| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HEALTH INSURANCE TEAM LLC3 | — | REGENCE BLUESHIELD | $7K | — | $7K | 0.04% |
| ARMFIELD HARRISON & THOMAS3 Filed as: ARMFIELD HARRISON & THOMAS INC | — | REGENCE BLUESHIELD | $7K | — | $7K | 0.04% |
| THE VITOLO COMPANY3 | — | REGENCE BLUESHIELD | $6K | — | $6K | 0.03% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF WASHINGTON LLC | — | REGENCE BLUESHIELD | $5K | — | $5K | 0.03% |
| PRO BENEFITS OF WASHINGTON LLC3 | — | REGENCE BLUESHIELD | $3K | — | $3K | 0.02% |
| WASHINGTON HEALTH INSURANCE AGENCY3 | — | REGENCE BLUESHIELD | $2K | — | $2K | 0.01% |
| ABD INS. AND FINANCIAL SVCS., INC.3 Filed as: ABD INS & FINANCIAL SERVICES INC | — | REGENCE BLUESHIELD | $2K | — | $2K | 0.01% |
| PARKER SMITH & FEEK INC.3 Filed as: PARKER SMITH & FEEK | — | REGENCE BLUESHIELD | $2K | — | $2K | 0.01% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHWEST LLC | — | REGENCE BLUESHIELD | $2K | — | $2K | 0.01% |
| GHB INC3 | — | REGENCE BLUESHIELD | $2K | — | $2K | 0.01% |
| LIFE PLAN FINANCIAL INC3 | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| GROUP SOLUTIONS NORTHWEST, LLC3 Filed as: GROUP SOLUTIONS NORTHWEST LLC | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| AFFILIATED BENEFIT CONSULTANTS3 Filed as: AFFILIATED SERVICES LLC | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| WERLINGER, KEVIN M3 | — | REGENCE BLUESHIELD | $940 | — | $940 | 0.01% |
| AXIS INSURANCE LLC3 | — | REGENCE BLUESHIELD | $800 | — | $800 | 0.00% |
| CLEARVIEW INSURANCE SERVICES INC.3 Filed as: CLEARVIEW INSURANCE SERVICES LLC | — | REGENCE BLUESHIELD | $720 | — | $720 | 0.00% |
| R.L. EVANS COMPANY, INC.3 Filed as: R L EVANS COMPANY | — | REGENCE BLUESHIELD | $640 | — | $640 | 0.00% |
| MADDOCK & ASSOCIATES LLC3 Filed as: MADDOCK & ASSOCIATES | — | REGENCE BLUESHIELD | $620 | — | $620 | 0.00% |
| BRATRUD MIDDLETON INS BROKERS INC3 | — | REGENCE BLUESHIELD | $600 | — | $600 | 0.00% |
| MICHAEL C WALKER3 Filed as: MICHAEL BENZIKRY & ASSOCIATES | — | REGENCE BLUESHIELD | $540 | — | $540 | 0.00% |
| JOHNSTON, JEFFERY J3 | — | REGENCE BLUESHIELD | $520 | — | $520 | 0.00% |
| KRISTIN J QUINLAN3 Filed as: KRISTIN MANWARING INSURANCE ASSOC | — | REGENCE BLUESHIELD | $500 | — | $500 | 0.00% |
| MUTUAL BENEFITS INC3 | — | REGENCE BLUESHIELD | $480 | — | $480 | 0.00% |
| VAULT INSURANCE & INVESTMENTS LLC3 | — | REGENCE BLUESHIELD | $480 | — | $480 | 0.00% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | — | REGENCE BLUESHIELD | $460 | — | $460 | 0.00% |
| NORTHWEST BENEFIT SOLUTIONS3 | — | REGENCE BLUESHIELD | $440 | — | $440 | 0.00% |
| CLG EMPLOYER RESOURCES LLC3 | — | REGENCE BLUESHIELD | $420 | — | $420 | 0.00% |
| EBENEFITS INSURANCE LLC3 | — | REGENCE BLUESHIELD | $400 | — | $400 | 0.00% |
