long-term disability(2 contracts, 2 carriers) | VOYA-STEALTH PARTNER GROUP | 1,487 | $1.3M |
| Prescription drug | VOYA-STEALTH PARTNER GROUP | 480 | $897K |
| Stop-loss / reinsurancereinsurance | VOYA-STEALTH PARTNER GROUP | 480 | $897K |
| Other | COLONIAL LIFE AND ACCIDENT INSURANCE | 667 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,487 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.