No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MERITAIN HEALTH EIN 41-1249287 NONE | Insurance agents and brokers Service code 22 | — | $4.5M |
| MERCY MANAGED BEHAVIORAL EIN 43-1664148 NONE | Insurance services Service code 23 | 1000 DES PERES ROAD STE 200C ST. LOUIS, MO 63131 | $448K |
| BEACON TECHNOLOGIES INC NONE | Other services Service code 49 | 6110 MINERAL POINT RD MADISON, WI 53705 | $335K |
| NAVIHEALTH INC. EIN 36-4719151 NONE | Insurance services Service code 23 | — | $321K |
| CAREOPERATIVE LLC EIN 46-4399706 NONE | Insurance services Service code 23 | — | $317K |
| CIGNA HEALTH AND LIFE INSURANCE CO EIN 59-1031071 NONE | Participant communication; Direct payment from the plan; Non-monetary compensation; Claims processing; Contract Administrator; Other services; Float revenue; Named fiduciary Service code 12 | — | $278K |
| COMMERCE BANK EIN 43-6026325 NONE | Other investment fees and expenses; Investment management; Custodial (securities); Investment management fees paid directly by plan; Shareholder servicing fees; Direct payment from the plan Service code 19 | 8000 FORSYTH, 4TH FLOOR ST. LOUIS, MO 63105 | $271K |
| SEGAL CONSULTING EIN 13-1975125 NONE | Actuarial Service code 11 | — | $243K |
| SIGNATURE CONSULTANTS EIN 27-0221186 NONE | Consulting (general) Service code 16 | 11 W PORT PLAZA DR ST. LOUIS, MO 63146 | $187K |
| AMALGATRUST CO. EIN 36-6228122 NONE | Investment management Service code 28 | ONE WEST MONROE CHICAGO, IL 60603 | $133K |
| BRYAN CAVE LEIGHTON PAISNER LLP EIN 43-0602162 NONE | Legal Service code 29 | — | $107K |
| LSV ASSET MANAGEMENT EIN 23-2772200 NONE | Investment management Service code 28 | 155 N WACKER DR SUITE 4600 CHICAGO, IL 60606 | $107K |
| CAROLYN PEREZ EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $105K |
| SCOTT SCHLOTZ EIN 46-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $103K |
| LOOMIS SAYLES EIN 90-0824118 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | 9841 WASHINGTON BLVD SUITE 220 GATHERSBURG, MD 20878 | $93K |
| RON LAUDEL EIN 43-1622970 EMPLOYEE | Plan Administrator Service code 14 | — | $89K |
| BARRY STELZER EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $87K |
| BRITTNEY BOND EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $80K |
| ADVERTISERS PRINTING CO EIN 43-0153380 NONE | Copying and duplicating Service code 36 | — | $79K |
| PAT HILL EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $76K |
| RSM US LLP EIN 42-0714325 NONE | Accounting (including auditing) Service code 10 | 8182 MARYLAND AVE SUITE 900 ST. LOUIS, MO 63105 | $75K |
| RICHMOND CAPITAL MANAGEMENT, INC. NONE | Investment management Service code 28 | 10800 MIDLOTHIAN TURNPIKE, STE 2170 RICHMOND, VA 23235 | $73K |
| SANDRA DOAK EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $72K |
| BRAD KULIFAY EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $71K |
| CAPITAL MORTGAGE MANAGEMENT, INC NONE | Investment management Service code 28 | 218 HENRY AVENUE MANCHESTER, MO 63011 | $65K |
| LISA SCHAPER EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $62K |
| BARBARA SCHAPER EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $60K |
| CHRISTINE BUNCH EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $58K |
| JOHN TIERNEY EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $58K |
| TRACY BEGGAN EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $56K |
| WILLIAM WALLACE EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $55K |
| KIM WOLF EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $53K |
| TAMMY TOLLIVER EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $53K |
| ABBY FITZMAURICE EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $52K |
| VICKI BRYANT EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $51K |
| SONJA SHUMPERT EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $51K |
| SANDY WILKINSON EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $51K |
| ALTA BONK EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $51K |
| NANCY BLASTENBREI EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $51K |
| JANICE RAPPOLD EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $51K |
| CHERYL SMITH EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $51K |
| BARBARA RENFROW EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $50K |
| SUE BROCKMAN EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $50K |
| KRISTINA TAYLOR EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $50K |
| GAYLE PULLIAM EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $50K |
| LESA DAVIS EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $50K |
| TINA LABERTA EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $50K |
| COLLEEN DIETRICH EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $49K |
| LAVERNE MOORING EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $48K |
| COURTNEY PFLUGRADT EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $47K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 15,120 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3,430 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 18,550 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 1,138 | $93K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 63,967 | $2.1M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 63,967 | $2.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 63,967 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.