| BENEFIT DESIGN GROUP INC3 Filed as: BENEFIT DESIGN SERVICES LLC | — | REGENCE BLUESHIELD | $360 | — | $360 | 0.00% |
| SAMUELSON II, COLIN F3 | — | REGENCE BLUESHIELD | $340 | — | $340 | 0.00% |
| B & F INSURANCE LLC3 | — | REGENCE BLUESHIELD | $280 | — | $280 | 0.00% |
| SOUND BENEFIT SERVICES INC3 | — | REGENCE BLUESHIELD | $240 | — | $240 | 0.00% |
| PROFESSIONAL BENEFIT SERVICES, INC.3 Filed as: PROFESSIONAL BENEFIT SERVICES INC | — | REGENCE BLUESHIELD | $120 | — | $120 | 0.00% |
| INSURE FORWARD INC3 Filed as: INSURE NW INC | — | REGENCE BLUESHIELD | $40 | — | $40 | 0.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHWEST | — | ASURIS NORTHWEST HEALTH | $940 | — | $940 | 0.07% |
| WERLINGER, KEVIN M3 | — | ASURIS NORTHWEST HEALTH | $640 | — | $640 | 0.05% |
| INOVA LLC3 | — | ASURIS NORTHWEST HEALTH | $400 | — | $400 | 0.03% |
| INSURANCE BROKERS & SERVICES3 Filed as: W R INSURANCE BROKERS | — | ASURIS NORTHWEST HEALTH | $280 | — | $280 | 0.02% |
| COORDINATED BENEFITS LLC3 | — | ASURIS NORTHWEST HEALTH | $240 | — | $240 | 0.02% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PAYNEWEST INSURANCE INC | — | ASURIS NORTHWEST HEALTH | $120 | — | $120 | 0.01% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AIMS EIN 91-1485366 MEMBER ORGANIZATION | Plan Administrator Service code 14 | 1206 N LINCOLN SUITE 200 SPOKANE, WA 99201 | $850K |
| ABD INSURANCE AND FINANCIAL SERVICE EIN 27-0673528 | Consulting (general) Service code 16 | 3 WATERS PARK DR STE 100 SAN MATEO, CA 94403 | $730K |
| HEALTH INSURANCE TEAM LLC EIN 45-1565934 | Insurance agents and brokers Service code 22 | 4117 43RD AVE NE SEATTLE, WA 98105 | $139K |
| GEEKWIRE, LLC EIN 27-5225385 | Consulting (general) Service code 16 | 1416 NW 46TH ST STE 105 SEATTLE, WA 98104 | $124K |
| ARMFIELD, HARRISON & THOMAS INC. EIN 54-0654623 | Insurance agents and brokers Service code 22 | 20 SOUTH KING ST LEESBURG, VA 20175 | $114K |
| THE VITOLO COMPANY EIN 91-2032673 | Insurance agents and brokers Service code 22 | 1201 1ST AVE S SUITE 306 SEATTLE, WA 98134 | $105K |
| BIGGS INSURANCE SERVICES EIN 91-1428405 | Insurance agents and brokers Service code 22 | PO BOX 189 VANCOUVER, WA 98666 | $91K |
| CONOVER INSURANCE SERVICES EIN 91-1953703 | Insurance agents and brokers Service code 22 | 155 108TH AVE NE STE 725 YAKIMA, WA 98902 | $68K |
| KEN MYER EIN 55-9257554 TRUSTEE | Trustee (directed) Service code 25 | 2640 39TH AVENUE WEST SEATTLE, WA 98199 | $60K |
| PARKER, SMITH AND FEEK, INC. EIN 91-0660018 | Insurance agents and brokers Service code 22 | 2233 112TH AVENUE NE BELLEVUE, WA 98004 | $59K |
| DAVIS WRIGHT TREMAINE LLP EIN 91-0839480 | Legal Service code 29 | 1201 THIRD AVENUE SEATTLE, WA 98101 | $58K |
| GALLAGHER BENEFIT SERVICES, INC. EIN 36-4291971 | Insurance agents and brokers Service code 22 | 777 108TH AVE NE, STE 200 BELLEVUE, WA 98004 | $49K |
