No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE EIN 36-2739571 NONE | Claims processing Service code 12 | — | $2.2M |
| IUBAC EIN 53-0038250 EMPLOYEE ORGANIZATION | Plan Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Accounting (including auditing) Service code 10 | — | $1.4M |
| EYEMEDS EIN 86-0773195 NONE | Claims processing Service code 12 | — | $287K |
| CHERION INC. EIN 13-4215622 NONE | Actuarial; Consulting (pension) Service code 11 | — | $257K |
| FUIMAN MOGILA LLP NONE | Legal Service code 29 | 5 PENN PLAZA 23RD FL NEW YORK, NY 10001 | $91K |
| UMR INC. EIN 39-1995276 NONE | Claims processing Service code 12 | — | $72K |
| OPTUM FINANCIAL INC NONE | Other fees Service code 99 | P.O BOX 84019 CHICAGO, IL 60689 | $70K |
| CALIBRE CPA GROUP PLLC EIN 47-0900880 NONE | Accounting (including auditing) Service code 10 | — | $56K |
| BRIDGEWAY BENEFIT TECHNOLOGY LLC NONE | Claims processing Service code 12 | 3000 SOUTH LENOLA RD MAPLE SHADE, NJ 08052 | $37K |
| SCHEFFEL & COMPANY NONE | Accounting (including auditing); Other services Service code 10 | 322 STATE STREET ALTON, IL 62002 | $23K |
| SAV-RX EIN 47-0527013 NONE | Claims processing Service code 12 | — | $21K |
| ALAN BILLER & ASSOCIATES NONE | Consulting (pension) Service code 17 | 535 MIDDLEFIELD RD, SUITE 230 MENLO PARK, CA 94025 | $21K |
| INNOVATIVE SOFTWARE & SOLUTIONS INC NONE | Consulting (general); Other services Service code 16 | 3000 SOUTH LENOIA RD MAPLE, NJ 08052 | $19K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,113 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 302 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 4,415 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 4,280 | $158K |
| Other(2 contracts) | THE UNION LABOR LIFE INSURANCE COMPANY | 4,427 | $2.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,427 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.