| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILSON EMPLOYEE BENEFITS EDUCATION | 41 PARK OF COMMERCE WAY SAVANNNAH, GA 31405 | COLONIAL LIFE AND ACCIDENT | $51K | $12K | $63K | 7.00% |
| COTTINGHAM & BUTLER Filed as: COTTINGHAM AND BUTLER INSURANCE | 800 MAIN STREET DUBUQUE, IA 52001 | COLONIAL LIFE AND ACCIDENT | $60K | — | $60K | 6.73% |
| JOYCE HERNDON-GARVIN | 18 HANGING MOSS RD SAVANNAH, GA 31410 | COLONIAL LIFE AND ACCIDENT | $12K | $2K | $15K | 1.62% |
| LISA A PERRI Filed as: LISA RILEY STRICKLAND | 6 GENTRY STREET POOLER, GA 31322 | COLONIAL LIFE AND ACCIDENT | $12K | $2K | $13K | 1.49% |
| TOOMER VANDERHORST AIMAR | 701 COLUMBUS DR SAVANNAH, GA 31405 | COLONIAL LIFE AND ACCIDENT | $9K | $2K | $11K | 1.22% |
| TERRY J SILVERS Filed as: TERRY JOSEPH BRENNAN | 7 WINDWARD WAY SAVANNAH, GA 31410 | COLONIAL LIFE AND ACCIDENT | $9K | $817 | $10K | 1.07% |
| MARSH & MCLENNAN AGENCY LLC Filed as: MARSH & MCLENNAN AGENCY | 200 BROOKSTONE CENTRE PARKWAY COLUMBUS, GA 31904 | COLONIAL LIFE AND ACCIDENT | $9K | — | $9K | 1.04% |
| JULIE S PERRY | P O BOX 663 BLOOMINGDALE, GA 31302 | COLONIAL LIFE AND ACCIDENT | $8K | $317 | $9K | 0.97% |
| ADVANCED BENEFIT SOLUTIONS INC Filed as: ADVANCED BENEFIT SOLUTIONS | 145 RIVER LANDING DR DANIEL ISLAND, SC 29492 | COLONIAL LIFE AND ACCIDENT | $5K | $3K | $8K | 0.89% |
| MICHAEL BLOCK | 16619 S PINECREEK DRIVE LOCKPORT, IL 60441 | COLONIAL LIFE AND ACCIDENT | $2K | — | $2K | 0.23% |
| CHAUNDRA F MILES-WALKER Filed as: CHAUNDRA F MILES -WALKER | 11415 NEWGATE CREST DR RIVERVIEW, FL 33579 | COLONIAL LIFE AND ACCIDENT | $2K | $176 | $2K | 0.20% |
| DOHERTY DUGGAN HART & TIERMAN | P O BOX 668 SANDERSVILLE, GA 31082 | COLONIAL LIFE AND ACCIDENT | $378 | — | $378 | 0.04% |
| ALDEN D MCGEE | 3657 RICHMOND STREET JACKSONVILLE, GA 32205 | COLONIAL LIFE AND ACCIDENT | $263 | $83 | $346 | 0.04% |
| MICHAEL ANTHONY ROCHEFORT | 208 COMMODORE DR SAVAANNAH, GA 31410 | COLONIAL LIFE AND ACCIDENT | $225 | — | $225 | 0.03% |
| ESTELLA L MILES | 1025 THUNDERBIRD DR DAYTONA BEACH, FL 32117 | COLONIAL LIFE AND ACCIDENT | $217 | — | $217 | 0.02% |
| ELAISIUS BONNER | 974 ROSEFIELD LANE AURORA, IL 60504 | COLONIAL LIFE AND ACCIDENT | $104 | $108 | $212 | 0.02% |
| ROBERT E FENN | 179 LAKE LURE DR ALMA, GA 31510 | COLONIAL LIFE AND ACCIDENT | $200 | — | $200 | 0.02% |
| VB SOLUTIONS LLC | 7111 NE 222ND ST MELROSE, FL 32666 | COLONIAL LIFE AND ACCIDENT | $128 | $34 | $162 | 0.02% |
| COACH CONCEPTS INC | 5655 OAKHURST DRIVE SEMINOLE, FL 33772 | COLONIAL LIFE AND ACCIDENT | $100 | $34 | $134 | 0.01% |
| M.E. WILSON COMPANY, LLC Filed as: ED WILSON | 23 GRAND LAKE CIRCLE SAVANNAH, GA 31405 | COLONIAL LIFE AND ACCIDENT | $123 | — | $123 | 0.01% |