| ASSURED PARTNERS OF WASHINGTON LLC EIN 38-3942963 | Insurance agents and brokers Service code 22 | 1325 FOURTH AVE STE 2100 SEATTLE, WA 98101 | $48K |
| PRO BENEFITS OF WA EIN 27-5039273 | Insurance agents and brokers Service code 22 | 15355 SE 30TH PL, 200 BELLEVUE, WA 98007 | $44K |
| HUB INTERNATIONAL EIN 91-2036015 | Insurance agents and brokers Service code 22 | 12100 NE 195TH ST SUITE B BOTHELL, WA 98011 | $36K |
| DIGITAL INSURANCE INC. EIN 58-2522668 | Insurance agents and brokers Service code 22 | 200 GALLERIA PARKWAY SE ATLANTA, GA 30339 | $36K |
| PAYCHEX INSURANCE AGENCY, INC. EIN 16-1528391 | Insurance agents and brokers Service code 22 | 150 SAWGRASS DRIVE ROCHESTER, NY 14620 | $23K |
| KIBBLE & PRENTICE HOLDING COMPANY EIN 91-1176315 | Insurance agents and brokers Service code 22 | 100 SUMMIT LAKE DRIVE 400 VALHALLA, NY 10595 | $23K |
| CUMMINGS, FRASER ASSOCIATES, LLC EIN 68-0609841 | Insurance agents and brokers Service code 22 | 3201 FIRST AVE, SUITE 108 SEATTLE, WA 98134 | $22K |
| CLEARVIEW INSURANCE SERVICES INC. EIN 46-0598462 | Insurance agents and brokers Service code 22 | 1420 NW GILMAN BLVD 2116 ISSAQUAH, WA 98027 | $20K |
| ALLIANT INSURANCE SERVICES INC. EIN 33-0785439 | Insurance agents and brokers Service code 22 | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | $18K |
| MADDOCK & ASSOCIATES EIN 91-1280409 | Insurance agents and brokers Service code 22 | 1407 WILLOW ROAD E STE C FIFE, WA 98424 | $18K |
| WASHINGTON HEALTH INSURANCE AGENCY EIN 41-2661410 | Insurance agents and brokers Service code 22 | PO BOX 7905 OLYMPIA, WA 98507 | $18K |
| AUKEMA & ASSOCIATES, INC EIN 20-2023367 | Other fees Service code 99 | 1416 NW 46TH STREET 105 SEATTLE, WA 98107 | $14K |
| ADEPT BENEFITS LLC EIN 82-4143844 | Insurance agents and brokers Service code 22 | 6611 413 AVENUE SE SNOQUALMIE, WA 98065 | $14K |
| B & F INSURANCE LLC EIN 35-2384961 | Insurance agents and brokers Service code 22 | 2212 QUEEEN ANNE AVE 502 SEATTLE, WA 98109 | $14K |
| KEVIN M WERLINGER EIN 53-3720834 | Insurance agents and brokers Service code 22 | 2208 NW MARKET ST STE 301 SEATTLE, WA 98107 | $13K |
| ADVISOR SERVICES LLC EIN 20-1466523 | Insurance agents and brokers Service code 22 | 3400 188TH ST SW STE 540 LYNNWOOD, WA 98037 | $13K |
| MICHAEL BENZIKRY | Insurance agents and brokers Service code 22 | 9311 SE 36TH ST, SUITE 10 MERCER ISLAND, WA 98040 | $13K |
| DINGUS, ZARECOR & ASSOCIATES PLLC EIN 20-0079326 PLAN AUDITOR | Accounting (including auditing) Service code 10 | 12015 EAST MAIN SPOKANE VALLEY, WA 99206 | $13K |
| RL EVANS COMPANY, INC. | Insurance agents and brokers Service code 22 | 3535 FACTORIA SE, STE 120 BELLEVUE, WA 98006 | $12K |
| FORTIPHI, LLC EIN 91-1743499 | Insurance agents and brokers Service code 22 | PO BOX 1547 MOUNT VERNON, WA 98273 | $12K |
