| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC Filed as: J SMITH LANIER | 200 BROOKSTONE CENTRE PARKWAY COLUMBUS, GA 31904 | COLONIAL LIFE AND ACCIDENT | $53K | $124 | $53K | 9.05% |
| WILSON EMPLOYEE BENEFITS EDUCATION Filed as: WILSON EMPLOYEE BENEFITS | 41 PARK OF COMMERCE WAY SAVANNAH, GA 31405 | COLONIAL LIFE AND ACCIDENT | $35K | $5K | $40K | 6.78% |
| JOYCE HERNDON-GARVIN Filed as: JOYCE HERNDON -GARVIN | 18 HANGING MOSS RD SAVANNAH, GA 31410 | COLONIAL LIFE AND ACCIDENT | $9K | $3K | $12K | 2.10% |
| TOOMER VANDERHORST AIMAR | 701 COLUMBUS DR SAVANNAH, GA 31405 | COLONIAL LIFE AND ACCIDENT | $9K | $944 | $10K | 1.63% |
| LISA RILEY STICKLAND Filed as: LISA R STRICKLAND | 6 GENTRY STREET POOLER, GA 31322 | COLONIAL LIFE AND ACCIDENT | $7K | $441 | $8K | 1.30% |
| JULIE S PERRY | 211 TURNBERRY PORT WENTWORTH, GA 31407 | COLONIAL LIFE AND ACCIDENT | $7K | $387 | $7K | 1.18% |
| ADVANCED BENEFIT SYSTEM INC Filed as: ADVANCED BENEFIT SYSTEM | 245 SEVEN FARMS DR DANIEL ISLAND, SC 29492 | COLONIAL LIFE AND ACCIDENT | $3K | $3K | $6K | 1.00% |
| TERRY J SILVERS Filed as: TERRY JOSEPH BRENNAN | 7 WINDWARD WAY SAVANNAH, GA 31410 | COLONIAL LIFE AND ACCIDENT | $3K | $230 | $4K | 0.61% |
| CHAUNDRA F MILES-WALKER Filed as: CHAUNDRA F MILES WALKER | 11415 NEWGATE CHEST RIVERVIEW, FL 33579 | COLONIAL LIFE AND ACCIDENT | $2K | $901 | $3K | 0.45% |
| DENTON H ROUSE Filed as: DENTON ROUSE | 309 EIGHT POINT DR STATESBORO, GA 30461 | COLONIAL LIFE AND ACCIDENT | $3K | $56 | $3K | 0.45% |
| VB SOLUTIONS LLC | 7111 NE 222ND ST MELROSE, FL 32666 | COLONIAL LIFE AND ACCIDENT | $658 | $729 | $1K | 0.24% |
| CHOPPY HODES | PO BOX 357611 GAINSVILLE, FL 32635 | COLONIAL LIFE AND ACCIDENT | $484 | — | $484 | 0.08% |
| DOHERTY DUGGAN HART & TIERMAN | P O BOX 668 SANDERSVILLE, GA 31082 | COLONIAL LIFE AND ACCIDENT | $468 | — | $468 | 0.08% |
| SARA SORENSEN-CONNICK Filed as: SARA SORENSEN CONNICK | 8547 E ARAPAHOE GREENWOOD VILLAGE, CO 80112 | COLONIAL LIFE AND ACCIDENT | $140 | $153 | $293 | 0.05% |
| ROBERT E FENN | 179 LAKE LURE DR ALMA, GA 31510 | COLONIAL LIFE AND ACCIDENT | $271 | — | $271 | 0.05% |
| M.E. WILSON COMPANY, LLC Filed as: ED WILSON | 23 GRAND LAKE CIRCLE SAVANNAH, GA 31405 | COLONIAL LIFE AND ACCIDENT | $152 | — | $152 | 0.03% |
| D'ARCIPRETE & ASSOCIATES INC Filed as: D'ARCIPRETE & ASSOCIATES INC. | 12945 US HIGHWAY 331 MONTGOMERY, AL 36105 | COLONIAL LIFE AND ACCIDENT | $116 | — | $116 | 0.02% |
| RONALD R FROST | P O DRAWER 1347 VIDAILIA, GA 30475 | COLONIAL LIFE AND ACCIDENT | $113 | — | $113 | 0.02% |
| CHANDRA NELSON | 35401 WILLOW CIRCLE FRUITLAND, FL 34731 | COLONIAL LIFE AND ACCIDENT | $60 | — | $60 | 0.01% |
| AIMEE STONE | 2317 GARLAND DR BIRMINGHAM, AL 35216 | COLONIAL LIFE AND ACCIDENT | $56 | — | $56 | 0.01% |
| ARTHUR DWAYNE JANSENIUS | 2242 HIGHWAY 231 COTTONDALE, FL 32431 | COLONIAL LIFE AND ACCIDENT | $54 | — | $54 | 0.01% |
| TERESA PELHAM | P O BOX 351 GREENWOOD, FL 32443 | COLONIAL LIFE AND ACCIDENT | $46 | — | $46 | 0.01% |
| WILLIAM C WESTER | P O BOX 375 GRANDRIDGE, FL 32442 | COLONIAL LIFE AND ACCIDENT | $46 | — | $46 | 0.01% |
| BRENDA GAIL PATE Filed as: BRENDA KNIGHT | 821 KING'S GRANT ST SIMONS ISLAND, GA 31522 | COLONIAL LIFE AND ACCIDENT | $43 | — | $43 | 0.01% |
