Filings through .
History & trajectory Charts need 2 or more years. This plan has 10 years on file. Pro shows premium, premium per covered life, covered lives and carrier and broker share for every year.
See pricingTotal premium grew more than 20% over the prior year. The plan is a good candidate to re-shop its carriers.
The primary carrier changed from the prior filing. The plan has shown it will move. Pitch it again on the next cycle.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultants can pitch it.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
The filing reports zero broker compensation on a plan over 100 participants. The plan likely buys direct or does not report its broker. Give it a call.
The final-filing indicator is set. The plan is winding down. Skip it for sales.
The Schedule A insurance contracts show who carries the risk, for which benefits and for how many people.
| Carrier | Coverage | Premium |
|---|---|---|
Health | Health | |
LifeOther | LifeOther |
Premium, covered lives, retention, contract number and renewal month for each carrier are on Pro.
See premium, retention and renewal dates for 2 contracts with Pro. Pro is free for 7 days and then costs $49 a month.
These benefits are declared on the Form 5500 main form. A ✓ means the benefit also has a Schedule A insurance contract. Without one, plan assets or a Schedule C TPA fund the benefit.
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 0 | Active, retired or separated, and beneficiaries. Dependents are not counted. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | SIERRA HEALTH AND LIFE INSURANCE COMPANY, INC. | 5,450 | $14.2M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 58,329 | $2.1M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 58,329 | $2.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 58,329 | - |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool instead of this filer's headcount. We show the row, but it does not count the people in this plan.
Brokers paid through Schedule A and service providers paid through Schedule C.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UMR, INC. EIN 39-1995276 NONE | Claims processing Service code 12 | — | $6.0M |
| MID-AMERICA CARPENTERS REGIONAL COU EIN 87-3501792 COMMON AFIFLIATION | Contract Administrator Service code 13 | — | $3.8M |
| EXPRESS SCRIPTS NONE | Claims processing Service code 12 | ONE EXPRESS WAY ST. LOUIS, MO 63121 | $3.1M |
| VISION SERVICE PLAN EIN 36-3560825 NONE | Claims processing Service code 12 | — | $1.5M |
| DELTA DENTAL EIN 43-0908349 NONE | Claims processing Service code 12 | — | $518K |
| COMMERCE BANK EIN 48-0962626 NONE | Custodial (securities); Direct payment from the plan Service code 19 | — | $373K |
| FRISK VENTURES LLC NONE | Consulting (general) Service code 16 | 9226 SAN MARCO DR MISSOURI CITY, TX 77459 | $371K |
| CHEIRON INC NONE | Actuarial Service code 11 | 8300 GREENSBORO DR SUITE 800 TYSONS, VA 22102 | $345K |
| US BANK GLOBAL FUND SERVICES EIN 13-1975125 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Investment management Service code 15 | 800 NICOLLET MALL BC-MH-H15F MINNEAPOLIS, MN 55402 | $282K |
| ADVERTISERS PRINTING CO EIN 43-0153380 NONE | Copying and duplicating Service code 36 | — | $267K |
| ST LOUIS MRO INC NONE | Other fees Service code 99 | 3895 JEFFCO BLVD ARNOLD, MO 63010 | $263K |
| ARNOLD, NEWBOLD, SOLLARS EIN 43-1174269 NONE | Legal Service code 29 | — | $256K |
| MERCY HOSPITAL EIN 43-0653493 | Other fees Service code 99 | — | $250K |
| CRANE AGENCY NONE | Insurance agents and brokers Service code 22 | 100 N BROADWAY STE 900 ST. LOUIS, MO 63102 | $87K |
| BASYS EIN 52-1796473 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $83K |
| ANDERS MINKLER HUBER & HELM LLP EIN 43-0831507 NONE | Accounting (including auditing) Service code 10 | — | $66K |
| BURR OAK CONSULTING LLC EIN 82-3420174 NONE | Accounting (including auditing) Service code 10 | — | $55K |
| ST LOUIS PRE-SORT INC NONE | Other fees Service code 99 | 5051 SOUTHWEST AVE ST. LOUIS, MO 63110 | $51K |
| MARQUETTE ASSOCIATES EIN 36-3485298 NONE | Consulting (general) Service code 16 | — | $39K |
| CONSTRUCTION BENEFITS AUDIT CORP EIN 43-1244218 NONE | Accounting (including auditing) Service code 10 | — | $23K |
| PARAMETRIC PORTFOLIO ASSOCIATES LLC EIN 20-0292745 NONE | Investment management Service code 28 | — | $20K |
| BEACON TECHNOLOGIES GROUP INC NONE | Claims processing Service code 12 | 6110 MINERAL POINT RD MADISON, WI 53705 | $17K |
| ARCHITECTNOW LLC EIN 27-0721592 NONE | Other fees Service code 99 | 16759 MAIN ST., SUITE 200 WILDWOOD, MO 63040 | $14K |
| WAGNER LAW GROUP EIN 04-3323315 NONE | Legal Service code 29 | — | $14K |
| OCCUPATIONAL SAFETY TRAINING CONSUL EIN 81-0920532 NONE | Other fees Service code 99 | — | $11K |
| HARTFORD INSURANCE CO EIN 13-3317783 NONE | Legal Service code 29 | — | $11K |
| RED CARD NONE | Other fees Service code 99 | P.O.BOX 660170 DALLAS, TX 75266 | $10K |
| 8X8 NONE | Other fees Service code 99 | 675 CREEKSIDE WAY CAMPBELL, CA 95008 | $8K |
| BMO HARRIS BANK & TRUST EIN 36-2085229 NONE | Custodial (securities) Service code 19 | — | $8K |
This section shows how the plan is funded and what that means for risk.
Welfare charges, retention and retention rate (the carrier margin on this plan) are on Pro.
3 contacts
Phone and email for the actuary are on Pro.
10 filings · 2016 to 2025