| SKYE BENEFITS CONSULTING | Insurance agents and brokers Service code 22 | 3614 CALIFORNIA SW STE B SEATTLE, WA 98116 | $11K |
| CORNERSTONE FINANCIAL SERVICES EIN 26-3980956 | Insurance agents and brokers Service code 22 | 16400 SOUTHCENTER PKWY 4 TUKWILLA, WA 98188 | $11K |
| USI INSURANCE SERVICES NATIONAL INC EIN 56-1882208 | Insurance agents and brokers Service code 22 | 100 SUMMIT LAKE DR, STE 1 VALHALLA, NY 10595 | $11K |
| WALLER BENEFIT CONSULTING, LLC EIN 46-4402824 | Insurance agents and brokers Service code 22 | 1404 E FIR STREET, STE B SEATTLE, WA 98122 | $10K |
| GHB INC EIN 91-0639776 | Insurance agents and brokers Service code 22 | PO BOX 1608 OLYMPIA, WA 98507 | $10K |
| PROPEL INSURANCE EIN 91-0830024 | Insurance agents and brokers Service code 22 | 1201 PACIFIC AVE, SUITE 1 TACOMA, WA 98402 | $10K |
| KRISTIN MANWARING INS ASSOC INC EIN 20-4650764 | Insurance agents and brokers Service code 22 | 2300 S PARK AVE PORT TOWNSEND, WA 98368 | $10K |
| LIFEPLAN FINANCIAL, INC. EIN 20-2704008 | Insurance agents and brokers Service code 22 | 9923 271ST ST NW, STE 100 STANWOOD, WA 98292 | $9K |
| INOVA LLC EIN 20-2267476 | Insurance agents and brokers Service code 22 | 8601 N DIVISION SPOKANE, WA 99218 | $9K |
| BASIN PACIFIC EIN 27-1158624 | Insurance agents and brokers Service code 22 | 8382 W. GAGE BLVD, STE A KENNEWICK, WA 99336 | $8K |
| JEFFERY J. JOHNSTON EIN 53-8547117 | Insurance agents and brokers Service code 22 | 1425 LAKESIDE CT YAKIMA, WA 98902 | $7K |
| MUTUAL BENEFITS EIN 84-1671194 | Insurance agents and brokers Service code 22 | 1737 NW 56TH ST, SUITE 10 SEATTLE, WA 98107 | $6K |
| EBENEFITS CONSULTING GROUP, LLC EIN 20-8629593 | Insurance agents and brokers Service code 22 | 22450 SE 296TH STREET BLACK DIAMOND, WA 98010 | $6K |
| PSG WASHINGTON, INC. EIN 20-2040193 | Insurance agents and brokers Service code 22 | PO BOX 387 EVERETT, WA 98206 | $6K |
| CLG EMPLOYER RESOURCES EIN 27-4743785 | Insurance agents and brokers Service code 22 | 2019 MAIN AVENUE, STE 100 NORTH BEND, WA 98045 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,864 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,864 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | REGENCE BLUESHIELD | 4,579 | $19.1M |
| Dental | DELTA DENTAL OF WASHINGTON | 2,263 | $987K |
| Vision | VISION SERVICE PLAN | 2,238 | $162K |
| Life insurance | STANDARD INSURANCE COMPANY | 3,696 | $167K |
| Short-term disability | STANDARD INSURANCE COMPANY | 67 | $48K |
| Long-term disability | STANDARD INSURANCE COMPANY | 68 | $25K |
| Prescription drug(2 contracts, 2 carriers) | REGENCE BLUESHIELD | 4,579 | $19.1M |
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | REGENCE BLUESHIELD | 4,579 | $19.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,579 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.