| ALLYN INCORPORATED | 14813 SEMINOLE TRAIL SEMINOLE, FL 33776 | COLONIAL LIFE AND ACCIDENT | $100 | $8 | $108 | 0.01% |
| RONALD FROST | P O DRAWER 1347 VIDALIA, GA 30475 | COLONIAL LIFE AND ACCIDENT | $87 | — | $87 | 0.01% |
| D'ARCIPRETE & ASSOCIATES INC | 12945 US HWY 331 MONTGOMERY, AL 36105 | COLONIAL LIFE AND ACCIDENT | $86 | — | $86 | 0.01% |
| GERALD MORRISON MCGEE JR | 3657 RICHMOND ST JACKSONVILLE, FL 32205 | COLONIAL LIFE AND ACCIDENT | $13 | $46 | $59 | 0.01% |
| ARTHUR DWAYNE JANSENIUS | 2242 HIGHWAY 231 COTTONDALE, FL 32431 | COLONIAL LIFE AND ACCIDENT | $38 | — | $38 | 0.00% |
| AIMEE STONE | 3604 COVENTRY CIR VESTAVIA, AL 35243 | COLONIAL LIFE AND ACCIDENT | $37 | — | $37 | 0.00% |
| THOMAS HAYWOOD COWLES | 1535 OLD MERIWETHER TRAIL LA PINE, AL 36046 | COLONIAL LIFE AND ACCIDENT | $31 | — | $31 | 0.00% |
| BRENDA GAIL PATE | 3 MONGIN WAY BLUFFTON, SC 29909 | COLONIAL LIFE AND ACCIDENT | $30 | — | $30 | 0.00% |
| DENTON H ROUSE Filed as: DENTON ROUSE | 309 EIGHT POINT DR STATESBORO, GA 30461 | COLONIAL LIFE AND ACCIDENT | $29 | — | $29 | 0.00% |
| BENEFIT COMMUNICATION SPECIALISTS | 37 W FAIRMONT AVE SAVANNAH, GA 31406 | COLONIAL LIFE AND ACCIDENT | $28 | — | $28 | 0.00% |
| JOEY MIGUES Filed as: JOEY GRUBBS BENEFITS LLC | 682 VALLEY VIEW RD MONICELLO, FL 32344 | COLONIAL LIFE AND ACCIDENT | $13 | $15 | $28 | 0.00% |
| EMPLOYEE BENEFITS GROUP OF FLORIDA Filed as: EMPLOYEE BENEFITS GROUP OF FL | 13750 W COLONIAL DR WINTER GARDEN, FL 34787 | COLONIAL LIFE AND ACCIDENT | $15 | $10 | $25 | 0.00% |
| KENNETH RONALD LENT | 1040 KINGFISHER WAY ROCKLEDGE, FL 32955 | COLONIAL LIFE AND ACCIDENT | $15 | $4 | $19 | 0.00% |
| WILLIAM C WESTER Filed as: WILLIAM C WEBSTER | P O BOX 375 GRANDRIDGE, FL 32442 | COLONIAL LIFE AND ACCIDENT | $17 | — | $17 | 0.00% |
| TERESA PELHAM | P O BOX 351 GREENWOOD, FL 32443 | COLONIAL LIFE AND ACCIDENT | $17 | — | $17 | 0.00% |
| COMPLETE BUSINESS BENEFITS INC Filed as: COMPLETE BUISNESS BENEFITS | 3751 HONEYSUCKLE COURT MONTGOMERY, AL 36109 | COLONIAL LIFE AND ACCIDENT | $16 | — | $16 | 0.00% |
| CHOOPY HODES | 1031 NEW 6TH ST GAINESVILLE, FL 32601 | COLONIAL LIFE AND ACCIDENT | $8 | — | $8 | 0.00% |
| GAB INTERNATIONAL LLC | 3725 PRINCETON LAKES PARKWAY ATLANTA, GA 30331 | COLONIAL LIFE AND ACCIDENT | $6 | — | $6 | 0.00% |
| DANIEL HIGHSMITH | 222 MACKIE RD NORTH AUGUSTA, SC 29860 | COLONIAL LIFE AND ACCIDENT | $5 | — | $5 | 0.00% |
| JOSHUA JONES | 25 GARFIELD LANE STREAMWOOD, IL 60107 | COLONIAL LIFE AND ACCIDENT | $5 | — | $5 | 0.00% |
| DAVID TODD WEINSTEIN | 601 W JACKSON BLVD UNIT 912 CHICAGO, IL 60661 | COLONIAL LIFE AND ACCIDENT | $5 | — | $5 | 0.00% |
| HAROLD J DOYLE | 892 RIDERS WAY EAST EVANS, GA 30809 | COLONIAL LIFE AND ACCIDENT | $4 | — | $4 | 0.00% |
