| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILSON EMPLOYEE BENEFITS EDUCATION Filed as: WILSON EMPLOYEE BENEFITS | 41 PARK OF COMMERCE WAY SAVANNAH, GA 31405 | COLONIAL LIFE AND ACCIDENT | $40K | $5K | $45K | 5.64% |
| COTTINGHAM & BUTLER Filed as: COTTINGHAM AND BUTLER INSURANCE | 800 MAIN STREET DUBUQUE, IA 52001 | COLONIAL LIFE AND ACCIDENT | $44K | — | $44K | 5.53% |
| JOYCE HERNDON-GARVIN | 18 HANGING MOSS RD SAVANNAH, GA 31410 | COLONIAL LIFE AND ACCIDENT | $10K | $4K | $14K | 1.72% |
| LISA A PERRI Filed as: LISA RILEY STRICKLAND | 6 GENTRY ST POOLER, GA 31322 | COLONIAL LIFE AND ACCIDENT | $8K | $1K | $9K | 1.13% |
| TOOMER VANDERHORST AIMAR | 701 COLUMBUS DR SAVANNAH, GA 31405 | COLONIAL LIFE AND ACCIDENT | $8K | $605 | $8K | 1.03% |
| ADVANCED BENEFIT SYSTEM INC Filed as: ADVANCED BENEFIT SYSTEM | 145 RIVER LANDING DR DANIEL ISLAND, SC 29492 | COLONIAL LIFE AND ACCIDENT | $4K | $3K | $7K | 0.89% |
| MARSH & MCLENNAN AGENCY LLC Filed as: J SMITH LANIER AND CO | 200 BROOKSTONE CENTRE PARKWAY COLUMBUS, GA 31904 | COLONIAL LIFE AND ACCIDENT | $7K | — | $7K | 0.88% |
| JULIE S PERRY Filed as: JULIE PERRY | P O BOX 663 BLOOMINGDALE, GA 31302 | COLONIAL LIFE AND ACCIDENT | $6K | $365 | $7K | 0.85% |
| TERRY BRENNAN Filed as: TERRY J BRENNAN | 7 WINDWARD WAY SAVANNAH, GA 31410 | COLONIAL LIFE AND ACCIDENT | $5K | $276 | $5K | 0.64% |
| MARSH & MCLENNAN AGENCY LLC Filed as: MARSH AND MCLENNAN AGENCY LLC | 200 BROOKSTONE CENTRE PARKWAY COLUMBUS, GA 31904 | COLONIAL LIFE AND ACCIDENT | $5K | — | $5K | 0.61% |
| MICHAEL BLOCK | 16619 S PINECREEK DR LOCKPORT, IL 60441 | COLONIAL LIFE AND ACCIDENT | $2K | $349 | $3K | 0.32% |
| ESTELLA L MILES Filed as: ESTELLA MILES | 1025 THUNDERBIRD DR DAYTONA BEACH, FL 32117 | COLONIAL LIFE AND ACCIDENT | $977 | $633 | $2K | 0.20% |
| CHAUNDRA F MILES-WALKER Filed as: CHAUNDRA F MILES WALKER | 11415 NEWGATE CREST DR RIVERVIEW, FL 33579 | COLONIAL LIFE AND ACCIDENT | $916 | $132 | $1K | 0.13% |
| ALDEN D MCGEE | 3657 RICHMOND ST JACKSONVILLE, FL 32205 | COLONIAL LIFE AND ACCIDENT | $752 | $148 | $900 | 0.11% |
| VB SOLUTIONS LLC | 7111 NE 222ND ST MELROSE, FL 32666 | COLONIAL LIFE AND ACCIDENT | $680 | $154 | $834 | 0.10% |
| DENTON H ROUSE Filed as: DENTON ROUSE | 309 EIGHT POINT DR STATESBORO, GA 30461 | COLONIAL LIFE AND ACCIDENT | $473 | — | $473 | 0.06% |
| DOHERTY DUGGAN HART & TIERMAN Filed as: DOHERTY DUGGAN HART AND TIERMAN INS | P O BOX 668 SANDERSVILLE, GA 31082 | COLONIAL LIFE AND ACCIDENT | $409 | — | $409 | 0.05% |
| ROBERT E FENN | 179 LAKE LURE DR ALMA, GA 31510 | COLONIAL LIFE AND ACCIDENT | $234 | — | $234 | 0.03% |
