No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MERITAIN HEALTH EIN 41-1249287 NONE | Insurance agents and brokers Service code 22 | — | $5.7M |
| DELTA DENTAL OF MO EIN 43-0908349 NONE | Claims processing; Contract Administrator Service code 12 | 12399 GRAVIOS ROAD ST. LOUIS, MO 63127 | $459K |
| MERCY MANAGED BEHAVIORAL EIN 43-1664148 NONE | Insurance services Service code 23 | 1000 DES PERES ROAD STE 200C ST. LOUIS, MO 63131 | $451K |
| COMMERCE BANK EIN 43-6026325 NONE | Other investment fees and expenses; Direct payment from the plan; Investment management; Custodial (securities); Investment management fees paid directly by plan; Shareholder servicing fees Service code 19 | 8000 FORSYTH, 4TH FLOOR ST. LOUIS, MO 63105 | $413K |
| NAVIHEALTH INC. EIN 36-4719151 NONE | Consulting (general) Service code 16 | — | $395K |
| CAREOPERATIVE LLC EIN 46-4399706 NONE | Consulting (general) Service code 16 | — | $331K |
| BEACON TECHNOLOGIES INC NONE | Other services Service code 49 | 6110 MINERAL POINT RD MADISON, WI 53705 | $270K |
| SEGAL CONSULTING EIN 13-1975125 NONE | Actuarial Service code 11 | — | $231K |
| UNION LABOR LIFE INSURANCE COMPANY EIN 13-1423090 NONE | Investment management; Investment management fees paid indirectly by plan; Investment management fees paid directly by plan Service code 28 | — | $138K |
| AMALGATRUST CO. EIN 36-6228122 NONE | Investment management Service code 28 | ONE WEST MONROE CHICAGO, IL 60603 | $130K |
| BRYAN CAVE LEIGHTON PAISNER LLP EIN 43-0602162 NONE | Legal Service code 29 | — | $129K |
| CAROLYN PEREZ EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $112K |
| LOOMIS SAYLES EIN 90-0824118 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | 9841 WASHINGTON BLVD SUITE 220 GATHERSBURG, MD 20878 | $102K |
| CAPITAL MORTGAGE MANAGEMENT, INC NONE | Investment management Service code 28 | 218 HENRY AVENUE MANCHESTER, MO 63011 | $78K |
| RICHMOND CAPITAL MANAGEMENT, INC. NONE | Investment management Service code 28 | 10800 MIDLOTHIAN TURNPIKE, STE 2170 RICHMOND, VA 23235 | $78K |
| PAT HILL EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $75K |
| LSV ASSET MANAGEMENT EIN 23-2772200 NONE | Investment management Service code 28 | 155 N WACKER DR SUITE 4600 CHICAGO, IL 60606 | $70K |
| SANDRA DOAK EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $69K |
| IRENE CHRONISTER EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $68K |
| SIGNATURE CONSULTANTS NONE | Consulting (pension) Service code 17 | 11 W PORT PLAZA DR ST. LOUIS, MO 63146 | $66K |
| RON LAUDEL EIN 43-1622970 EMPLOYEE | Plan Administrator Service code 14 | — | $64K |
| LISA SCHAPER EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $64K |
| TRACY BEGGAN EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $63K |
| RSM US LLP EIN 42-0714325 NONE | Accounting (including auditing) Service code 10 | 8182 MARYLAND AVE SUITE 900 ST. LOUIS, MO 63105 | $63K |
| BRAD KULIFAY EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $62K |
| CHRISTINE BUNCH EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $61K |
| TAMMY TOLLIVER EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $61K |
| BARBARA SCHAPER EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $58K |
| NANCY BLASTENBREI EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $57K |
| KIM WOLF EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $55K |
| JOAN GOLDKUHL EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $54K |
| SUSAN HARRIS EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $53K |
| VICKI BRYANT EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $53K |
| BARBARA RENFROW EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $53K |
| LESA DAVIS EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $53K |
| JOHN TIERNEY EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $52K |
| LAVERNE MOORING EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $52K |
| JENNA PEY EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $52K |
| JANICE RAPPOLD EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $52K |
| ARDONNA RICHARDSON EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $52K |
| ANGELA KUHN EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $52K |
| SANDY WILKINSON EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $52K |
| ALTA BONK EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $52K |
| SONJA SHUMPERT EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $52K |
| SHERRY ROBERTS EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $51K |
| GLENDA BRATTON EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $51K |
| ABBY FITZMAURICE EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $51K |
| KRISTINA TAYLOR EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $51K |
| SUE BROCKMAN EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $51K |
| TINA LABERTA EIN 43-1622970 EMPLOYEE | Employee (plan) Service code 30 | — | $51K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 15,676 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3,429 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 19,105 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 64,462 | $2.2M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 64,462 | $2.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 64,462 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.