No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BCBSMN, INC. EIN 41-0984460 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Other fees; Claims processing; Contract Administrator Service code 12 | — | $1.2M |
| WILSON-MCSHANE CORPORATION EIN 41-0956552 NONE | Claims processing Service code 12 | — | $546K |
| SHEET METAL CONTROL BOARD EIN 41-1392797 NONE | Contract Administrator Service code 13 | — | $509K |
| PRIME THERAPEUTICS EIN 26-0076803 NONE | Other fees; Float revenue; Other services; Claims processing Service code 12 | — | $154K |
| DDMN ASO LLC EIN 41-1905554 NONE | Claims processing Service code 12 | — | $84K |
| MCGRANN SHEA CARNIVAL STRAUGHN & LA EIN 41-1654544 NONE | Legal Service code 29 | — | $80K |
| BENESYS, INC. EIN 38-2383171 NONE | Actuarial Service code 11 | — | $77K |
| TEAM, INC. EIN 83-0469948 NONE | Claims processing Service code 12 | — | $67K |
| DOLAN MCENIRY EIN 36-4169967 NONE | Investment management Service code 28 | — | $40K |
| MEKETA INVESTMENT GROUP INC EIN 04-2659023 NONE | Non-monetary compensation; Investment advisory (plan); Other investment fees and expenses Service code 27 | — | $28K |
| LEGACY PROFESSIONALS LLP EIN 32-0043599 NONE | Accounting (including auditing) Service code 10 | — | $18K |
| UNION BANK AND TRUST COMPANY EIN 41-1267434 NONE | Investment management fees paid indirectly by plan; Custodial (securities) Service code 19 | — | $17K |
| SECOVA EIN 33-0954754 NONE | Accounting (including auditing) Service code 10 | — | $12K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,089 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,197 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 4,286 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | SIERRA HEALTH AND LIFE INSURANCE COMPANY, INC | 1,635 | $5.5M |
| Dental | DELTA DENTAL OF MINNESOTA | 1,224 | $630K |
| Prescription drug | SIERRA HEALTH AND LIFE INSURANCE COMPANY, INC | 1,635 | $5.5M |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 3,281 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,281 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.