| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AXIS INSURANCE LLC3 | — | REGENCE BLUESHIELD | $3K | — | $3K | 0.02% |
| THE VITOLO COMPANY3 | — | REGENCE BLUESHIELD | $3K | — | $3K | 0.02% |
| ARMFIELD HARRISON & THOMAS3 Filed as: ARMFIELD HARRISON & THOMAS INC | — | REGENCE BLUESHIELD | $2K | — | $2K | 0.02% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | — | REGENCE BLUESHIELD | $2K | — | $2K | 0.02% |
| PRO BENEFITS OF WASHINGTON LLC3 | — | REGENCE BLUESHIELD | $2K | — | $2K | 0.01% |
| PROFESSIONAL BENEFIT SERVICES, INC.3 Filed as: PROFESSIONAL BENEFIT SERVICES INC | — | REGENCE BLUESHIELD | $2K | — | $2K | 0.01% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF WASHINGTON LLC | — | REGENCE BLUESHIELD | $2K | — | $2K | 0.01% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHWEST LLC | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| LIFE PLAN FINANCIAL INC3 | — | REGENCE BLUESHIELD | $660 | — | $660 | 0.01% |
| VAN EPPS, JAMES, H3 Filed as: VAN WINKLE AGENCY | — | REGENCE BLUESHIELD | $660 | — | $660 | 0.01% |
| BRATRUD MIDDLETON INS BROKERS INC3 | — | REGENCE BLUESHIELD | $600 | — | $600 | 0.00% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF WASHINGTON LLC | — | REGENCE BLUESHIELD | $600 | — | $600 | 0.00% |
| GROUP SOLUTIONS NORTHWEST, LLC3 Filed as: GROUP SOLUTIONS NORTHWEST LLC | — | REGENCE BLUESHIELD | $540 | — | $540 | 0.00% |
| R.L. EVANS COMPANY, INC.3 Filed as: R L EVANS COMPANY | — | REGENCE BLUESHIELD | $440 | — | $440 | 0.00% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | — | REGENCE BLUESHIELD | $420 | — | $420 | 0.00% |
| FORTIPHI LLC3 | — | REGENCE BLUESHIELD | $380 | — | $380 | 0.00% |
| CLG EMPLOYER RESOURCES LLC3 | — | REGENCE BLUESHIELD | $360 | — | $360 | 0.00% |
| PSG WASHINGTON INC3 | — | REGENCE BLUESHIELD | $340 | — | $340 | 0.00% |
| SERVCO INSURANCE SERVICES CORP3 Filed as: SERVCO INSURANCE SERVICES WA INC | — | REGENCE BLUESHIELD | $340 | — | $340 | 0.00% |
| WERLINGER, KEVIN M3 | — | REGENCE BLUESHIELD | $280 | — | $280 | 0.00% |
| PARKER SMITH & FEEK INC.3 Filed as: PARKER SMITH & FEEK | — | REGENCE BLUESHIELD | $120 | — | $120 | 0.00% |
| GHB INC3 | — | REGENCE BLUESHIELD | $80 | — | $80 | 0.00% |
| HORIZON INSURANCE COMPANY3 Filed as: HORIZON INSURANCE AGENCY LLC | — | REGENCE BLUESHIELD | $80 | — | $80 | 0.00% |
| MOLONEY & ONEILL LIFE INC3 Filed as: MOLONEY & O'NEILL LIFE INC | — | ASURIS NORTHWEST HEALTH | $2K | — | $2K | 0.14% |
| HEALTH INSURANCE TEAM LLC3 | — | ASURIS NORTHWEST HEALTH | $800 | — | $800 | 0.07% |
| MACKIE ENTERPRISES LLC3 | — | ASURIS NORTHWEST HEALTH | $200 | — | $200 | 0.02% |
| COORDINATED BENEFITS LLC3 | — | ASURIS NORTHWEST HEALTH | $180 | — | $180 | 0.02% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHWEST | — | ASURIS NORTHWEST HEALTH | $180 | — | $180 | 0.02% |
| CONOVER INSURANCE SERVICES LLC3 | — | ASURIS NORTHWEST HEALTH | $140 | — | $140 | 0.01% |
| CORKERY AND JONES BENEFITS, INC.3 Filed as: CORKERY & JONES BENEFITS INC | — | ASURIS NORTHWEST HEALTH | $140 | — | $140 | 0.01% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PAYNEWEST INSURANCE INC | — | ASURIS NORTHWEST HEALTH | $140 | — | $140 | 0.01% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AIMS EIN 91-1485366 MEMBER ORGANIZATION | Plan Administrator Service code 14 | 1206 N LINCOLN SUITE 200 SPOKANE, WA 99201 | $613K |
