| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHWEST LLC. | — | REGENCE BLUESHIELD | $16K | — | $16K | 0.08% |
| ARMFIELD HARRISON & THOMAS3 Filed as: ARMFIELD HARRISON & THOMAS LLC. | — | REGENCE BLUESHIELD | $5K | — | $5K | 0.03% |
| PARKER SMITH & FEEK INC.3 Filed as: PARKER SMITH & FEEK | — | REGENCE BLUESHIELD | $4K | — | $4K | 0.02% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF WASHINGTON LLC | — | REGENCE BLUESHIELD | $3K | — | $3K | 0.02% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC. | — | REGENCE BLUESHIELD | $3K | — | $3K | 0.01% |
| MICHAEL C WALKER3 Filed as: MICHAEL BENZIKRY & ASSOCIATES | — | REGENCE BLUESHIELD | $2K | — | $2K | 0.01% |
| PRO BENEFITS OF WASHINGTON LLC3 Filed as: PRO BENEFITS OF WASHINGTON LLC. | — | REGENCE BLUESHIELD | $2K | — | $2K | 0.01% |
| ADEPT BENEFITS LLC3 | — | REGENCE BLUESHIELD | $2K | — | $2K | 0.01% |
| VAULT INSURANCE & INVESTMENTS LLC3 Filed as: VAULT INSURANCE & INVESTMENTS LLC. | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| KRISTEN BIBLE3 Filed as: KRISTEN MANWARING INSURANCE ASSOCIA | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| PROFESSIONAL BENEFIT SERVICES, INC.3 Filed as: PROFESSIONAL BENEFIT SERVICES INC. | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| PROPEL INSURANCE AGENCY LLC3 | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| ARMFIELD HARRISON & THOMAS3 Filed as: ARMFIELD HARRISON & THOMAS INC. | — | REGENCE BLUESHIELD | $880 | — | $880 | 0.00% |
| THE CUMMING GROUP INC.3 Filed as: CUMMING, FRASER, & ASSOCIATES LLC | — | REGENCE BLUESHIELD | $720 | — | $720 | 0.00% |
| BELL-ANDERSON AGENCY INC3 Filed as: BELL - ANDERSON AGENCY INC. | — | REGENCE BLUESHIELD | $680 | — | $680 | 0.00% |
| BTG AND ASSOCIATES LLC3 | — | REGENCE BLUESHIELD | $680 | — | $680 | 0.00% |
| WASHINGTON HEALTH INSURANCE AGENCY3 | — | REGENCE BLUESHIELD | $560 | — | $560 | 0.00% |
| AXIS INSURANCE LLC3 | — | REGENCE BLUESHIELD | $440 | — | $440 | 0.00% |
| CLG EMPLOYER RESOURCES LLC3 Filed as: CLG EMPLOYER RESOURCES LLC. | — | REGENCE BLUESHIELD | $380 | — | $380 | 0.00% |
| NORTHWEST BENEFIT SOLUTIONS3 | — | REGENCE BLUESHIELD | $360 | — | $360 | 0.00% |
| R.L. EVANS COMPANY, INC.3 Filed as: RL EVANS COMPANY INC. | — | REGENCE BLUESHIELD | $360 | — | $360 | 0.00% |
| CLEARVIEW INSURANCE SERVICES INC.3 | — | REGENCE BLUESHIELD | $320 | — | $320 | 0.00% |
| FORTIPHI LLC | — | REGENCE BLUESHIELD | $300 | — | $300 | 0.00% |
| J FRANKLAND EMPLOYEE BENEFIT SVCS.3 Filed as: J FRANKLAND EMPLOYEE BENEFIT SERVIC | — | REGENCE BLUESHIELD | $300 | — | $300 | 0.00% |
| PAYCHECK INSURANCE AGENCY, INC.3 Filed as: PAYCHECK INSURANCE AGENCY INC. - RE | — | REGENCE BLUESHIELD | $300 | — | $300 | 0.00% |
| THE VITOLO COMPANY3 | — | REGENCE BLUESHIELD | $240 | — | $240 | 0.00% |
| B & F INSURANCE LLC3 Filed as: B&F INSURANCE LLC. | — | REGENCE BLUESHIELD | $220 | — | $220 | 0.00% |
| IDEAL BENEFIT SOLUTIONS LLC3 Filed as: IDEAL BENEFIT SOLUTIONS LLC. | — | REGENCE BLUESHIELD | $200 | — | $200 | 0.00% |
| JS YOUNG AND ASSOCIATES3 Filed as: YOUNG, MICHAEL R. | — | REGENCE BLUESHIELD | $80 | — | $80 | 0.00% |
| THE LIGHTLE GROUP LLC3 Filed as: THE LIGHTLE GROUP LLC. | — | REGENCE BLUESHIELD | $40 | — | $40 | 0.00% |
| CUMMINGS FRASER & ASSOCIATES, LLC3 Filed as: CUMMINGS, FRAISER, & ASSOCIATES LLC | — | ASURIS NORTHWEST HEALTH | $960 | — | $960 | 0.13% |
