Filings through .
History & trajectory Charts need 2 or more years. This plan has 10 years on file. Pro shows premium, premium per covered life, covered lives and carrier and broker share for every year.
See pricingBroker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultants can pitch it.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan has rich benefits or a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. The plan likely buys direct or does not report its broker. Give it a call.
The Schedule A insurance contracts show who carries the risk, for which benefits and for how many people.
| Carrier | Coverage | Premium |
|---|---|---|
HealthRx | HealthRx | |
Stop-loss | Stop-loss | |
Dental | Dental |
Premium, covered lives, retention, contract number and renewal month for each carrier are on Pro.
See premium, retention and renewal dates for 3 contracts with Pro. Pro is free for 7 days and then costs $49 a month.
These benefits are declared on the Form 5500 main form. A ✓ means the benefit also has a Schedule A insurance contract. Without one, plan assets or a Schedule C TPA fund the benefit.
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,097 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,260 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,357 | Active, retired or separated, and beneficiaries. Dependents are not counted. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | SIERRA HEALTH AND LIFE INSURANCE COMPANY, INC | 1,698 | $5.5M |
| Dental | DELTA DENTAL OF MINNESOTA | 1,489 | $821K |
| Prescription drug | SIERRA HEALTH AND LIFE INSURANCE COMPANY, INC | 1,698 | $5.5M |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 3,339 | $1.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,339 | - |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool instead of this filer's headcount. We show the row, but it does not count the people in this plan.
Brokers paid through Schedule A and service providers paid through Schedule C.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WILSON-MCSHANE CORPORATION EIN 41-0956552 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $536K |
| SHEET METAL CONTROL BOARD EIN 41-1392797 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $530K |
| UMR EIN 39-1995276 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $411K |
| PRIME THERAPEUTICS EIN 26-0076803 NONE | Float revenue; Direct payment from the plan; Other services; Other fees; Claims processing Service code 12 | — | $96K |
| DDMN ASO, LLC EIN 41-1852523 NONE | Direct payment from the plan; Contract Administrator; Claims processing Service code 12 | — | $88K |
| BENEVELLE CONSULTING CORPORATION EIN 88-2101021 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $80K |
| TEAM, INC. EIN 81-4050818 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $77K |
| SHUMAKER, LOOP & KENDRICK, LLP EIN 34-4439491 NONE | Legal; Direct payment from the plan Service code 29 | — | $77K |
| DOLAN MCENIRY EIN 36-4169967 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $53K |
| CLIFTONLARSONALLEN LLP EIN 41-0746749 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $35K |
| MEKETA INVESTMENT GROUP INC EIN 04-2659023 NONE | Direct payment from the plan; Investment advisory (plan) Service code 27 | — | $28K |
| UNION BANK AND TRUST COMPANY EIN 41-1267434 NONE | Investment management fees paid indirectly by plan; Direct payment from the plan; Custodial (securities) Service code 19 | — | $17K |
| BCBSMN, INC. EIN 41-0984460 NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other fees; Claims processing; Contract Administrator Service code 12 | — | $10K |
| UNION FIRST LASER TECHNOLOGIES NONE | Direct payment from the plan; Other services Service code 49 | 365 OAK STREET SOUTH WEST SALEM, WI 54669 | $8K |
| FR SECURE EIN 26-3547185 NONE | Direct payment from the plan; Other services Service code 49 | — | $7K |
| COLIN BEERE TRUSTEE | Trustee (directed); Direct payment from the plan Service code 25 | 3001 METRO DRIVE, SUITE 500 BLOOMINGTON, MN 55425 | $6K |
This section shows how the plan is funded and what that means for risk.
Welfare charges, retention and retention rate (the carrier margin on this plan) are on Pro.
1 contact
11 filings · 2015 to 2025