| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INSGROUP INC3 Filed as: FIRST INS GROUP LLC DBA THE HARRY A | 14010 FNB PARKWAY SUITE 300 OMAHA, NE 68154 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $226K | $5K | $232K | 0.91% |
| NEBRASKA BANKERS INS & SRVCS0 Filed as: NEBRASKA MEDICAL ASSOCIATION | 233 S 13TH STREET SUITE 1200 LINCOLN, NE 685082026 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $0 | $226K | $226K | 0.89% |
| UNICO GROUP INC3 Filed as: UNICO GROUP INC. | 1128 LINCOLN MALL SUITE 200 LINCOLN, NE 68508 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $114K | $71 | $114K | 0.45% |
| MARCOTTE INSURANCE AGENCY INC3 Filed as: MARCOTTE INSURANCE AGENCY | 9394 WEST DODGE RD. SUITE 250 OMAHA, NE 68114 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $100K | $28 | $100K | 0.39% |
| OCI INSURANCE AND FINANCIAL SERVICE3 | 17445 ARBOR STREET SUITE 310 OMAHA, NE 68130 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $63K | $16 | $63K | 0.25% |
| OLSON, TIMOTHY H3 Filed as: THE OLSON GROUP | 16820 FRANCES ST. SUITE 202 OMAHA, NE 68130 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $49K | $12K | $61K | 0.24% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFITR SERVICES INC OMA | 10050 REGENCY CIRCLE SUITE 300 OMAHA, NE 68114 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $61K | $143 | $61K | 0.24% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: SILVERSTONE GROUP INC. | 11516 MIRACLE HILLS DR. SUITE 100 OMAHA, NE 68154 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $51K | $3K | $54K | 0.21% |
| BETTENHAUSEN INSURANCE SERVICES LLC3 | 6041 VILLAGE DR. SUITE 100 PO BOX 6938 OMAHA, NE 68516 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $35K | $9K | $43K | 0.17% |
| DESMET & ASSOCIATES, INC.3 | 14707 CALIFORNIA STREET #3 OMAHA, NE 68154 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $43K | $0 | $43K | 0.17% |
| BENEFIT PLANNING COMPANY OF NE, INC3 Filed as: BENEFIT PLANNING CO OF NEBRASKA INC | 9300 UNDERWOOD AVE SUITE 500 OMAHA, NE 68114 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $41K | $53 | $41K | 0.16% |
| INSPRO INC3 Filed as: INSPRO | 100 E 6TH STREET FREMONT, NE 68026 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $37K | $2K | $39K | 0.15% |
| WILLIAMS DERAS & ASSOCIATES3 Filed as: WILLIAMS-DERAS & ASSOCIATES | 10400 REGENCY CIR. SUITE 345 OMAHA, NE 68114 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $25K | $3K | $28K | 0.11% |
| MIDWEST BENEFIT ADVISORS INC3 Filed as: MIDWEST BENEFIT ADVISORS, INC. | 12105 ANNE STREET OMAHA, NE 68137 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $26K | $31 | $26K | 0.10% |
| COMPENSATION PROGRAMS, INC.3 Filed as: COMPENSATION PROGRAMS INC. | 1040 N. COTNER LINCOLN, NE 68505 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $19K | $10 | $19K | 0.07% |
| PREFERRED MARKETING ASSOCIATES3 | 3530 N. 163RD PLAZA OMAHA, NE 68116 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $10K | $7 | $10K | 0.04% |
| LINCOLN FINANCIAL MANAGEMENT LLC3 | 6040 S 58TH ST SUITE E LINCOLN, NE 68516 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $7K | $0 | $7K | 0.03% |
| DAUBERT & BUTLER ASSOCIATES3 | 7130 S. 29TH STREET SUITE H LINCOLN, NE 68516 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $6K | $3 | $6K | 0.02% |
| FARM BUREAU PROPERTY AND CASUALTY3 | 5400 UNIVERSITY AVE. WEST DES MOINES, IA 50266 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $4K | $13 | $4K | 0.01% |
| STEVEN JAMES LIND3 | 29 CAMELOT WAY KEARNEY NE, NE 68845 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $1K | $0 | $1K | 0.01% |
| COMPENSATION PROGRAMS, INC.3 Filed as: COMPENSATION PROGRAMS/UNICO ROLLOVE | 1040 N COTNER LINCOLN, NE 68505 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $1K | $0 | $1K | 0.00% |
| BENEFIT PROFESSIONALS INC3 Filed as: BENEFIT PROFESSIONALS INC. | 8204 S 109TH STREET LA VISTA, NE 681385737 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $581 | $0 | $581 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,734 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 1,734 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF NEBRASKA | 3,623 | $25.4M |
| Dental | BLUE CROSS BLUE SHIELD OF NEBRASKA | 3,623 | $25.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,623 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.