Welfare broker

BENEFIT PLANNING SERVICES INC

Mailing address (most recent filing)

6833 STALTER DRIVE, SUITE 200

ROCKFORD, IL 61108

Total comp: $1.0M
Commissions: $966K
Fees: $50K
Filings: 36
Sponsors: 36

Carrier mix

Where BENEFIT PLANNING SERVICES INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRINCIPAL LIFE INSURANCE COMPANY33.3%
HUMANA INSURANCE COMPANY33.3%
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRINCIPAL LIFE INSURANCE COMPANY	1	$291K	33.3%
HUMANA INSURANCE COMPANY	1	$119K	33.3%
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	1	$6K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IL	3	$416K	0.1%	28.47x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BENEFIT PLANNING SERVICES INC's plans by broker comp / premium ratio. Median 11.64% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of BENEFIT PLANNING SERVICES INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where BENEFIT PLANNING SERVICES INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
HCC, INC. HCC, INC. WELFARE BENEFIT PLAN	IL	$291K	$35K	PRINCIPAL LIFE INSURANCE COMPANY
BROWN PAPER GOODS COMPANY BROWN PAPER GOODS COMPANY WRAP BENEFIT PLAN	IL	$119K	$14K	HUMANA
CKVAMB, LLC ELITE AMBULANCE AND AFFILIATES HEALTH AND WELFARE BENEFIT	IL	$6K	$704	THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

Carrier

Plans

Premium

PRINCIPAL LIFE INSURANCE COMPANY

$291K

33.3%

HUMANA INSURANCE COMPANY

$119K

33.3%

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

$6K

33.3%

State

Plans

Premium

State share

Index

$416K

0.1%

28.47x

Sponsor

Loc

Premium

Comp

Carrier

HCC, INC.

HCC, INC. WELFARE BENEFIT PLAN

$291K

$35K

PRINCIPAL LIFE INSURANCE COMPANY

BROWN PAPER GOODS COMPANY

BROWN PAPER GOODS COMPANY WRAP BENEFIT PLAN

$119K

$14K

HUMANA

CKVAMB, LLC

ELITE AMBULANCE AND AFFILIATES HEALTH AND WELFARE BENEFIT

$6K

$704

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA