No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE EIN 36-2739571 NONE | Other services; Claims processing Service code 12 | 22561 NETWORK PL CHICAGO, IL 66073 | $2.2M |
| IUBAC EIN 53-0038250 EMPLOYEE ORGANIZATION | Recordkeeping and information management (computing, tabulating, data processing, etc.); Plan Administrator; Accounting (including auditing) Service code 10 | 620 F STREET, NW WASHINGTON, DC 20004 | $1.4M |
| CHERION INC. EIN 13-4215622 NONE | Consulting (pension); Actuarial Service code 11 | PO BOX 3717 BALTIMORE, MD 21297 | $198K |
| AMERIFLEX NONE | Other services Service code 49 | 7 CARNEGIE PLAZA SUITE 200 CHERRY HILL, NJ 08003 | $104K |
| O'DWYER & BERNSTEIN, LLP EIN 13-5286665 NONE | Legal Service code 29 | 52 DUANE STREET NEW YORK, NY 10007 | $80K |
| BASYS, INC. EIN 52-1796473 NONE | Other fees Service code 99 | 3700 KJOPPERS STREET, STE 400 BALTIMORE, MD 21227 | $71K |
| UMR INC. EIN 39-1995276 NONE | Claims processing Service code 12 | 11 SCOTT ST. SUITE 100 WASSAU, WI 54403 | $66K |
| CALIBRE CPA GROUP PLLC EIN 47-0900880 NONE | Accounting (including auditing) Service code 10 | 7501 WISCONSIN AVE, STE. 1200W BETHESDA, MD 20814 | $54K |
| INNOVATIVE SOFTWARE & SOLUTIONS INC NONE | Other fees Service code 99 | 3000 SOUTH LENOIA RD MAPLE, NJ 08052 | $23K |
| EYEMEDS EIN 31-1656473 NONE | Claims processing Service code 12 | — | $21K |
| HAMMOND AND SHINNERS NONE | Legal Service code 29 | 13205 MACHESTER RD,43RD FL. SUITE10 SAINT LOUIS, MO 63131 | $16K |
| NEEDLE & ASSOCIATES LLC NONE | Accounting (including auditing) Service code 10 | 350 INTERLOCKEN BLVD 360 BROOMFIELD, CO 80021 | $16K |
| ALAN ROSS & COMPANY PC NONE | Consulting (general) Service code 16 | 10 HEARTSTONE COURT SUITE 100 READING, PA 19606 | $16K |
| PFM ASSET MANAGEMENT LLC NONE | Consulting (general) Service code 16 | 1735 MARKET STREET 43RD FLOOR PHILADELPHIA, PA 19103 | $10K |
| SAV-RX EIN 47-0527013 NONE | Claims processing Service code 12 | — | $9K |
| MULTI-EMPLOYER.COM INC NONE | Consulting (general) Service code 16 | 1843 BANCROFT WAY BERKLEY, CA 64703 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,157 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 327 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 4,484 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 4,258 | $149K |
| Other(2 contracts) | THE UNION LABOR LIFE INSURANCE COMPANY | 4,461 | $1.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,461 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.