| WELLS FARGO INSURANCE SERVICES EIN 56-1882208 | Consulting (general) Service code 16 | PO BOX 203588 DALLAS, TX 75320 | $413K |
| ABD INSURANCE AND FINANCIAL SERVICE EIN 27-0673528 | Consulting (general) Service code 16 | 3 WATERS PARK DR STE 100 SAN MATEO, CA 94403 | $99K |
| GEEKWIRE, LLC EIN 27-5225385 | Consulting (general) Service code 16 | 1416 NW 46TH ST STE 105 SEATTLE, WA 98104 | $97K |
| ARMFIELD, HARRISON & THOMAS INC. EIN 54-0654623 | Insurance agents and brokers Service code 22 | 20 SOUTH KING ST LEESBURG, VA 20175 | $89K |
| HEALTH INSURANCE TEAM LLC EIN 45-1565934 | Insurance agents and brokers Service code 22 | 4117 43RD AVE NE SEATTLE, WA 98105 | $85K |
| GALLAGHER BENEFIT SERVICES, INC. EIN 36-4291971 | Insurance agents and brokers Service code 22 | 777 108TH AVE NE, STE 200 BELLEVUE, WA 98004 | $74K |
| BIGGS INSURANCE SERVICES EIN 91-1428405 | Insurance agents and brokers Service code 22 | PO BOX 189 VANCOUVER, WA 98666 | $62K |
| KEN MYER EIN 55-9257554 TRUSTEE | Trustee (directed) Service code 25 | 2640 39TH AVENUE WEST SEATTLE, WA 98199 | $43K |
| THE VITOLO COMPANY EIN 91-2032673 | Insurance agents and brokers Service code 22 | 1201 1ST AVE S SUITE 306 SEATTLE, WA 98134 | $41K |
| PROFESSIONAL BENEFIT SERVICES, INC. EIN 91-1702951 | Insurance agents and brokers Service code 22 | 195 NE GILMAN BLVD, SUITE ISSAQUAH, WA 98027 | $40K |
| DAVIS WRIGHT TREMAINE LLP EIN 91-0839480 | Legal Service code 29 | 1201 THIRD AVENUE SEATTLE, WA 98101 | $39K |
| CONOVER INSURANCE SERVICES EIN 91-1953703 | Insurance agents and brokers Service code 22 | 155 108TH AVE NE STE 725 YAKIMA, WA 98902 | $39K |
| PRO BENEFITS OF WA EIN 27-5039273 | Insurance agents and brokers Service code 22 | 15355 SE 30TH PL, 200 BELLEVUE, WA 98007 | $36K |
| PARKER, SMITH AND FEEK, INC. EIN 91-0660018 | Insurance agents and brokers Service code 22 | 2233 112TH AVENUE NE BELLEVUE, WA 98004 | $32K |
| KEVIN M WERLINGER EIN 53-3720834 | Insurance agents and brokers Service code 22 | 2208 NW MARKET ST STE 301 SEATTLE, WA 98107 | $22K |
| ASSURED PARTNERS OF WASHINGTON LLC EIN 38-3942963 | Insurance agents and brokers Service code 22 | 1325 FOURTH AVE STE 2100 SEATTLE, WA 98101 | $21K |
| PAYCHEX INSURANCE AGENCY, INC. EIN 16-1528391 | Insurance agents and brokers Service code 22 | 150 SAWGRASS DRIVE ROCHESTER, NY 14620 | $20K |
| GROUP SOLUTIONS NORTHWEST , LLC EIN 91-2158338 | Insurance agents and brokers Service code 22 | 7511 SE 76TH ST MERCER ISLAND, WA 98040 | $18K |
| MADDOCK & ASSOCIATES EIN 91-1280409 | Insurance agents and brokers Service code 22 | 1407 WILLOW ROAD E STE C FIFE, WA 98424 | $17K |
| BASIN PACIFIC EIN 27-1158624 | Insurance agents and brokers Service code 22 | 8382 W. GAGE BLVD, STE A KENNEWICK, WA 99336 | $15K |
| HUB INTERNATIONAL EIN 91-2036015 | Insurance agents and brokers Service code 22 | 12100 NE 195TH ST SUITE B BOTHELL, WA 98011 | $15K |
| SERVCO PACIFIC INSURANCE EIN 27-3175453 | Insurance agents and brokers Service code 22 | 800 FIFTH AVE, SUITE 2400 SEATTLE, WA 98104 | $14K |
| WASHINGTON HEALTH INSURANCE AGENCY EIN 41-2661410 | Insurance agents and brokers Service code 22 | PO BOX 7905 OLYMPIA, WA 98507 | $13K |
| RL EVANS COMPANY, INC. | Insurance agents and brokers Service code 22 | 3535 FACTORIA SE, STE 120 BELLEVUE, WA 98006 | $13K |
| ADVISOR SERVICES LLC EIN 20-1466523 | Insurance agents and brokers Service code 22 | 3400 188TH ST SW STE 540 LYNNWOOD, WA 98037 | $12K |
