| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INSGROUP INC3 Filed as: FIRST INSURANCE GROUP LLC DBA THE H | 14010 FNB PARKWAY, SUITE 300 PO BOX 45279 OMAHA, NE 68154 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $335K | — | $335K | 1.44% |
| NEBRASKA BANKERS INS & SRVCS0 Filed as: NEBRASKA MEDICAL ASSOCIATION | 233 S 13TH ST SUITE 1200 LINCOLN, NE 68508 | BLUE CROSS BLUE SHIELD OF NEBRASKA | — | $218K | $218K | 0.94% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: SILVERSTONE GROUP INC | 11516 MIRACLE HILLS DR. SUITE 102 OMAHA, NE 68154 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $73K | $4K | $78K | 0.33% |
| FARM BUREAU PROPERTY AND CASUALTY3 | 5400 UNIVERSITY AVE WEST DES MOINES, IA 50266 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $53K | — | $53K | 0.23% |
| OCI INSURANCE & FINANCIAL SERVICES3 | 17445 ARBOR ST. SUITE 310 OMAHA, NE 68130 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $46K | — | $46K | 0.20% |
| INSPRO INC3 Filed as: INSPRO | 100 E 6TH ST FREMONT, NE 68025 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $39K | — | $39K | 0.17% |
| BETTENHAUSEN INSURANCE SERVICES LLC3 | 6041 VILLAGE DR, SUITE 100 PO BOX 6938 LINCOLN, NE 68516 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $35K | $3K | $38K | 0.16% |
| UNICO MIDLANDS LLC3 | 1128 LINCOLN MALL SUITE 200 LINCOLN, NE 68508 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $37K | — | $37K | 0.16% |
| DESMET & ASSOCIATES, INC.3 Filed as: DESMET & ASSOCIATES, INC | 14707 CALIFORNIA ST. #3 PO BOX 540217 OMAHA, NE 68154 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $35K | — | $35K | 0.15% |
| BENEFIT PLANNING COMPANY OF NE, INC3 Filed as: BENEFIT PLANNING CO OF NEBRASKA INC | 9300 UNDERWOOD AVE SUITE 500 OMAHA, NE 68114 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $33K | — | $33K | 0.14% |
| LINCOLN FINANCIAL MANAGEMENT LLC3 | 6040 S 58TH STREET SUITE E LINCOLN, NE 68516 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $30K | — | $30K | 0.13% |
| MIDWEST BENEFIT ADVISORS INC3 | 12105 ANNE ST. OMAHA, NE 68137 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $23K | — | $23K | 0.10% |
| TIM OLSON INC3 Filed as: TIM OLSON DBA THE OLSON GROUP | 16820 FRANCES ST. SUITE 202 OMAHA, NE 68130 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $21K | $1K | $22K | 0.09% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC - OM | 10500 REGENCY CIRCLE SUITE 300 OMAHA, NE 68114 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $13K | — | $13K | 0.06% |
| MARCOTTE INSURANCE AGENCY INC3 | 9394 WEST DODGE ROAD SUITE 240 OMAHA, NE 68114 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $13K | — | $13K | 0.06% |
| COMPENSATION PROGRAMS, INC.3 Filed as: COMPENSATION PROGRAMS, INC | 1040 N COTNER LINCOLN, NE 68505 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $13K | — | $13K | 0.06% |
| PREFERRED MARKETING ASSOCIATES3 | 3530 N 163RD PLAZA OMAHA, NE 68116 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $12K | — | $12K | 0.05% |
| BENEFIT PROFESSIONALS INC3 | 8204 S 109TH STREET LA VISTA, NE 68128 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $10K | — | $10K | 0.04% |
| WILLIAMS DERAS & ASSOCIATES3 | 10040 REGENCY CIR SUITE 345 OMAHA, NE 68114 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $7K | — | $7K | 0.03% |
| DAUBERT & BUTLER ASSOCIATES3 | 7130 S 29TH STREET SUITE H LINCOLN, NE 68516 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $4K | $270 | $4K | 0.02% |
| COMPENSATION PROGRAMS, INC.3 Filed as: COMPENSATION PROGRAMS/UNICO ROLLOVE | 1040 N COTNER LINCOLN, NE 68505 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $4K | — | $4K | 0.02% |
| PRIMARK INC3 | 1219 W 2ND STREET GRAND ISLAND, NE 68801 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $3K | — | $3K | 0.01% |
| PAYCHEX INSURANCE AGENCY, INC.3 Filed as: PAYCHEX AGENCY, INC. | 150 SAWGRASS DR ROCHESTER, NY 14620 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $3K | — | $3K | 0.01% |
| J G ELLIOTT COMPANY3 Filed as: JG ELLIOTT COMPANY | 111 E 20TH ST PO BOX 1648 SCOTTSBLUFF, NE 69361 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $2K | — | $2K | 0.01% |
| BENEFIT ADMINISTRATORS INC3 | 14214 U STREET OMAHA, NE 68137 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $2K | — | $2K | 0.01% |
| UNICO GROUP INC3 | 1128 LINCOLN MALL SUITE 200 LINCOLN, NE 68508 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $2K | — | $2K | 0.01% |
| NORTH AMERICAN HERITAGE INC3 Filed as: NORTH AMERICAN HERITAGE, INC. | 716 N 148TH STREET OMAHA, NE 68154 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $1K | — | $1K | 0.01% |
| UNITED OF OMAHA LIFE INSURANCE CO3 Filed as: MUTUAL OF OMAHA MARKETING CORP. | ATTN KAREN MCLAUGHLIN MUTUAL OF OMAHA PLAZA OMAHA, NE 68175 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $1K | — | $1K | 0.00% |
| MIDLANDS FINANCIAL BENEFITS3 | 7101 S 82ND ST SUITE B LINCOLN, NE 68516 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $493 | — | $493 | 0.00% |
| STEVEN JAMES LIND3 | 29 CAMELOT WAY KEARNEY, NE 68845 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $408 | — | $408 | 0.00% |
| UNIVERSAL INSURANCE ADVISORS INC3 Filed as: UNIVERSAL INSURANCE AGENCY | 940 SOUTH E STREET PO BOX 586 BROKEN BOW, NE 68822 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $323 | — | $323 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,873 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,873 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF NEBRASKA | 3,636 | $23.2M |
| Dental | BLUE CROSS BLUE SHIELD OF NEBRASKA | 3,636 | $23.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,636 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.