No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UMR, INC. EIN 39-1995276 NONE | Claims processing Service code 12 | — | $6.0M |
| MID-AMERICA CARPENTERS REGIONAL COU EIN 87-3501792 COMMON AFIFLIATION | Contract Administrator Service code 13 | — | $3.8M |
| EXPRESS SCRIPTS NONE | Claims processing Service code 12 | ONE EXPRESS WAY ST. LOUIS, MO 63121 | $3.1M |
| VISION SERVICE PLAN EIN 36-3560825 NONE | Claims processing Service code 12 | — | $1.5M |
| DELTA DENTAL EIN 43-0908349 NONE | Claims processing Service code 12 | — | $518K |
| COMMERCE BANK EIN 48-0962626 NONE | Direct payment from the plan; Custodial (securities) Service code 19 | — | $373K |
| FRISK VENTURES LLC NONE | Consulting (general) Service code 16 | 9226 SAN MARCO DR MISSOURI CITY, TX 77459 | $371K |
| CHEIRON INC NONE | Actuarial Service code 11 | 8300 GREENSBORO DR SUITE 800 TYSONS, VA 22102 | $345K |
| US BANK GLOBAL FUND SERVICES EIN 13-1975125 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Investment management Service code 15 | 800 NICOLLET MALL BC-MH-H15F MINNEAPOLIS, MN 55402 | $282K |
| ADVERTISERS PRINTING CO EIN 43-0153380 NONE | Copying and duplicating Service code 36 | — | $267K |
| ST LOUIS MRO INC NONE | Other fees Service code 99 | 3895 JEFFCO BLVD ARNOLD, MO 63010 | $263K |
| ARNOLD, NEWBOLD, SOLLARS EIN 43-1174269 NONE | Legal Service code 29 | — | $256K |
| MERCY HOSPITAL EIN 43-0653493 | Other fees Service code 99 | — | $250K |
| CRANE AGENCY NONE | Insurance agents and brokers Service code 22 | 100 N BROADWAY STE 900 ST. LOUIS, MO 63102 | $87K |
| BASYS EIN 52-1796473 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $83K |
| ANDERS MINKLER HUBER & HELM LLP EIN 43-0831507 NONE | Accounting (including auditing) Service code 10 | — | $66K |
| BURR OAK CONSULTING LLC EIN 82-3420174 NONE | Accounting (including auditing) Service code 10 | — | $55K |
| ST LOUIS PRE-SORT INC NONE | Other fees Service code 99 | 5051 SOUTHWEST AVE ST. LOUIS, MO 63110 | $51K |
| MARQUETTE ASSOCIATES EIN 36-3485298 NONE | Consulting (general) Service code 16 | — | $39K |
| CONSTRUCTION BENEFITS AUDIT CORP EIN 43-1244218 NONE | Accounting (including auditing) Service code 10 | — | $23K |
| PARAMETRIC PORTFOLIO ASSOCIATES LLC EIN 20-0292745 NONE | Investment management Service code 28 | — | $20K |
| BEACON TECHNOLOGIES GROUP INC NONE | Claims processing Service code 12 | 6110 MINERAL POINT RD MADISON, WI 53705 | $17K |
| ARCHITECTNOW LLC EIN 27-0721592 NONE | Other fees Service code 99 | 16759 MAIN ST., SUITE 200 WILDWOOD, MO 63040 | $14K |
| WAGNER LAW GROUP EIN 04-3323315 NONE | Legal Service code 29 | — | $14K |
| OCCUPATIONAL SAFETY TRAINING CONSUL EIN 81-0920532 NONE | Other fees Service code 99 | — | $11K |
| HARTFORD INSURANCE CO EIN 13-3317783 NONE | Legal Service code 29 | — | $11K |
| RED CARD NONE | Other fees Service code 99 | P.O.BOX 660170 DALLAS, TX 75266 | $10K |
| 8X8 NONE | Other fees Service code 99 | 675 CREEKSIDE WAY CAMPBELL, CA 95008 | $8K |
| BMO HARRIS BANK & TRUST EIN 36-2085229 NONE | Custodial (securities) Service code 19 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | SIERRA HEALTH AND LIFE INSURANCE COMPANY, INC. | 5,450 | $14.2M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 58,329 | $2.1M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 58,329 | $2.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 58,329 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.