Welfare broker

BENEFIT DESIGN GROUP INC

Mailing address (most recent filing)

10451 MILL RUN CIRCLE, SUITE 570

OWINGS MILLS, MD 21117

Total comp: $611K
Commissions: $149K
Fees: $462K
Filings: 34
Sponsors: 34

Carrier mix

Where BENEFIT DESIGN GROUP INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE STANDARD50.0%
METROPOLITAN LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE STANDARD	1	$267K	50.0%
METROPOLITAN LIFE INSURANCE COMPANY	1	$130K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OR	1	$130K	0.1%	52.28x
OH	1	$267K	0.0%	3.86x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BENEFIT DESIGN GROUP INC's plans by broker comp / premium ratio. Median 17.67% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of BENEFIT DESIGN GROUP INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where BENEFIT DESIGN GROUP INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CLINIC SECURITY AND LOGISTICS, INC. CLINIC SECURITY AND LOGISTICS, INC. EMPLOYEE BENEFIT PLAN	OH	$267K	$77K	STANDARD LIFE & ACCEDENT INSURANCE
SUNSTONE CIRCUITS, LLC SUNSTONE CIRCUITS DENTAL, LIFE AND DISABILITY PLAN	OR	$130K	$8K	METROPOLITAN LIFE INSURANCE COMPANY

Carrier

Plans

Premium

THE STANDARD

$267K

50.0%

METROPOLITAN LIFE INSURANCE COMPANY

$130K

50.0%

State

Plans

Premium

State share

Index

$130K

0.1%

52.28x

$267K

0.0%

3.86x

Sponsor

Loc

Premium

Comp

Carrier

CLINIC SECURITY AND LOGISTICS, INC.

CLINIC SECURITY AND LOGISTICS, INC. EMPLOYEE BENEFIT PLAN

$267K

$77K

STANDARD LIFE & ACCEDENT INSURANCE

SUNSTONE CIRCUITS, LLC

SUNSTONE CIRCUITS DENTAL, LIFE AND DISABILITY PLAN

$130K

$8K

METROPOLITAN LIFE INSURANCE COMPANY