| BENEFIT COMMUNICATION SPECIALISTS Filed as: BENEFIT COMMUNICATION SPECIALIST | 37 W FAIRMONT AVE SAVANNAH, GA 31406 | COLONIAL LIFE AND ACCIDENT | $38 | — | $38 | 0.01% |
| THOMAS HAYWOOD COWLES | 1535 OLD MERIWETHER TRAIL LA PINE, AL 36046 | COLONIAL LIFE AND ACCIDENT | $37 | — | $37 | 0.01% |
| TERRI DUNN COLLINS | 2422 BUTTONBUSH CT TALLAHASSEE, FL 32308 | COLONIAL LIFE AND ACCIDENT | $32 | — | $32 | 0.01% |
| GORDON ALFORD | 2007 PECAN CT TALLAHASSEE, FL 32303 | COLONIAL LIFE AND ACCIDENT | $24 | — | $24 | 0.00% |
| ALICE CAROL HOWARD Filed as: ALICE C HOWARD | 407 CANTYRE ST PORT WENTWORTH, GA 31407 | COLONIAL LIFE AND ACCIDENT | $11 | — | $11 | 0.00% |
| DANIEL HIGHSMITH | 222 MACKS RD NORTH AUGUSTA, SC 29860 | COLONIAL LIFE AND ACCIDENT | $7 | — | $7 | 0.00% |
| CARIE CHANEY HUNSINGER Filed as: CARIE D CHANEY | 37 W FAIRMONT AVE SAVANNAH, GA 31406 | COLONIAL LIFE AND ACCIDENT | $6 | — | $6 | 0.00% |
| GAB INTERNATIONAL LLC | 115 ROSEBAY LANE SHARPSBURG, GA 30277 | COLONIAL LIFE AND ACCIDENT | $6 | — | $6 | 0.00% |
| HAROLD J DOYLE Filed as: HAROLD DOYLE | 892 RIDERS WAY EAST EVANS, GA 30809 | COLONIAL LIFE AND ACCIDENT | $4 | — | $4 | 0.00% |
| SHIRONDRA YOUNG | 2413 NUGGET LANE TALLAHASSEE, FL 32303 | COLONIAL LIFE AND ACCIDENT | $2 | $2 | $4 | 0.00% |
| JOYCE M CLARK Filed as: JOYCE CLARK | 2435 TIFFANY CIRCLE DECATUR, GA 30035 | COLONIAL LIFE AND ACCIDENT | $3 | — | $3 | 0.00% |
| LLOYD MANUEL HOLLOWAY | 712 DESHUTES DR ALFORD, FL 32420 | COLONIAL LIFE AND ACCIDENT | $2 | — | $2 | 0.00% |
| DENISE L SMITH | 2609 AVERY PARK CIR ATLANTA, GA 30360 | COLONIAL LIFE AND ACCIDENT | $1 | — | $1 | 0.00% |
| WILLIAM BENJAMIN KIRKLAND | 1899 ATKINSON BLVD W PEARSON, GA 31642 | COLONIAL LIFE AND ACCIDENT | $1 | — | $1 | 0.00% |
| KURT LOREN UNGLAUB | 221 WARREN AVE THOMASVILLE, GA 31792 | COLONIAL LIFE AND ACCIDENT | $1 | — | $1 | 0.00% |
| TODD BOOZER Filed as: TODD A BOOZER | 2900 CAHABA RD BIRMINGHAM, AL 35223 | COLONIAL LIFE AND ACCIDENT | $1 | — | $1 | 0.00% |
| BENEFIT CONSULTANTS INC Filed as: BENEFIT CONSULTANTS | 2105 VESTIVIA LAKE DRIVE BIRMINGHAM, AL 35216 | COLONIAL LIFE AND ACCIDENT | $1 | — | $1 | 0.00% |
| MICHAEL C WALKER Filed as: MICHAEL T LINEBAUGH | 1101 JAVELIN COURT COLUMBIA, SC 29212 | COLONIAL LIFE AND ACCIDENT | — | — | $0 | 0.00% |
| HOLLERN & ASSOCIATES INCORPORATED Filed as: HOLLERN AND ASSOCIATES INC | 11412 ROBBIA DR LAS VEGAS, NV 89138 | COLONIAL LIFE AND ACCIDENT | — | — | $0 | 0.00% |
| THE ADAMSON GROUP INC | 344 SUMMERSET DR CHAPIN, SC 29036 | COLONIAL LIFE AND ACCIDENT | — | — | $0 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC Filed as: J SMITH LANIER AND COMPANY | 611 POINTE NORTH BLVD ALBANY, GA 31721 | AMERITAS | $25K | $7K | $32K | 12.71% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 649 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 649 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | NATIONAL UNION FIRE INSURANCE | 0 | $45K |
| Dental | AMERITAS | 1,049 | $250K |
| Vision | AMERITAS | 1,049 | $250K |
| Stop-loss / reinsurancereinsurance | ARCH INS GROUP- TETHYS HELTH VENTURE | 403 | $590K |
| Other | COLONIAL LIFE AND ACCIDENT | 649 | $590K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,049 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.