| ASHLEY BROOKE FUDGE | 320 NE 5TH AVENUE TRENTON, FL 32693 | COLONIAL LIFE AND ACCIDENT | $164 | — | $164 | 0.02% |
| JENNIFER WILLIAMS Filed as: JENNIFER E WILLIAMS | 15065 CR 124 SANDERSON, FL 32087 | COLONIAL LIFE AND ACCIDENT | $164 | — | $164 | 0.02% |
| ASSUREDPARTNERS Filed as: EMPLOYEE BENFITS GROUP | 13750 W COLONIAL DR WINTER GARDEN, FL 34787 | COLONIAL LIFE AND ACCIDENT | $65 | $86 | $151 | 0.02% |
| M.E. WILSON COMPANY, LLC Filed as: ED WILSON | 23 GRAND LAKE CIRCLE SAVANNAH, GA 31405 | COLONIAL LIFE AND ACCIDENT | $131 | — | $131 | 0.02% |
| D'ARCIPRETE & ASSOCIATES INC Filed as: D'ARCIPRETE AND ASSOCIATES | 12945 US HWY 331 MONTGOMERY, AL 36105 | COLONIAL LIFE AND ACCIDENT | $98 | — | $98 | 0.01% |
| RONALD FROST | P O DRAWER 1347 VIDALIA, GA 30475 | COLONIAL LIFE AND ACCIDENT | $89 | — | $89 | 0.01% |
| JOEY MIGUES Filed as: JOEY GRUBBS BENEFITS | 682 VALLEY VIEW RD MONTICELLO, FL 32344 | COLONIAL LIFE AND ACCIDENT | $48 | $38 | $86 | 0.01% |
| COACH CONCEPTS INC Filed as: COACH CONCEPTS | 5655 OAKHURST DR SEMINOLE, FL 33772 | COLONIAL LIFE AND ACCIDENT | $44 | $31 | $75 | 0.01% |
| KENNETH RONALD LENT | 1040 KINGFISHER WAY ROCKLEDGE, FL 32955 | COLONIAL LIFE AND ACCIDENT | $65 | — | $65 | 0.01% |
| GERALD MORRISON MCGEE JR Filed as: GERALD M MCGEE JR | 3657 RICHMOND ST JACKSONVILLE, FL 32205 | COLONIAL LIFE AND ACCIDENT | $48 | $11 | $59 | 0.01% |
| ALLYN INCORPORATED | 14813 SEMINOLE TRAIL SEMINOLE, FL 33776 | COLONIAL LIFE AND ACCIDENT | $44 | $6 | $50 | 0.01% |
| JOEL TOIGO INSURANCE | 1603 CASTELLINA CT EDMOND, OK 73034 | COLONIAL LIFE AND ACCIDENT | $26 | $23 | $49 | 0.01% |
| AIMEE STONE | 3604 COVENTRY CIR VESTAVIA, AL 35243 | COLONIAL LIFE AND ACCIDENT | $46 | — | $46 | 0.01% |
| ARTHUR DWAYNE JANSENIUS Filed as: ARTHUR D JANSENIUS | 2242 HWY 231 COTTONDALE, FL 32431 | COLONIAL LIFE AND ACCIDENT | $43 | — | $43 | 0.01% |
| BRENDA GAIL PATE Filed as: BRENDA G PATE | 3 MONGIN WAY BLUFFTON, SC 29909 | COLONIAL LIFE AND ACCIDENT | $37 | — | $37 | 0.00% |
| BENEFIT COMMUNICATION SPECIALISTS Filed as: BENEFIT COMMUNICATION SPECIALIST | 37 W FAIRMONT AVE SAVANNAH, GA 31406 | COLONIAL LIFE AND ACCIDENT | $32 | — | $32 | 0.00% |
| THOMAS HAYWOOD COWLES | 1535 OLD MERIWETHER TRAIL LA PINE, AL 36046 | COLONIAL LIFE AND ACCIDENT | $31 | — | $31 | 0.00% |
| CHOPPY HODES | 1031 NW 6TH ST GAINESVILLE, FL 32601 | COLONIAL LIFE AND ACCIDENT | $26 | — | $26 | 0.00% |
| TEREAS PELHAM | P O BOX 351 GREENWOOD, FL 32443 | COLONIAL LIFE AND ACCIDENT | $22 | — | $22 | 0.00% |
| WILLIAM C WESTER | P O BOX 375 GRANDRIDGE, FL 32442 | COLONIAL LIFE AND ACCIDENT | $22 | — | $22 | 0.00% |
| COMPLETE BUSINESS BENEFITS INC Filed as: COMPLETE BUISNESS BENEFITS | 3751 HONEYSUCKLE CT MONTGOMERY, AL 36109 | COLONIAL LIFE AND ACCIDENT | $12 | — | $12 | 0.00% |
