| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ARMFIELD HARRISON & THOMAS3 Filed as: ARMFIELD HARRISON & THOMAS INC | — | REGENCE BLUESHIELD | $9K | — | $9K | 0.07% |
| PARKER SMITH & FEEK INC.3 Filed as: PARKER SMITH & FEEK | — | REGENCE BLUESHIELD | $5K | — | $5K | 0.03% |
| MICHAEL C WALKER3 Filed as: MICHAEL BENZIKRY & ASSOCIATES | — | REGENCE BLUESHIELD | $2K | — | $2K | 0.02% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | — | REGENCE BLUESHIELD | $2K | — | $2K | 0.01% |
| FORTIPHI LLC3 | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| THE VITOLO COMPANY3 | — | REGENCE BLUESHIELD | $900 | — | $900 | 0.01% |
| BENSLER LLC3 | — | REGENCE BLUESHIELD | $740 | — | $740 | 0.01% |
| PROPEL INSURANCE AGENCY LLC3 | — | REGENCE BLUESHIELD | $680 | — | $680 | 0.00% |
| RIVERSIDE EMPLOYEE BENEFITS LLC3 | — | REGENCE BLUESHIELD | $680 | — | $680 | 0.00% |
| MADDOCK & ASSOCIATES LLC3 | — | REGENCE BLUESHIELD | $500 | — | $500 | 0.00% |
| TRUTINA FINANCIAL, LLC3 Filed as: TRUTINA FINANCIAL LLC | — | REGENCE BLUESHIELD | $460 | — | $460 | 0.00% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF WA LLC-REDMOND | — | REGENCE BLUESHIELD | $400 | — | $400 | 0.00% |
| J FRANKLAND EMPLOYEE BENEFIT SVCS.3 Filed as: J FRANKLAND EMPLOYEE BENEFIT SVCS | — | REGENCE BLUESHIELD | $360 | — | $360 | 0.00% |
| ADEPT BENEFITS LLC3 | — | REGENCE BLUESHIELD | $320 | — | $320 | 0.00% |
| PROFESSIONAL BENEFIT SERVICES, INC.3 Filed as: PROFESSIONAL BENEFIT SERVICES INC | — | REGENCE BLUESHIELD | $240 | — | $240 | 0.00% |
| NORTHWEST BENEFIT SOLUTIONS3 | — | REGENCE BLUESHIELD | $220 | — | $220 | 0.00% |
| SOUND BENEFIT SERVICES INC3 | — | REGENCE BLUESHIELD | $200 | — | $200 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF WASHINGTON-TACOMA | — | REGENCE BLUESHIELD | $180 | — | $180 | 0.00% |
| CONOVER INSURANCE SERVICES LLC3 | — | REGENCE BLUESHIELD | $120 | — | $120 | 0.00% |
| JOHNSTON, JEFFERY J3 | — | REGENCE BLUESHIELD | $120 | — | $120 | 0.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES INC - SPOKANE | — | ASURIS NORTHWEST HEALTH | $3K | — | $3K | 0.22% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | — | ASURIS NORTHWEST HEALTH | $760 | — | $760 | 0.06% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PAYNEWEST INSURANCE INC | — | ASURIS NORTHWEST HEALTH | $760 | — | $760 | 0.06% |
| CUMMINGS FRASER & ASSOCIATES, LLC3 Filed as: CUMMINGS FRASER & ASSOCIATES LLC | — | ASURIS NORTHWEST HEALTH | $700 | — | $700 | 0.06% |
| INSURANCE BROKERS & SERVICES3 Filed as: W R INSURANCE BROKERS | — | ASURIS NORTHWEST HEALTH | $200 | — | $200 | 0.02% |
| USI INSURANCE SERVICES LLC3 Filed as: KIBBLE & PRENTICE HOLDING CO | — | STANDARD INSURANCE COMPANY | $1K | — | $1K | 1.05% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AIMS EIN 91-1485366 MEMBER ORGANIZATION | Contract Administrator Service code 13 | 1206 N LINCOLN SUITE 200 SPOKANE, WA 99201 | $693K |
