| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INSGROUP INC3 Filed as: FIRST INS GROUP LLC DBA THE HARRY A | 14010 FNB PARKWAY SUITE 300 OMAHA, NE 68154 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $295K | — | $295K | 1.18% |
| NEBRASKA BANKERS INS & SRVCS0 Filed as: NEBRASKA MEDICAL ASSOCIATION | 233 S. 13TH ST. SUITE 1200 LINCOLN, NE 685082026 | BLUE CROSS BLUE SHIELD OF NEBRASKA | — | $223K | $223K | 0.89% |
| MARCOTTE INSURANCE AGENCY INC3 Filed as: MARCOTTE INSURANCE AGENCY | 9394 WEST DODGE RD. SUITE 250 OMAHA, NE 68114 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $84K | — | $84K | 0.34% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: SILVERSTONE GROUP INC. | 11516 MIRACLE HILLS DR. SUITE 102 OMAHA, NE 68154 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $64K | $4K | $68K | 0.27% |
| BETTENHAUSEN INSURANCE SERVICES LLC3 | 6041 VILLAGE DR., SUITE 100 PO BOX 6938 OMAHA, NE 68516 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $47K | $12K | $58K | 0.23% |
| UNICO GROUP INC3 Filed as: UNICO GROUP INC. | 1128 LINCOLN MALL SUITE 200 LINCOLN, NE 68508 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $57K | — | $57K | 0.23% |
| OLSON, TIMOTHY H3 Filed as: THE OLSON GROUP | 16820 FRANCES ST. SUITE 202 OMAHA, NE 68130 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $43K | $8K | $51K | 0.20% |
| OCI INSURANCE AND FINANCIAL SERVICE3 | 17445 ARBOR ST. SUITE 310 OMAHA, NE 68130 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $43K | — | $43K | 0.17% |
| DESMET & ASSOCIATES, INC.3 | 14707 CALIFORNIA ST. #3 OMAHA, NE 68154 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $41K | — | $41K | 0.16% |
| BENEFIT PLANNING COMPANY OF NE, INC3 Filed as: BENEFIT PLANNING CO OF NEBRASKA INC | 9300 UNDERWOOD AVE. SUITE 500 OMAHA, NE 68114 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $41K | — | $41K | 0.16% |
| LINCOLN FINANCIAL MANAGEMENT LLC3 | 6040 S. 58TH ST. SUITE E LINCOLN, NE 68516 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $37K | — | $37K | 0.15% |
| INSPRO INC3 Filed as: INSPRO | 100 E. 6TH ST. FREMONT, NE 68026 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $33K | — | $33K | 0.13% |
| WILLIAMS DERAS & ASSOCIATES3 Filed as: WILLIAMS-DERAS & ASSOCIATES | 10040 REGENCY CIR. SUITE 345 OMAHA, NE 68114 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $25K | $640 | $25K | 0.10% |
| MIDWEST BENEFIT ADVISORS INC3 Filed as: MIDWEST BENEFIT ADVISORS INC. | 12105 ANNE ST. OMAHA, NE 68137 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $24K | — | $24K | 0.10% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. OMA | 10050 REGENCY CIRCLE SUITE 300 OMAHA, NE 68114 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $20K | — | $20K | 0.08% |
| COMPENSATION PROGRAMS, INC.3 Filed as: COMPENSATION PROGRAMS INC. | 1040 N. COTNER LINCOLN, NE 68505 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $17K | — | $17K | 0.07% |
| PREFERRED MARKETING ASSOCIATES3 | 3530 N. 163RD PLAZA OMAHA, NE 68116 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $10K | — | $10K | 0.04% |
| BENEFIT PROFESSIONALS INC3 Filed as: BENEFIT PROFESSIONALS INC. | 8204 S. 109TH ST LA VISTA, NE 68128 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $7K | — | $7K | 0.03% |
| DAUBERT & BUTLER ASSOCIATES3 | 7130 S. 29TH ST. SUITE H LINCOLN, NE 68516 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $5K | — | $5K | 0.02% |
| COMPENSATION PROGRAMS, INC.3 Filed as: COMPENSATION PROGRAMS/UNICO ROLLOVE | 1040 N. COTNER LINCOLN, NE 68505 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $3K | — | $3K | 0.01% |
| FARM BUREAU PROPERTY AND CASUALTY3 | 5400 UNIVERSITY AVE. WEST DES MOINES, IA 50266 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $3K | — | $3K | 0.01% |
| UNITED OF OMAHA LIFE INSURANCE CO3 Filed as: MUTUAL OF OMAHA MARKETING CORP. | ATTN KAREN MCLAUGHLIN MUTUAL OF OMAHA PLAZA OMAHA, NE 68175 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $980 | — | $980 | 0.00% |
| PAYCHEX INSURANCE AGENCY, INC.3 Filed as: PAYCHEX AGENCY, INC. | 911 PANORAMA TRAIL SOUTH ROCHESTER, NY 14625 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $305 | — | $305 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,892 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 1,892 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF NEBRASKA | 3,696 | $25.1M |
| Dental | BLUE CROSS BLUE SHIELD OF NEBRASKA | 3,696 | $25.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,696 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.