| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARK III BROKERAGE INC3 | 211 GREENWICH RD CHARLOTTE, NC 28211 | AMERITAS LIFE INSURANCE COMPANY | $282K | $3K | $284K | 1.51% |
| MERCER HEALTH AND BENEFITS, LLC5 Filed as: MERCER VOLUNTARY BENEFITS | 12421 MEREDITH DRIVE URBANDALE, IA 50398 | METROPOLITAN LIFE INSURANCE COMPANY | $456K | — | $456K | 6.53% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | PO BOX 27447 NEW YORK, NY 100877447 | METROPOLITAN LIFE INSURANCE COMPANY | — | $95K | $95K | 1.36% |
| MARK III BROKERAGE INC3 Filed as: MARK III BROKERAGE, INC. | 10117 HIGHWAY 421 N SHADY VALLEY, TN 37688 | UNITED HEALTHCARE INSURANCE COMPANY | $145K | — | $145K | 4.97% |
| BENEFITS ADVISOR3 | 11426 CORLISS AVE CHARLOTTE, NC 28277 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $136K | — | $136K | 6.00% |
| MARK III BROKERAGE INC3 | 211 GREENWICH RD CHARLOTTE, NC 28211 | HARTFORD LIFE AND ACCIDENT | $114K | — | $114K | 13.53% |
| MGIS3 Filed as: MGIS, INC | PO BOX 16110 SALT LAKE CITY, UT 84116 | HARTFORD LIFE AND ACCIDENT | — | $66K | $66K | 7.87% |
| THE BENEFIT COMPANY INC3 Filed as: BENEFIT ADVISORS INC | 11426 CORLISS AVE CHARLOTTE, NC 28277 | HARTFORD LIFE AND ACCIDENT | $10K | — | $10K | 1.20% |
| MARK III BROKERAGE INC3 Filed as: MARK III BROKERAGE | 10117 HIGHWAY 421 N SHADY VALLEY, TN 376885211 | METROPOLITAN LIFE INSURANCE CO. | $21K | $1K | $22K | 4.63% |
| MARK III BROKERAGE INC3 | 211 GREENWICH ROAD CHARLOTTE, NC 28211 | HARTFORD LIFE AND ACCIDENT INSURANCE | $50K | — | $50K | 13.41% |
| MGIS3 | PO BOX 16110 SALT LAKE CITY, UT 84116 | HARTFORD LIFE AND ACCIDENT INSURANCE | — | $29K | $29K | 7.82% |
| THE BENEFIT COMPANY INC3 Filed as: BENEFIT ADVISORS, INC. | 11426 CORLISS AVENUE CHARLOTTE, NC 28277 | HARTFORD LIFE AND ACCIDENT INSURANCE | $5K | — | $5K | 1.21% |
| MARK III BROKERAGE INC3 | 10117 HIGHWAY 421 N SHADY VALLEY, TN 37688 | MUTUAL OF OMAHA | $21K | — | $21K | 7.11% |
| MARSH & MCLENNAN AGENCY LLC | 3400 CROASDAILE DRIVE SUITE 206 DURHAM, NC 27705 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $18K | — | $18K | 15.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN LLC | PO BOX 9395 GREENSBORO, NC 27429 | PRINCIPAL LIFE INSURANCE COMPANY | $15K | $460 | $15K | 18.04% |
| DANIEL JAMES SHANAHAN3 | 4000 WESTCHASE BLVD RALEIGH, NC 27607 | MASSACHUSETTS MUTUAL LIFE INS | — | $795 | $795 | 2.86% |
| MICHAEL WITHROW3 Filed as: MICHAEL C WATERS | 3400 CROASDAILE DR STE 206 DURHAM, NC 27705 | MASSACHUSETTS MUTUAL LIFE INS | $741 | — | $741 | 2.67% |
| RUFF BRIAN J3 | 40 CALHOUN ST STE 310 CHARLESTON, SC 29401 | MASSACHUSETTS MUTUAL LIFE INS | $164 | $9 | $173 | 0.62% |
| D.L. DAVIS & COMPANY INC.3 Filed as: D.L. DAVIS & CO | 1315 S MAIN ST WINSTONSALEM, NC 27127 | MASSACHUSETTS MUTUAL LIFE INS | $119 | — | $119 | 0.43% |
| TOWNSEND NEWMAN A III3 | 343 E SIX FORKS RD RALEIGH, NC 27609 | MASSACHUSETTS MUTUAL LIFE INS | $76 | — | $76 | 0.27% |
| HUDNALL BERTRAND III3 | 40 CALHOUN ST STE 310 CHARLESTON, SC 29401 | MASSACHUSETTS MUTUAL LIFE INS | — | $38 | $38 | 0.14% |
| TIMOTHY EBERT3 | 1111 S MARSHALL ST STE 190 WINSTONSALEM, NC 27101 | MASSACHUSETTS MUTUAL LIFE INS | $9 | — | $9 | 0.03% |
| GAVALAS NICHOLAS B3 | 799 CREEKSIDE DR MT PLEASANT, SC 29464 | MASSACHUSETTS MUTUAL LIFE INS | $1 | — | $1 | 0.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: ARTHUR J GALLAGHER | 4700 HOMEWOOD CT RALEIGH, NC 27609 | CIGNA HEALTH AND LIFE INSURANCE CO. | $640 | — | $640 | 7.99% |
| HOLROYD AGENCY3 | 1401 GRANADA DRIVE RALEIGH, NC 27612 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $106 | — | $106 | 2.25% |
| TOWNSEND NEWMAN A III3 Filed as: TOWNSEND NEWMAN | 343 E SIX FORKS RD RALEIGH, NC 27609 | MASSACHUSETTS MUTUAL LIFE INSURANCE CO | $9 | — | $9 | 0.23% |
| GAVALAS NICHOLAS B3 Filed as: GAVALAS NICHOLAS | 799 CREEKSIDE DR MOUNT PLEASANT, SC 29464 | MASSACHUSETTS MUTUAL LIFE INSURANCE CO | $7 | — | $7 | 0.18% |
| D.L. DAVIS & COMPANY INC.3 Filed as: D L DAVIS & CO | 1315 MAIN ST WINSTONSALEM, NC 27127 | MASSACHUSETTS MUTUAL LIFE INSURANCE CO | $3 | — | $3 | 0.08% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 33,909 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 144 | Continuation coverage (COBRA, retiree health). |
| Beneficiaries receiving benefits | 39 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 34,092 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | 30,696 | $1.1M |
| Dental(2 contracts, 2 carriers) | AMERITAS LIFE INSURANCE COMPANY | 59,789 | $18.8M |
| Vision | UNITED HEALTHCARE INSURANCE COMPANY | 29,561 | $2.9M |
| Life insurance(4 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 32,641 | $7.6M |
| Short-term disability(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 33,909 | $926K |
| Long-term disability(4 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT INSURANCE | 1,022 | $528K |
| Stop-loss / reinsurancereinsurance | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | 14,277 | $999K |
| Other(3 contracts, 3 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 32,641 | $3.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 59,789 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.