| ABD INSURANCE AND FINANCIAL SERVICE EIN 27-0673528 | Consulting (general) Service code 16 | 3 WATERS PARK DR STE 100 SAN MATEO, CA 94403 | $593K |
| ARMFIELD, HARRISON & THOMAS INC. EIN 54-0654623 | Insurance agents and brokers Service code 22 | 20 SOUTH KING ST LEESBURG, VA 20175 | $142K |
| PARKER, SMITH AND FEEK, INC. EIN 91-0660018 | Insurance agents and brokers Service code 22 | 2233 112TH AVENUE NE BELLEVUE, WA 98004 | $138K |
| THE VITOLO COMPANY EIN 91-2032673 | Insurance agents and brokers Service code 22 | 1201 1ST AVE S SUITE 306 SEATTLE, WA 98134 | $135K |
| GEEKWIRE, LLC EIN 27-5225385 | Consulting (general) Service code 16 | 1416 NW 46TH ST STE 105 SEATTLE, WA 98104 | $131K |
| DIGITAL INSURANCE INC. EIN 58-2522668 | Insurance agents and brokers Service code 22 | 200 GALLERIA PARKWAY SE ATLANTA, GA 30339 | $84K |
| DAVIS WRIGHT TREMAINE LLP EIN 91-0839480 | Legal Service code 29 | 1201 THIRD AVENUE SEATTLE, WA 98101 | $53K |
| KEN MYER EIN 55-9257554 TRUSTEE | Trustee (directed) Service code 25 | 2640 39TH AVENUE WEST SEATTLE, WA 98199 | $49K |
| CONOVER INSURANCE SERVICES EIN 91-1953703 | Insurance agents and brokers Service code 22 | 155 108TH AVE NE STE 725 YAKIMA, WA 98902 | $46K |
| PRO BENEFITS OF WA EIN 27-5039273 | Insurance agents and brokers Service code 22 | 15355 SE 30TH PL, 200 BELLEVUE, WA 98007 | $42K |
| SOUND CONSULTING SERVICES EIN 71-1004774 | Insurance agents and brokers Service code 22 | 200 112TH AVE NE STE 205 BELLEVUE, WA 98004 | $31K |
| MICHAEL BENZIKRY | Insurance agents and brokers Service code 22 | 9311 SE 36TH ST, SUITE 10 MERCER ISLAND, WA 98040 | $22K |
| HUB INTERNATIONAL EIN 91-2036015 | Insurance agents and brokers Service code 22 | 12100 NE 195TH ST SUITE B BOTHELL, WA 98011 | $21K |
| BIGGS INSURANCE SERVICES EIN 91-1428405 | Insurance agents and brokers Service code 22 | PO BOX 189 VANCOUVER, WA 98666 | $20K |
| VAULT INSURANCE INVESTMENTS LLC EIN 26-3980956 | Insurance agents and brokers Service code 22 | 16400 SOUTHCENTER PKWY TUKWILLA, WA 98188 | $20K |
| ALLIANT INSURANCE SERVICES INC. EIN 33-0785439 | Insurance agents and brokers Service code 22 | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | $19K |
| EBENEFITS CONSULTING GROUP, LLC EIN 20-8629593 | Insurance agents and brokers Service code 22 | 22450 SE 296TH STREET BLACK DIAMOND, WA 98010 | $17K |
| GALLAGHER BENEFIT SERVICES, INC. EIN 36-4291971 | Insurance agents and brokers Service code 22 | 777 108TH AVE NE, STE 200 BELLEVUE, WA 98004 | $17K |
| ADVISOR SERVICES LLC EIN 20-1466523 | Insurance agents and brokers Service code 22 | 3400 188TH ST SW STE 540 LYNNWOOD, WA 98037 | $17K |
| FORTIPHI, LLC EIN 91-1743499 | Insurance agents and brokers Service code 22 | PO BOX 1547 MOUNT VERNON, WA 98273 | $15K |
| DINGUS, ZARECOR & ASSOCIATES PLLC EIN 20-0079326 PLAN AUDITOR | Accounting (including auditing) Service code 10 | 12015 EAST MAIN SPOKANE VALLEY, WA 99206 | $15K |