| ALLIANCE INS. GROUP, LLC3 Filed as: ALLIANCE INS SERVICES INC SPOKANE | — | ASURIS NORTHWEST HEALTH | $280 | — | $280 | 0.04% |
| INSURANCE BROKERS & SERVICES3 Filed as: WR INSURANCE BROKERS INC. | — | ASURIS NORTHWEST HEALTH | $240 | — | $240 | 0.03% |
| ARMFIELD HARRISON & THOMAS3 Filed as: ARMFIELD HAMISON & THOMAS LLC. | — | ASURIS NORTHWEST HEALTH | $240 | — | $240 | 0.03% |
| WHEELER, BRET M3 | — | ASURIS NORTHWEST HEALTH | $240 | — | $240 | 0.03% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ABD INSURANCE AND FINANCIAL SERVICE EIN 27-0673528 GROUP CONSULTING SERVICES | Consulting (pension); Other services Service code 17 | 450. SANEOME STREET, STE. 300 SAN FRANCISCO, CA 94111 | $782K |
| HUB INTERNATIONAL EIN 91-1485366 | Insurance agents and brokers Service code 22 | 1206 N. LINCOLN SUITE 200. SPOKANE, WA 99201 | $286K |
| ARMFIELD, HARRISON, & THOMAS INC. EIN 54-0654623 | Insurance agents and brokers Service code 22 | 20 SOUTH KING ST. LEESBURG, VA 20175 | $213K |
| GEEKWIRE LLC EIN 27-5225385 PLAN SPONSOR | Consulting (general) Service code 16 | 1416 NW. 46TH ST. STE. 105 SEATTLE, WA 98104 | $144K |
| PARKER, SMITH, AND FEEK, INC. EIN 91-0660018 | Insurance agents and brokers Service code 22 | 2233 112TH AVENUE NE. BELLEVUE, WA 98004 | $108K |
| ASSURED PARTNERS OF WASHINGTON LLC. EIN 38-3942963 | Insurance agents and brokers Service code 22 | 1325 FOURTH AVE STE 2100 SEATTLE, WA 98101 | $89K |
| KEN MYER EIN 55-9257554 TRUSTEE | Trustee (directed) Service code 25 | 2640 39TH AVENUE WEST SEATTLE, WA 98199 | $65K |
| DIGITAL INSURANCE INC. EIN 58-2522668 | Insurance agents and brokers Service code 22 | 200 GALLERIA PARKWAY SE ATLANTA, GA 30339 | $57K |
| VAULT INSURANCE INVESTMENTS LLC. EIN 26-3980956 | Insurance agents and brokers Service code 22 | 16400 SOUTHCENTER PKWY TUKWILLA, WA 98188 | $56K |
| ALLIANT INSURANCE SERVICES INC. EIN 33-0785439 | Insurance agents and brokers Service code 22 | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | $35K |
| MICHAEL BENZIKRY | Insurance agents and brokers Service code 22 | 9311 SE. 36TH ST. SUITE 10 MERCER ISLAND, WA 98040 | $32K |
| DAVIS WRIGHT TREMAINE LLP EIN 91-0839480 | Legal Service code 29 | 1201 THIRD AVENUE SEATTLE, WA 98199 | $31K |
| PROFESSIONAL BENEFIT SERVICES INC. EIN 91-1702951 | Insurance agents and brokers Service code 22 | 195 NE. GILMAN BLVD ISSAQUAH, WA 98027 | $29K |
| PRO BENEFITS OF WA EIN 27-5039273 | Insurance agents and brokers Service code 22 | 15355 SE 30TH PL, 200 BELLEVUE, WA 98007 | $26K |
| LEAVITT GROUP NORTHWEST EIN 91-1366133 | Insurance agents and brokers Service code 22 | PO BOX 65770 UNIVERSITY PLACE, WA 98464 | $24K |
| CLEARBENEFITS, LLC. | Insurance agents and brokers Service code 22 | 8201 164TH AVE NE 20 REDMON, WA 98052 | $24K |
| CUMMINGS, FRASER, & ASSOCIATES, LLC EIN 68-0609841 | Insurance agents and brokers Service code 22 | 3201 FIRST AVE, SUITE 108 SEATTLE, WA 98134 | $23K |
| ADEPT BENEFITS, LLC. EIN 82-4143844 | Insurance agents and brokers Service code 22 | 6611 413 AVENUE SE. SNOQUALMIE, WA 98065 | $23K |
| VERUS INSURANCE SERVICES LLC. | Insurance agents and brokers Service code 22 | 4820 LAKE BROOK DR. 200 GLEN ALLEN, VA 23060 | $20K |
| KRISTIN MANWARING INS ASSOC INC. EIN 20-4650764 | Insurance agents and brokers Service code 22 | 2300 S. PARK AVE. PORT TOWNSEND, WA 98368 | $17K |