| JOYCE M CLARK | 2435 TIFFANY CIRCLE DECATUR, GA 30035 | COLONIAL LIFE AND ACCIDENT | $4 | — | $4 | 0.00% |
| CARIE DEANNE CHANEY | 37 W FAIRMONT AVE SAVANNAH, GA 31406 | COLONIAL LIFE AND ACCIDENT | $3 | — | $3 | 0.00% |
| DENISE J LEWIS-YOUNG Filed as: DENISE J LEWIS YOUNG | 2774 NIBLICK WAY DULUTH, GA 30097 | COLONIAL LIFE AND ACCIDENT | $1 | — | $1 | 0.00% |
| JAMIE A CONTRERAS-VESTAL Filed as: JAMIE A CONTRERAS VESTAL | P O BOX 1240 DELAND, FL 32721 | COLONIAL LIFE AND ACCIDENT | $1 | — | $1 | 0.00% |
| FELIPE A BARGANIER | 950 EAGLES LANDING PARKWAY STOCKBRIDGE, GA 30281 | COLONIAL LIFE AND ACCIDENT | $1 | — | $1 | 0.00% |
| GINAKES & ASSOCIATES LLC | 1020 W INTERNATIONAL SPEEDWAY DAYTONA BEACH, FL 32114 | COLONIAL LIFE AND ACCIDENT | — | — | $0 | 0.00% |
| JOSEPH LEE WROBLEWSKI | P O BOX 1222 LYNN HAVEN, FL 32444 | COLONIAL LIFE AND ACCIDENT | — | — | $0 | 0.00% |
| JOHN W PERKINS Filed as: JOHN PERKINS | 5151 MENAWA TRAIL MARIANNA, FL 32446 | COLONIAL LIFE AND ACCIDENT | — | — | $0 | 0.00% |
| MICHAEL LINEBAUGH AND OTHER AGENTS Filed as: MICHAEL LINEBAUGH | 1101 JAVELIN COURT COLUMBIA, SC 29212 | COLONIAL LIFE AND ACCIDENT | — | — | $0 | 0.00% |
| TODD BOOZER | 2900 CAHABA RD BIRMINGHAM, AL 35223 | COLONIAL LIFE AND ACCIDENT | — | — | $0 | 0.00% |
| HOLLERN & ASSOCIATES INCORPORATED Filed as: HOLLERN AND ASSOC INC | 11412 ROBBIA DR LAS VEGAS, NV 89138 | COLONIAL LIFE AND ACCIDENT | — | — | $0 | 0.00% |
| THE ADAMSON GROUP INC Filed as: THE ADAMSON GROUP | 344 SUMMERSET DR CHAPIN, SC 29036 | COLONIAL LIFE AND ACCIDENT | — | — | $0 | 0.00% |
| PHILIP CAIN | P O BOX 1322 SNEADS, FL 32460 | COLONIAL LIFE AND ACCIDENT | — | — | $0 | 0.00% |
| BENEFIT CONSULTANTS INC Filed as: BENEFIT CONSULTANTS | 2105 VESTIVIA LAKE DR BIRMINGHAM, AL 35216 | COLONIAL LIFE AND ACCIDENT | — | — | $0 | 0.00% |
| COTTINGHAM & BUTLER3 Filed as: COTTINGHAM AND BUTLER INS SERVICES | P O BOX 28 DUBUQUE, IA 52004 | METROPOLITAN LIFE INSURANCE COMPANY | $21K | $3K | $25K | 8.12% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UMR INC EIN 39-1995276 CLAIMS PROCESSING | Claims processing Service code 12 | — | $183K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,306 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,306 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,306 | $306K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 1,306 | $306K |
| Stop-loss / reinsurancereinsurance | BERKLEY LIFE AND HEALTH INS CO | 482 | $940K |
| Other(2 contracts, 2 carriers) | COLONIAL LIFE AND ACCIDENT | 653 | $953K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,306 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.