| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARK III BROKERAGE INC3 | 211 GREENWICH RD CHARLOTTE, NC 28211 | AMERITAS LIFE INSURANCE COMPANY | $278K | $3K | $281K | 1.51% |
| MERCER HEALTH AND BENEFITS, LLC5 Filed as: MERCER VOLUNTARY BENEFITS | 12421 MEREDITH DRIVE URBANDALE, IA 50398 | METROPOLITAN LIFE INSURANCE COMPANY | $452K | — | $452K | 5.69% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | PO BOX 27447 NEW YORK, NY 100877447 | METROPOLITAN LIFE INSURANCE COMPANY | — | $149K | $149K | 1.88% |
| MARK III BROKERAGE INC3 Filed as: MARK III BROKERAGE, INC. | 10117 HIGHWAY 421 N SHADY VALLEY, TN 37688 | UNITED HEALTHCARE INSURANCE COMPANY | $155K | — | $155K | 4.97% |
| BENEFITS ADVISOR3 | 11426 CORLISS AVE CHARLOTTE, NC 28277 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $142K | — | $142K | 6.00% |
| MARK III BROKERAGE INC3 | 211 GREENWICH RD CHARLOTTE, NC 28211 | HARTFORD LIFE AND ACCIDENT | $137K | — | $137K | 15.25% |
| MGIS3 Filed as: MGIS, INC | PO BOX 16110 SALT LAKE CITY, UT 84116 | HARTFORD LIFE AND ACCIDENT | — | $72K | $72K | 8.04% |
| MARK III BROKERAGE INC3 Filed as: MARK III BROKERAGE | 10117 HIGHWAY 421 N SHADY VALLEY, TN 376885211 | METROPOLITAN LIFE INSURANCE CO. | $18K | — | $18K | 3.77% |
| MARK III BROKERAGE INC3 | 211 GREENWICH ROAD CHARLOTTE, NC 28211 | HARTFORD LIFE AND ACCIDENT INSURANCE | $60K | — | $60K | 15.36% |
| MGIS3 | PO BOX 16110 SALT LAKE CITY, UT 84116 | HARTFORD LIFE AND ACCIDENT INSURANCE | — | $32K | $32K | 8.17% |
| MARK III BROKERAGE INC3 | 211 GREENWICH RD CHARLOTTE, NC 28211 | MUTUAL OF OMAHA | $35K | — | $35K | 10.00% |
| MARSH & MCLENNAN AGENCY LLC3 | 3400 CROASDAILE DRIVE SUITE 206 DURHAM, NC 27705 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $19K | — | $19K | 15.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN LLC | PO BOX 9395 GREENSBORO, NC 27429 | PRINCIPAL LIFE INSURANCE COMPANY | $15K | $2K | $17K | 19.45% |
| MICHAEL WITHROW3 Filed as: MICHAEL C WATERS | 3400 CROASDAILE DR STE 206 DURHAM, NC 27705 | MASSACHUSETTS MUTUAL LIFE INS | $156 | — | $156 | 0.72% |
| BRIAN J RUFF3 | 40 CALHOUN ST STE 310 CHARLESTON, SC 29401 | MASSACHUSETTS MUTUAL LIFE INS | $109 | $7 | $116 | 0.53% |
| D.L. DAVIS & COMPANY INC.3 Filed as: D.L. DAVIS & CO | 1315 S MAIN ST WINSTONSALEM, NC 27127 | MASSACHUSETTS MUTUAL LIFE INS | $92 | — | $92 | 0.42% |
| TOWNSEND NEWMAN A III3 | 343 E SIX FORKS RD RALEIGH, NC 27609 | MASSACHUSETTS MUTUAL LIFE INS | $69 | — | $69 | 0.32% |
| DANIEL JAMES SHANAHAN3 | 4000 WESTCHASE BLVD RALEIGH, NC 27607 | MASSACHUSETTS MUTUAL LIFE INS | — | $64 | $64 | 0.29% |
| TIMOTHY EBERT3 | 1111 S MARSHALL ST STE 190 WINSTONSALEM, NC 27101 | MASSACHUSETTS MUTUAL LIFE INS | $9 | — | $9 | 0.04% |
| HUDNALL BERTRAND III3 | 40 CALHOUN ST STE 310 CHARLESTON, SC 29401 | MASSACHUSETTS MUTUAL LIFE INS | — | — | $0 | 0.00% |
| GAVALAS NICHOLAS B3 | 799 CREEKSIDE DR MT PLEASANT, SC 29464 | MASSACHUSETTS MUTUAL LIFE INS | — | — | $0 | 0.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: ARTHUR J GALLAGHER | 4700 HOMEWOOD CT RALEIGH, NC 27609 | CIGNA HEALTH AND LIFE INSURANCE CO. | $1K | — | $1K | 8.00% |
| HOLROYD AGENCY3 | 1401 GRANADA DRIVE RALEIGH, NC 27612 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $92 | — | $92 | 2.60% |
| D.L. DAVIS & COMPANY INC.3 Filed as: D L DAVIS & CO | 1315 MAIN ST WINSTONSALEM, NC 27127 | MASSACHUSETTS MUTUAL LIFE INSURANCE CO | $3 | — | $3 | 0.10% |
| TOWNSEND NEWMAN A III3 Filed as: TOWNSEND NEWMAN | 343 E SIX FORKS RD RALEIGH, NC 27609 | MASSACHUSETTS MUTUAL LIFE INSURANCE CO | — | — | $0 | 0.00% |
| GAVALAS NICHOLAS B3 Filed as: GAVALAS NICHOLAS | 799 CREEKSIDE DR MOUNT PLEASANT, SC 29464 | MASSACHUSETTS MUTUAL LIFE INSURANCE CO | — | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 33,667 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 216 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 33,883 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | 58,671 | $1.2M |
| Dental(2 contracts, 2 carriers) | AMERITAS LIFE INSURANCE COMPANY | 62,849 | $18.6M |
| Vision | UNITED HEALTHCARE INSURANCE COMPANY | 31,502 | $3.1M |
| Life insurance(4 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 34,518 | $8.5M |
| Short-term disability(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 33,667 | $982K |
| Long-term disability(4 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT INSURANCE | 1,041 | $542K |
| Stop-loss / reinsurancereinsurance | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | 13,911 | $1.1M |
| Other(3 contracts, 3 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 34,518 | $3.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 62,849 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.