| CONOVER INSURANCE SERVICES EIN 91-1953703 | Insurance agents and brokers Service code 22 | 155 108TH AVE NE STE 725 YAKIMA, WA 98902 | $16K |
| BTG AND ASSOCIATES, LLC. | Insurance agents and brokers Service code 22 | 345 118TH AVE SE, SUITE 210 BELLEVUE, WA 98005 | $15K |
| DINGUS ZRECOR & ASSOCIATES PLLC EIN 20-0079326 AUDITOR | Other services; Accounting (including auditing) Service code 10 | 12015 EAST MAIN SPOKANE VALLEY, WA 99206 | $15K |
| PROPEL INSURANCE AGENCY, LLC. EIN 91-0830024 | Insurance agents and brokers Service code 22 | 1201 PACIFIC AVE, SUITE 1 TACOMA, WA 98402 | $13K |
| FORTIPHI LLC. EIN 91-1743499 | Insurance agents and brokers Service code 22 | PO BOX 1547 MOUNT VERNON, WA 98273 | $11K |
| AIREY BENEFIT COMPANY LLC. EIN 91-1743499 | Insurance agents and brokers Service code 22 | 17828 8TH AVE. NW SHORELINE, WA 98273 | $10K |
| RIVERSIDE EMPLOYEE BENEFITS, LLC. | Insurance agents and brokers Service code 22 | 17322 107TH PLACE NE BOTHELL, WA 98011 | $10K |
| MADDOCK & ASSOCIATES EIN 91-1280409 | Insurance agents and brokers Service code 22 | 1407 WILLOW ROAD E. STE C. FIFE, WA 98424 | $10K |
| PAYCHEX INSURANCE AGENCY INC. EIN 16-1528391 | Insurance agents and brokers Service code 22 | 150 SAWGRASS DIVE ROCHESTER, NY 14620 | $8K |
| CLG EMPLOYER RESOURCES EIN 27-4743785 | Insurance agents and brokers Service code 22 | 2019 MAIN AVENUE, STE 100. NORTH BEND, WA 98045 | $8K |
| PAYNEWEST INSURANCE, INC. EIN 81-0479558 | Insurance agents and brokers Service code 22 | 501 N. RIVERPOINT, STE. 403 SPOKANE, WA 99202 | $8K |
| BROAD RIVER BENEFITS, LLC. EIN 46-2960347 | Insurance agents and brokers Service code 22 | 11850 SW 67TH AVE. STE. 105 PORTLAND, OR 97223 | $8K |
| B & F INSURANCE, LLC. | Insurance agents and brokers Service code 22 | 2212 QUEEN ANNE AVE N. SEATTLE, WA 981091312 | $7K |
| LARSEN CHRISTOPHERSON BENEFITS GROU | Insurance agents and brokers Service code 22 | 2008 123RD AVE NE LAKE STEVENS, WA 98258 | $7K |
| WASHINGTON HEALTH INSURANCE AGENCY | Insurance agents and brokers Service code 22 | 7843 OLD HWY 99 SE UNIT M-6 TUMWATER, WA 98501 | $7K |
| USI INSURANCE SERVICES NATIONAL INC | Insurance agents and brokers Service code 22 | 100 SUMMIT LAKE DRIVE, SUITE 40 VALHALLA, NY 10595 | $7K |
| KEYSER INSURANCE GROUP | Insurance agents and brokers Service code 22 | 444 WEST MICHIGAN AVENUE KALAMAZOO, MI 49007 | $6K |
| BENEFECTS | Insurance agents and brokers Service code 22 | 19401 40TH AVE. W, STE. 405 LYNWOOD, WA 98036 | $6K |
| COLIN F. SAMUELSON II | Insurance agents and brokers Service code 22 | 23012 160TH ST. SW PICNIC POINT-NOR LYNWOOD, WA 98087 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,381 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,381 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | REGENCE BLUESHIELD | 4,435 | $20.7M |
| Dental | DELTA DENTAL OF WASHINGTON | 3,633 | $1.6M |
| Vision | VISION SERVICE PLAN | 2,124 | $214K |
| Life insurance | STANDARD INSURANCE COMPANY | 2,696 | $139K |
| Short-term disability | STANDARD INSURANCE COMPANY | 2,696 | $139K |
| Long-term disability | STANDARD INSURANCE COMPANY | 2,696 | $139K |
| Other | WELLSPRING FAMILY SERVICES, EAP | 2,496 | $21K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,435 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.