| GAB INTERNATIONAL LLC | 3725 PRINCETON LAKES PARKWAY ATLANTA, GA 30331 | COLONIAL LIFE AND ACCIDENT | $8 | — | $8 | 0.00% |
| CARIE DEANNE CHANEY | 37 W FAIRMONT AVE SAVANNAH, GA 31406 | COLONIAL LIFE AND ACCIDENT | $6 | — | $6 | 0.00% |
| DANIEL HIGHSMITH | 222 MACKIE RD NORTH AUGUSTA, SC 29860 | COLONIAL LIFE AND ACCIDENT | $6 | — | $6 | 0.00% |
| JOYCE M CLARK | 2435 TIFFANY CIRCLE DECATUR, GA 30035 | COLONIAL LIFE AND ACCIDENT | $4 | — | $4 | 0.00% |
| HAROLD J DOYLE | 892 RIDERS WAY EAST EVANS, GA 30809 | COLONIAL LIFE AND ACCIDENT | $3 | — | $3 | 0.00% |
| JOSHUA T JONES | 25 GARFIELD LN STREAMWOOD, IL 60107 | COLONIAL LIFE AND ACCIDENT | $1 | $2 | $3 | 0.00% |
| DAVID TODD WEINSTEIN Filed as: DAVID T WEINSTEIN | 601 W JACKSON BLVD UNIT 912 CHICAGO, IL 60661 | COLONIAL LIFE AND ACCIDENT | $1 | $1 | $2 | 0.00% |
| BENEFIT CONSULTANTS INC Filed as: BENEFIT CONSULTANTS | 2105 VESTIVIA LAKE DR BIRMINGHAM, AL 35216 | COLONIAL LIFE AND ACCIDENT | $1 | — | $1 | 0.00% |
| TODD BOOZER Filed as: TODD A BOOZER | 2900 CAHABA ROAD BIRMINGHAM, AL 35223 | COLONIAL LIFE AND ACCIDENT | $1 | — | $1 | 0.00% |
| DENISE J LEWIS-YOUNG Filed as: DENISE LEWIS SMITH | 2774 NIBICK WAY DULUTH, GA 30097 | COLONIAL LIFE AND ACCIDENT | $1 | — | $1 | 0.00% |
| MICHAEL LINEBAUGH AND OTHER AGENTS Filed as: MICHAEL T LINBAUGH | 1101 JAVELIN CT COLUMBIA, SC 29212 | COLONIAL LIFE AND ACCIDENT | — | — | $0 | 0.00% |
| HOLLERN & ASSOCIATES INCORPORATED Filed as: HOLLERN AND ASSOCIATES INC | 11412 ROBBIA DRIVE LAS VEGAS, NV 89138 | COLONIAL LIFE AND ACCIDENT | — | — | $0 | 0.00% |
| THE ADAMSON GROUP INC | 344 SUMMERSET CHAPIN, SC 29036 | COLONIAL LIFE AND ACCIDENT | — | — | $0 | 0.00% |
| COTTINGHAM & BUTLER3 Filed as: COTTINGHAM AND BUTLER INS SERVICES | P O BOX 28 DUBUQUE, IA 52004 | METROPOLITAN LIFE INSURANCE COMPANY | $22K | $6K | $28K | 10.28% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UMR INC EIN 39-1995276 CLAIMS PROCESSING | Claims processing Service code 12 | — | $183K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,238 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,238 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | NATIONAL UNION FIRE INSURANCE | 0 | $48K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,195 | $275K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 1,195 | $275K |
| Stop-loss / reinsurancereinsurance | BERKLEY LIFE AND HEALTH INS CO | 470 | $893K |
| Other | COLONIAL LIFE AND ACCIDENT | 553 | $798K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,195 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.