| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INSGROUP INC3 Filed as: FIRST INSURANCE GROUP LLC DBA FNIC | 14010 FNB PARKWAY SUITE 300 OMAHA, NE 68154 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $259K | $64K | $323K | 1.73% |
| NEBRASKA BANKERS INS & SRVCS0 Filed as: NEBRASKA MEDICAL ASSOCIATION | 1045 LINCOLN MALL SUITE 200 LINCOLN, NE 68508 | BLUE CROSS BLUE SHIELD OF NEBRASKA | — | $183K | $183K | 0.98% |
| OCI INSURANCE & FINANCIAL SERVICES3 | 4221 N 203RD ST STE 200 ELKHORN, NE 68022 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $107K | — | $107K | 0.58% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC OMAH | 13333 CALIFORNIA ST 2ND FLOOR OMAHA, NE 68154 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $102K | — | $102K | 0.55% |
| COMPENSATION PROGRAMS, INC.3 Filed as: COMPENSATION PROGRAMS INC | 1040 N COTNER BLVD LINCOLN, NE 68505 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $93K | — | $93K | 0.50% |
| UNICO GROUP INC3 | 1128 LINCOLN MALL LINCOLN, NE 68508 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $88K | — | $88K | 0.47% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL GREAT PLANS, LLC | 11516 MIRACLE HILLS DR #100 OMAHA, NE 68154 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $45K | $7K | $52K | 0.28% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH DBA THE OLSON GROUP | 16820 FRANCES ST #202 OMAHA, NE 68130 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $37K | — | $37K | 0.20% |
| PREFERRED MARKETING ASSOCIATES3 | 3530 N 163RD PLAZA OMAHA, NE 68116 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $15K | — | $15K | 0.08% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS, LLC | 1787 SENTRY PARKWAY WEST VEVA 16, SUITE 320 BLUE BELL, PA 19422 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $13K | — | $13K | 0.07% |
| FARM BUREAU PROPERTY & CASUALTY INS3 | 5400 UNIVERSITY AVE WEST DES MOINES, IA 50266 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $6K | — | $6K | 0.03% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: INSPRO, A MARSH & MCLENNAN AGENCY | 4000 PINE LAKE RD LINCOLN, NE 68516 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $6K | — | $6K | 0.03% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 300 GALLERIA PKWY SUITE 1950 ATLANTA, GA 30339 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $3K | — | $3K | 0.02% |
| MIDWEST BENEFIT ADVISORS INC3 Filed as: MIDWEST BENEFIT ADVISORS | 12105 ANNE ST OMAHA, NE 68137 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $219 | — | $219 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,001 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,001 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF NEBRASKA | 1,001 | $18.6M |
| Dental | BLUE CROSS BLUE SHIELD OF NEBRASKA | 1,001 | $18.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,001 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.