| PAYNEWEST INSURANCE, INC. EIN 81-0479558 | Insurance agents and brokers Service code 22 | 501 N RIVERPOINT, STE 403 SPOKANE, WA 99202 | $13K |
| KRISTIN MANWARING INS ASSOC INC EIN 20-4650764 | Insurance agents and brokers Service code 22 | 2300 S PARK AVE PORT TOWNSEND, WA 98368 | $12K |
| RIVERSIDE EMPLOYEE BENEFITS LLC EIN 84-3461477 | Insurance agents and brokers Service code 22 | 17322 107TH PLACE NE BOTHELL, WA 98011 | $12K |
| CLEARVIEW INSURANCE SERVICES INC. EIN 46-0598462 | Insurance agents and brokers Service code 22 | 1420 NW GILMAN BLVD 2116 ISSAQUAH, WA 98027 | $11K |
| PROPEL INSURANCE EIN 91-0830024 | Insurance agents and brokers Service code 22 | 1201 PACIFIC AVE, SUITE 1 TACOMA, WA 98402 | $11K |
| CUMMINGS, FRASER ASSOCIATES, LLC EIN 68-0609841 | Insurance agents and brokers Service code 22 | 3201 FIRST AVE, SUITE 108 SEATTLE, WA 98134 | $11K |
| EGGS & RICE LLC | Other services Service code 49 | 4444 WOODLAND PARK AVE N SEATTLE, WA 98103 | $9K |
| PAYCHEX INSURANCE AGENCY, INC. EIN 16-1528391 | Insurance agents and brokers Service code 22 | 150 SAWGRASS DRIVE ROCHESTER, NY 14620 | $8K |
| TRUTINA FINANCIAL LLC EIN 47-0995939 | Insurance agents and brokers Service code 22 | 10811 MAIN STREET BELLEVUE, WA 98004 | $8K |
| PUGET SOUND BENEFIT SERVICES EIN 46-3291059 | Insurance agents and brokers Service code 22 | 601 UNION ST STE 2500 SEATTLE, WA 98101 | $8K |
| CLG EMPLOYER RESOURCES EIN 27-4743785 | Insurance agents and brokers Service code 22 | 2019 MAIN AVENUE, STE 100 NORTH BEND, WA 98045 | $7K |
| MADDOCK & ASSOCIATES EIN 91-1280409 | Insurance agents and brokers Service code 22 | 1407 WILLOW ROAD E STE C FIFE, WA 98424 | $7K |
| THE LIGHTLE GROUP LLC EIN 47-4508641 | Insurance agents and brokers Service code 22 | 221 JAMES ST STE 100 EDMONDS, WA 98020 | $7K |
| ADEPT BENEFITS, LLC EIN 82-4143844 | Insurance agents and brokers Service code 22 | 6611 413 AVENUE SE SNOQUALMIE, WA 98065 | $7K |
| BROWN & BROWN OF WA EIN 91-0378940 | Insurance agents and brokers Service code 22 | 1501 4TH AVE, SUITE 2400 SEATTLE, WA 98101 | $5K |
| BROAD RIVER BENEFITS LLC EIN 46-2960347 | Insurance agents and brokers Service code 22 | 11850 SW 67TH AVE STE 105 PORTLAND, OR 97223 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,665 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,665 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | REGENCE BLUESHIELD | 3,419 | $15.2M |
| Dental | DELTA DENTAL OF WASHINGTON | 2,306 | $1.3M |
| Vision | VISION SERVICE PLAN | 1,676 | $178K |
| Life insurance | STANDARD INSURANCE COMPANY | 2,461 | $114K |
| Short-term disability | STANDARD INSURANCE COMPANY | 27 | $19K |
| Long-term disability | STANDARD INSURANCE COMPANY | 31 | $10K |
| Prescription drug(2 contracts, 2 carriers) | REGENCE BLUESHIELD | 3,419 | $15.2M |
| Other | WELLSPRING FAMILY SERVICES, EAP | 2,148 | $24K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,419 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.