| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARK III BROKERAGE INC3 | 211 GREENWICH RD CHARLOTTE, NC 28211 | AMERITAS LIFE INSURANCE COMPANY | $269K | $3K | $272K | 1.51% |
| MERCER HEALTH AND BENEFITS, LLC5 Filed as: MERCER VOLUNTARY BENEFITS | 12421 MEREDITH DRIVE URBANCALE, IA 50398 | METROPOLITAN LIFE INSURANCE COMPANY | $468K | — | $468K | 7.03% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | PO BOX 310502 DES MOINES, IA 503310502 | METROPOLITAN LIFE INSURANCE COMPANY | — | $151K | $151K | 2.26% |
| MARK III BROKERAGE INC3 Filed as: MARK III BROKERAGE, INC. | 10117 HIGHWAY 421 N SHADY VALLEY, TN 37688 | UNITED HEALTHCARE INSURANCE COMPANY | $138K | — | $138K | 4.78% |
| BENEFITS ADVISOR3 | 11426 CORLISS AVE CHARLOTTE, NC 28277 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $133K | — | $133K | 6.00% |
| THE BENEFIT COMPANY INC3 Filed as: BENEFIT ADVISORS INC | 11426 CORLISS AVE CHARLOTTE, NC 28277 | HARTFORD LIFE AND ACCIDENT | $121K | — | $121K | 13.88% |
| MGIS3 Filed as: MGIS, INC | PO BOX 16110 SALT LAKE CITY, UT 84116 | HARTFORD LIFE AND ACCIDENT | — | $65K | $65K | 7.40% |
| MARK III BROKERAGE INC3 Filed as: MARK III BROKERAGE | 10117 HIGHWAY 421 N SHADY VALLEY, TN 376885211 | METROPOLITAN LIFE INSURANCE CO. | $18K | $4K | $21K | 4.59% |
| THE BENEFIT COMPANY INC3 Filed as: BENEFIT ADVISORS, INC. | 11426 CORLISS AVENUE CHARLOTTE, NC 28277 | HARTFORD LIFE AND ACCIDENT INSURANCE | $56K | — | $56K | 13.96% |
| MGIS3 | PO BOX 16110 SALT LAKE CITY, UT 84116 | HARTFORD LIFE AND ACCIDENT INSURANCE | — | $30K | $30K | 7.40% |
| THE BENEFIT COMPANY INC3 Filed as: BENEFIT ADVISORS INC. | 11426 CORLISS AVE CHARLOTTE, NC 282773315 | MUTUAL OF OMAHA | $26K | — | $26K | 10.00% |
| MARSH & MCLENNAN AGENCY LLC | 3400 CROASDAILE DRIVE SUITE 206 DURHAM, NC 27705 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $17K | — | $17K | 15.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN LLC | PO BOX 9395 GREENSBORO, NC 27429 | PRINCIPAL LIFE INSURANCE COMPANY | $9K | — | $9K | 10.38% |
| BENEFIT PLANNING SERVICES INC3 Filed as: THE BENEFIT PLANNING GROUP, INC. | 3400 CROASDAILE DRIVE SUITE 206 DURHAM, NC 27705 | PRINCIPAL LIFE INSURANCE COMPANY | $6K | — | $6K | 7.12% |
| NFP INSURANCE SERVICES INC3 | 1250 S CAPITAL OF TX HWY BLDG 2 W LAKE HILLS, TX 787466446 | PRINCIPAL LIFE INSURANCE COMPANY | — | $415 | $415 | 0.49% |
| RUFF BRIAN J3 | 40 CALHOUN ST STE 310 CHARLESTON, SC 29401 | MASSACHUSETTS MUTUAL LIFE INS | $360 | $33 | $393 | 1.49% |
| D.L. DAVIS & COMPANY INC.3 Filed as: D.L. DAVIS & CO | 1111 S MARSHALL ST 250 WINSTONSALEM, NC 27101 | MASSACHUSETTS MUTUAL LIFE INS | $119 | — | $119 | 0.45% |
| HUDNALL BERTRAND III3 | 40 CALHOUN ST STE 310 CHARLESTON, SC 29401 | MASSACHUSETTS MUTUAL LIFE INS | — | $93 | $93 | 0.35% |
| TOWNSEND NEWMAN A III3 | 343 E SIX FORKS RD RALEIGH, NC 27609 | MASSACHUSETTS MUTUAL LIFE INS | $81 | — | $81 | 0.31% |
| GAVALAS NICHOLAS B3 | 799 CREEKSIDE DR MT PLEASANT, SC 29464 | MASSACHUSETTS MUTUAL LIFE INS | $31 | — | $31 | 0.12% |
| TIMOTHY EBERT3 | 1111 S MARSHALL ST STE 190 WINSTONSALEM, NC 27101 | MASSACHUSETTS MUTUAL LIFE INS | $9 | — | $9 | 0.03% |
| HOLROYD AGENCY3 | 1401 GRANADA DRIVE RALEIGH, NC 27612 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $150 | — | $150 | 2.44% |
| D.L. DAVIS & COMPANY INC.3 Filed as: D L DAVIS & CO | 1111 S MARSHALL ST 250 WINSTONSALEM, NC 27101 | MASSACHUSETTS MUTUAL LIFE INSURANCE CO | $18 | — | $18 | 0.34% |
| TOWNSEND NEWMAN A III3 Filed as: TOWNSEND NEWMAN | 343 E SIX FORKS RD RALEIGH, NC 27609 | MASSACHUSETTS MUTUAL LIFE INSURANCE CO | $11 | — | $11 | 0.21% |
| GAVALAS NICHOLAS B3 Filed as: GAVALAS NICHOLAS | 799 CREEKSIDE DR MOUNT PLEASANT, SC 29464 | MASSACHUSETTS MUTUAL LIFE INSURANCE CO | $8 | — | $8 | 0.15% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: ARTHUR J GALLAGHER | 4700 HOMEWOOD CT RALEIGH, NC 27609 | CIGNA HEALTH AND LIFE INSURANCE CO. | $406 | — | $406 | 8.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 32,357 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 169 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 40 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | 29,361 | $962K |
| Dental(2 contracts, 2 carriers) | AMERITAS LIFE INSURANCE COMPANY | 56,834 | $17.9M |
| Vision | UNITED HEALTHCARE INSURANCE COMPANY | 15,561 | $2.9M |
| Life insurance(4 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 31,123 | $7.2M |
| Short-term disability(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 32,357 | $898K |
| Long-term disability(4 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT INSURANCE | 1,115 | $546K |
| Stop-loss / reinsurancereinsurance | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | 14,321 | $922K |
| Other(3 contracts, 3 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 31,123 | $2.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 56,834 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.