Filings through .
History & trajectory Charts need 2 or more years. This plan has 10 years on file. Pro shows premium, premium per covered life, covered lives and carrier and broker share for every year.
See pricingBroker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultants can pitch it.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
The filing reports zero broker compensation on a plan over 100 participants. The plan likely buys direct or does not report its broker. Give it a call.
The Schedule A insurance contracts show who carries the risk, for which benefits and for how many people.
| Carrier | Coverage | Premium |
|---|---|---|
OtherLife | OtherLife |
Premium, covered lives, retention, contract number and renewal month for each carrier are on Pro.
See premium, retention and renewal dates for 3 contracts with Pro. Pro is free for 7 days and then costs $49 a month.
These benefits are declared on the Form 5500 main form. A ✓ means the benefit also has a Schedule A insurance contract. Without one, plan assets or a Schedule C TPA fund the benefit.
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,197 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 291 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 4,488 | Active, retired or separated, and beneficiaries. Dependents are not counted. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 4,567 | $158K |
| Other(2 contracts) | THE UNION LABOR LIFE INSURANCE COMPANY | 4,457 | $2.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,567 | - |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool instead of this filer's headcount. We show the row, but it does not count the people in this plan.
Brokers paid through Schedule A and service providers paid through Schedule C.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE EIN 36-2739571 NONE | Claims processing Service code 12 | — | $2.1M |
| IUBAC EIN 53-0038250 EMPLOYEE ORGANIZATION | Plan Administrator; Accounting (including auditing); Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 10 | — | $1.4M |
| CHERION INC. EIN 13-4215622 NONE | Consulting (pension); Actuarial Service code 11 | — | $299K |
| EYEMEDS EIN 86-0773195 NONE | Claims processing Service code 12 | — | $288K |
| FUIMAN MOGILA LLP NONE | Legal Service code 29 | 5 PENN PLAZA 23RD FL NEW YORK, NY 10001 | $93K |
| UMR INC. EIN 39-1995276 NONE | Claims processing Service code 12 | — | $75K |
| OPTUM FINANCIAL INC NONE | Other fees Service code 99 | P.O BOX 84019 CHICAGO, IL 60689 | $70K |
| CALIBRE CPA GROUP PLLC EIN 47-0900880 NONE | Accounting (including auditing) Service code 10 | — | $59K |
| BRIDGEWAY BENEFIT TECHNOLOGY LLC NONE | Claims processing Service code 12 | 3000 SOUTH LENOLA RD MAPLE SHADE, NJ 08052 | $43K |
| ALAN BILLER & ASSOCIATES NONE | Consulting (pension) Service code 17 | 535 MIDDLEFIELD RD, SUITE 230 MENLO PARK, CA 94025 | $21K |
| SAV-RX EIN 47-0527013 NONE | Claims processing Service code 12 | — | $14K |
| INNOVATIVE SOFTWARE & SOLUTIONS INC NONE | Other services; Consulting (general) Service code 16 | 3000 SOUTH LENOIA RD MAPLE, NJ 08052 | $13K |
This section shows how the plan is funded and what that means for risk.
Welfare charges, retention and retention rate (the carrier margin on this plan) are on Pro.
1 contact
11 filings · 2015 to 2025