| PUGET SOUND BENEFIT SERVICES EIN 46-3291059 | Insurance agents and brokers Service code 22 | 601 UNION ST STE 2500 SEATTLE, WA 98101 | $11K |
| MICHAEL BENZIKRY | Insurance agents and brokers Service code 22 | 9311 SE 36TH ST, SUITE 10 MERCER ISLAND, WA 98040 | $11K |
| ARDENT BENEFITS CORP. EIN 27-1788196 | Insurance agents and brokers Service code 22 | PO BOX 15852 SEATTLE, WA 98115 | $11K |
| INOVA LLC EIN 20-2267476 | Insurance agents and brokers Service code 22 | 8601 N DIVISION SPOKANE, WA 99218 | $10K |
| PROPEL INSURANCE EIN 91-0830024 | Insurance agents and brokers Service code 22 | 1201 PACIFIC AVE, SUITE 1 TACOMA, WA 98402 | $10K |
| WALLER BENEFIT CONSULTING, LLC EIN 46-4402824 | Insurance agents and brokers Service code 22 | 1404 E FIR STREET, STE B SEATTLE, WA 98122 | $9K |
| SKYE BENEFITS CONSULTING | Insurance agents and brokers Service code 22 | 3614 CALIFORNIA SW STE B SEATTLE, WA 98116 | $9K |
| SCHOEDEL & SCHOEDEL CPAS PLLC EIN 91-0614823 | Accounting (including auditing) Service code 10 | 422 W RIVERSIDE AVE 1420 SPOKANE, WA 99201 | $8K |
| ALLIANT INSURANCE SERVICES INC. EIN 33-0785439 | Insurance agents and brokers Service code 22 | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | $8K |
| CORNERSTONE FINANCIAL SERVICES EIN 26-3980956 | Insurance agents and brokers Service code 22 | 16400 SOUTHCENTER PKWY 4 TUKWILLA, WA 98188 | $8K |
| VAN WINKLE INSURANCE GROUP EIN 91-2064299 | Insurance agents and brokers Service code 22 | 10121 EVERGREEN WAY 25 EVERETT, WA 98204 | $8K |
| PSG WASHINGTON, INC. EIN 20-2040193 | Insurance agents and brokers Service code 22 | PO BOX 387 EVERETT, WA 98206 | $7K |
| KRISTIN MANWARING INS ASSOC INC EIN 20-4650764 | Insurance agents and brokers Service code 22 | 2300 S PARK AVE PORT TOWNSEND, WA 98368 | $7K |
| LIFEPLAN FINANCIAL, INC. EIN 20-2704008 | Insurance agents and brokers Service code 22 | 9923 271ST ST NW, STE 100 STANWOOD, WA 98292 | $7K |
| JEFFERY J. JOHNSTON EIN 53-8547117 | Insurance agents and brokers Service code 22 | 1425 LAKESIDE CT YAKIMA, WA 98902 | $7K |
| MUTUAL BENEFITS EIN 84-1671194 | Insurance agents and brokers Service code 22 | 1737 NW 56TH ST, SUITE 10 SEATTLE, WA 98107 | $6K |
| DIGITAL INSURANCE INC. EIN 58-2522668 | Insurance agents and brokers Service code 22 | 200 GALLERIA PARKWAY SE ATLANTA, GA 30339 | $6K |
| CLEARVIEW INSURANCE SERVICES INC. EIN 46-0598462 | Insurance agents and brokers Service code 22 | 1420 NW GILMAN BLVD 2116 ISSAQUAH, WA 98027 | $6K |
| SOUND BENEFIT SERVICES, INC. EIN 91-1686043 | Insurance agents and brokers Service code 22 | 6628 212TH ST SW, 112 LYNNWOOD, WA 98036 | $6K |
| CLG EMPLOYER RESOURCES EIN 27-4743785 | Insurance agents and brokers Service code 22 | 2019 MAIN AVENUE, STE 100 NORTH BEND, WA 98045 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,308 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,308 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | REGENCE BLUESHIELD | 4,019 | $14.0M |
| Dental | DELTA DENTAL OF WASHINGTON | 1,915 | $811K |
| Vision | VISION SERVICE PLAN | 1,729 | $86K |
| Life insurance | STANDARD LIFE INSURANCE | 1,634 | $59K |
| Prescription drug(2 contracts, 2 carriers) | REGENCE BLUESHIELD | 4,019 | $14.0M |
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | REGENCE BLUESHIELD | 4,019 | $14.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,019 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.