| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARK III BROKERAGE INC3 | 211 GREENWICH RD CHARLOTTE, NC 28211 | AMERITAS LIFE INSURANCE COMPANY | $327K | $3K | $329K | 1.51% |
| MERCER HEALTH AND BENEFITS, LLC5 Filed as: MERCER VOLUNTARY BENEFITS | 12421 MEREDITH DRIVE URBANDALE, IA 50398 | METROPOLITAN LIFE INSURANCE COMPANY | $444K | — | $444K | 5.50% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | PO BOX 310502 DES MOINES, IA 50331 | METROPOLITAN LIFE INSURANCE COMPANY | — | $103K | $103K | 1.28% |
| MARK III BROKERAGE INC3 Filed as: MARK III BROKERAGE, INC. | 10117 HIGHWAY 421 N SHADY VALLEY, TN 37688 | UNITED HEALTHCARE INSURANCE COMPANY | $167K | — | $167K | 4.98% |
| BENEFITS ADVISOR3 | 11426 CORLISS AVE CHARLOTTE, NC 28277 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $148K | — | $148K | 6.00% |
| MARK III BROKERAGE INC3 | 211 GREENWICH RD CHARLOTTE, NC 28211 | HARTFORD LIFE AND ACCIDENT | $145K | — | $145K | 16.59% |
| MGIS3 Filed as: MGIS, INC | PO BOX 16110 SALT LAKE CITY, UT 84116 | HARTFORD LIFE AND ACCIDENT | — | $76K | $76K | 8.65% |
| MARK III BROKERAGE INC3 Filed as: MARK III BROKERAGE | 10117 HIGHWAY 421 N SHADY VALLEY, TN 376885211 | METROPOLITAN LIFE INSURANCE CO. | $24K | $4K | $28K | 5.27% |
| MARK III BROKERAGE INC3 | 211 GREENWICH RD CHARLOTTE, NC 28211 | MUTUAL OF OMAHA | $44K | — | $44K | 10.00% |
| MARK III BROKERAGE INC3 | 211 GREENWICH ROAD CHARLOTTE, NC 28211 | HARTFORD LIFE AND ACCIDENT INSURANCE | $52K | — | $52K | 16.36% |
| MGIS3 | PO BOX 16110 SALT LAKE CITY, UT 84116 | HARTFORD LIFE AND ACCIDENT INSURANCE | — | $27K | $27K | 8.66% |
| MARSH & MCLENNAN AGENCY LLC3 | 2301 SUGAR BUSH RD STE 600 RALEIGH, NC 27612 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $20K | — | $20K | 15.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN LLC | PO BOX 9395 GREENSBORO, NC 27429 | PRINCIPAL LIFE INSURANCE COMPANY | $14K | $5K | $18K | 20.07% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENT LLC | 1166 AVENUE OF THE AMERICAS NEW YORK, NY 10036 | PRINCIPAL LIFE INSURANCE COMPANY | — | $434 | $434 | 0.48% |
| MICHAEL WITHROW3 Filed as: MICHAEL C WATERS | 2301 SUGAR BUSH RD RALEIGH, NC 27612 | MASSACHUSETTS MUTUAL LIFE INS | $198 | — | $198 | 1.06% |
| TOWNSEND NEWMAN A III3 | 343 E SIX FORKS RD RALEIGH, NC 27609 | MASSACHUSETTS MUTUAL LIFE INS | $66 | — | $66 | 0.35% |
| D.L. DAVIS & COMPANY INC.3 Filed as: D.L. DAVIS & CO | 1315 S MAIN ST WINSTONSALEM, NC 27127 | MASSACHUSETTS MUTUAL LIFE INS | $44 | — | $44 | 0.24% |
| DANIEL JAMES SHANAHAN3 | 4000 WESTCHASE BLVD RALEIGH, NC 27607 | MASSACHUSETTS MUTUAL LIFE INS | — | $43 | $43 | 0.23% |
| DAVID V COVE | 4000 WESTCHASE BLVD RALEIGH, NC 27607 | MASSACHUSETTS MUTUAL LIFE INS | — | $37 | $37 | 0.20% |
| BRIAN J RUFF3 | 40 CALHOUN ST STE 310 CHARLESTON, SC 29401 | MASSACHUSETTS MUTUAL LIFE INS | $9 | — | $9 | 0.05% |
| TIMOTHY EBERT3 | 1111 S MARSHALL ST STE 190 WINSTONSALEM, NC 27101 | MASSACHUSETTS MUTUAL LIFE INS | $9 | — | $9 | 0.05% |
| HOLROYD AGENCY3 | 1401 GRANADA DRIVE RALEIGH, NC 27612 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $78 | — | $78 | 2.60% |
| D.L. DAVIS & COMPANY INC.3 Filed as: D L DAVIS & CO | 1315 MAIN ST WINSTONSALEM, NC 27127 | MASSACHUSETTS MUTUAL LIFE INSURANCE CO | $3 | — | $3 | 0.11% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 36,572 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 211 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 36,783 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | 66,996 | $1.2M |
| Dental | AMERITAS LIFE INSURANCE COMPANY | 68,514 | $21.8M |
| Vision | UNITED HEALTHCARE INSURANCE COMPANY | 34,951 | $3.4M |
| Life insurance(4 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 37,723 | $8.7M |
| Short-term disability(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 36,413 | $978K |
| Long-term disability(4 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT INSURANCE | 1,068 | $468K |
| Stop-loss / reinsurancereinsurance | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | 13,254 | $1.1M |
| Other(3 contracts, 3 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 37,723 | $3.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 68,514 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.