No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| EXPRESS SCRIPTS NONE | Claims processing Service code 12 | ONE EXPRESS WAY ST. LOUIS, MO 63121 | $2.0M |
| MID-AMERICA CARPENTERS REGIONAL COU EIN 87-3501792 COMMON AFIFLIATION | Contract Administrator Service code 13 | — | $711K |
| DELTA DENTAL EIN 43-0908349 NONE | Claims processing Service code 12 | — | $484K |
| ST LOUIS MRO INC NONE | Other services Service code 49 | 3985 JEFFCO BLVD ARNOLD, MO 63010 | $329K |
| CAREOPERATIVE LLC EIN 46-4399706 NONE | Insurance services Service code 23 | — | $275K |
| BRYAN CAVE LEIGHTON PAISNER LLP EIN 43-0602162 NONE | Legal Service code 29 | — | $245K |
| COMMERCE BANK EIN 43-6026325 NONE | Custodial (securities); Investment management; Direct payment from the plan Service code 19 | — | $244K |
| MERCY SPECIALIZED BILLING SERVICES NONE | Insurance services Service code 23 | 621 S NEW BALLAS RD 498A CREVE COEUR, MO 63141 | $223K |
| VISION SERVICE PLAN EIN 36-3560825 NONE | Claims processing Service code 12 | — | $168K |
| BEACON TECHNOLOGIES GROUP INC NONE | Other services Service code 49 | 6110 MINERAL POINT RD MADISON, WI 53705 | $113K |
| AMALGATRUST COMPANY EIN 36-6228122 NONE | Investment management Service code 28 | — | $106K |
| US BANK GLOBAL FUND SERVICES NONE | Investment management Service code 28 | 800 NICOLLET MALL BC-MH-H15F MINNEAPOLIS, MN 55402 | $105K |
| RSM US LLP EIN 42-0714325 NONE | Accounting (including auditing) Service code 10 | — | $82K |
| ARNOLD, NEWBOLD, WINTER EIN 43-1174269 NONE | Legal Service code 29 | — | $82K |
| RED CARD NONE | Other services Service code 49 | P.O.BOX 660170 DALLAS, TX 75266 | $78K |
| SEGAL CONSULTING EIN 22-1467904 NONE | Consulting (general); Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $75K |
| CHEIRON INC NONE | Actuarial Service code 11 | 8300 GREENSBORO DR SUITE 800 TYSONS, VA 22102 | $73K |
| LSV ASSET MANAGEMENT EIN 23-2772200 NONE | Investment management Service code 28 | — | $71K |
| BASYS EIN 52-1796473 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $66K |
| CONSTRUCTION BENEFITS AUDIT CORP EIN 43-1244218 NONE | Accounting (including auditing) Service code 10 | — | $59K |
| ADVERTISERS PRINTING CO EIN 43-0153380 NONE | Copying and duplicating Service code 36 | — | $58K |
| CONNECTION BUSINESS SOLUTIONS NONE | Consulting fees Service code 70 | 1449 W LARK INDUSTRIAL DR FENTON, MO 63026 | $33K |
| HILL, PAT J. EIN 43-1622970 NONE | Employee (plan) Service code 30 | — | $33K |
| MARQUETTE ASSOCIATES EIN 36-3485298 NONE | Investment advisory (plan) Service code 27 | — | $32K |
| NATIONAL SOFTWARE INC EIN 46-0638016 NONE | Other fees Service code 99 | — | $29K |
| GFI DIGITAL NONE | Other fees Service code 99 | 12163 PRICHARD FARM RD MARYLAND HEIGHTS, MO 63043 | $28K |
| BURR OAK CONSULTING LLC EIN 82-3420174 NONE | Accounting (including auditing) Service code 10 | — | $26K |
| MERITAIN HEALTH EIN 41-1249287 NONE | Claims processing Service code 12 | — | $25K |
| ANDERS MINKLER HUBER & HELM LLP EIN 43-0831507 NONE | Accounting (including auditing) Service code 10 | — | $15K |
| WAGNER LAW GROUP EIN 04-3323315 NONE | Legal Service code 29 | — | $14K |
| VPAY NONE | Other services Service code 49 | 3701 W. PLANO PARKWAY 200 PLANO, TX 75075 | $11K |
| STEALTH AGENCY NONE | Other services Service code 49 | 1617 LOCUST ST ST. LOUIS, MO 63103 | $10K |
| NORTON STAFFING INC NONE | Other services Service code 49 | 12 WESTGATE LN TROY, MO 633794019 | $9K |
| BMO HARRIS BANK & TRUST EIN 36-2085229 NONE | Custodial (securities) Service code 19 | — | $9K |
| HAMMOND AND SHINNERS PC NONE | Legal Service code 29 | 13205 MANCHESTER RD DES PERES, MO 63131 | $5K |
| PARAMETRIC PORTFOLIO ASSOCIATES LLC EIN 20-0292745 NONE | Investment management Service code 28 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 13,193 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3,404 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 16,597 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 63,968 | $2.1M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 63,968 | $2.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 63,968 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.