Welfare broker

ADVANCED BENEFIT SYSTEM INC

Mailing address (most recent filing)

145 RIVER LANDING DRIVE, UNIT 203

DANIEL ISLAND, SC 29492

Total comp: $287K
Commissions: $222K
Fees: $66K
Filings: 147
Sponsors: 147

Carrier mix

Where ADVANCED BENEFIT SYSTEM INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

CALIFORNIA CHOICE50.0%
BERKSHIRE HATHAWAY SPECIALTY INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CALIFORNIA CHOICE	1	$1.2M	50.0%
BERKSHIRE HATHAWAY SPECIALTY INSURANCE COMPANY	1	$0	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TN	1	$0	0.1%	32.52x
CA	1	$1.2M	0.0%	6.40x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ADVANCED BENEFIT SYSTEM INC's plans by broker comp / premium ratio. Median 8.25% vs welfare-wide median 6.40% (n=1).

Prospect-flag exposure · vs market baseline

Share of ADVANCED BENEFIT SYSTEM INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where ADVANCED BENEFIT SYSTEM INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ANDRIGHETTO PRODUCE, INC SHASTA PRODUCE HEALTH AND WELFARE PLAN	CA	$1.2M	$99K	CALIFORNIACHOICE
BARGE DESIGN SOLUTIONS, INC. BARGE DESIGN SOLUTIONS IDI PLAN	TN	$0	$209	BERKSHIRE LIFE INSURANCE COMPANY OF AMERICA

Carrier

Plans

Premium

CALIFORNIA CHOICE

$1.2M

50.0%

BERKSHIRE HATHAWAY SPECIALTY INSURANCE COMPANY

50.0%

State

Plans

Premium

State share

Index

0.1%

32.52x

$1.2M

0.0%

6.40x

Sponsor

Loc

Premium

Comp

Carrier

ANDRIGHETTO PRODUCE, INC

SHASTA PRODUCE HEALTH AND WELFARE PLAN

$1.2M

$99K

CALIFORNIACHOICE

BARGE DESIGN SOLUTIONS, INC.

BARGE DESIGN SOLUTIONS IDI PLAN

$209

BERKSHIRE LIFE INSURANCE COMPANY OF AMERICA