| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARK III BROKERAGE INC3 | 211 GREENWICH RD CHARLOTTE, NC 28211 | AMERITAS LIFE INSURANCE COMPANY | $347K | $3K | $350K | 1.51% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | LINCOLN LIFE ASSURANCE CO. | — | $429K | $429K | 4.97% |
| MARK III BROKERAGE INC3 Filed as: MARK III BROKERAGE | 211 GREENWICH RD CHARLOTTE, NC 28211 | LINCOLN LIFE ASSURANCE CO. | $306K | — | $306K | 3.54% |
| MARK III BROKERAGE INC3 Filed as: MARK III BROKERAGE, INC. | 10117 HIGHWAY 421 N SHADY VALLEY, TN 37688 | UNITED HEALTHCARE INSURANCE COMPANY | $188K | — | $188K | 4.99% |
| THE BENEFIT COMPANY INC3 Filed as: BENEFIT ADVISORS | 11426 CORLISS AVE CHARLOTTE, NC 28277 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $196K | — | $196K | 6.00% |
| MARK III BROKERAGE INC3 | 211 GREENWICH RD CHARLOTTE, NC 28211 | HARTFORD LIFE AND ACCIDENT | $102K | — | $102K | 10.42% |
| MGIS3 Filed as: MGIS, INC | PO BOX 16110 SALT LAKE CITY, UT 84116 | HARTFORD LIFE AND ACCIDENT | — | $78K | $78K | 8.02% |
| MARK III BROKERAGE INC3 Filed as: MARK III BROKERAGE | 211 GREENWICH RD CHARLOTTE, NC 28211 | LINCOLN LIFE ASSURANCE COMPANY | $18K | — | $18K | 4.12% |
| MARK III BROKERAGE INC3 | 300 WEST WATAUGA AVE JOHNSON CITY, TN 37604 | MUTUAL OF OMAHA | $43K | — | $43K | 10.00% |
| MARK III BROKERAGE INC3 | 211 GREENWICH ROAD CHARLOTTE, NC 28211 | HARTFORD LIFE AND ACCIDENT INSURANCE | $42K | — | $42K | 15.00% |
| MGIS3 | PO BOX 16110 SALT LAKE CITY, UT 84116 | HARTFORD LIFE AND ACCIDENT INSURANCE | — | $23K | $23K | 8.09% |
| MARSH & MCLENNAN AGENCY LLC3 | 2301 SUGAR BUSH RD STE 600 RALEIGH, NC 27612 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $22K | — | $22K | 15.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN LLC | 3625 N ELM ST STE 200 GREENSBORO, NC 274552604 | PRINCIPAL LIFE INSURANCE COMPANY | $14K | $939 | $15K | 15.99% |
| BERTRAND HUDNALL3 | 40 CALHOUN ST STE 310 CHARLESTON, SC 294013532 | MASSACHUSETTS MUTUAL LIFE INSURANCE CO | $91 | — | $91 | 0.99% |
| BRIAN J RUFF3 | 40 CALHOUN ST STE 310 CHARLESTON, SC 29401 | MASSACHUSETTS MUTUAL LIFE INSURANCE CO | $50 | — | $50 | 0.54% |
| MICHAEL WITHROW3 Filed as: MICHAEL C WATERS | 2301 SUGAR BUSH RD STE 600 RALEIGH, NC 27612 | MASSACHUSETTS MUTUAL LIFE INSURANCE CO | $34 | — | $34 | 0.37% |
| NEWMAN A TOWNSEND3 | 343 E SIX FORKS RD STE 388 RALEIGH, NC 27609 | MASSACHUSETTS MUTUAL LIFE INSURANCE CO | $32 | — | $32 | 0.35% |
| D.L. DAVIS & COMPANY INC.3 Filed as: D.L. DAVIS & CO | 1315 S MAIN ST WINSTONSALEM, NC 27127 | MASSACHUSETTS MUTUAL LIFE INSURANCE CO | $15 | — | $15 | 0.16% |
| TIMOTHY EBERT3 | 100 CLUB OAKS CT STE B WINSTONSALEM, NC 27104 | MASSACHUSETTS MUTUAL LIFE INSURANCE CO | $9 | — | $9 | 0.10% |
| DAVID V COVE3 | 4000 WESTCHASE BLVD STE 400 RALEIGH, NC 27607 | MASSACHUSETTS MUTUAL LIFE INSURANCE CO | — | $8 | $8 | 0.09% |
| HOLROYD AGENCY3 | 1401 GRANADA DRIVE RALEIGH, NC 27612 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $42 | — | $42 | 4.87% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 38,615 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 194 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 38,809 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | 67,596 | $1.2M |
| Dental | AMERITAS LIFE INSURANCE COMPANY | 72,175 | $23.2M |
| Vision | UNITED HEALTHCARE INSURANCE COMPANY | 39,472 | $3.8M |
| Life insurance(4 contracts, 3 carriers) | LINCOLN LIFE ASSURANCE CO. | 39,139 | $9.2M |
| Short-term disability(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 38,060 | $1.1M |
| Long-term disability(4 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT INSURANCE | 1,175 | $440K |
| Stop-loss / reinsurancereinsurance | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | 12,863 | $1.2M |
| Other(2 contracts, 2 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 11,374 | $3.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 72,175 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.