| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED Filed as: HUB INTL NW LLC SEATTLE | — | REGENCE BLUESHIELD | $15K | — | $15K | 0.07% |
| ARMFIELD HARRISON & THOMAS3 Filed as: ARMFIELD HARRISON & THOMAS LLC. | — | REGENCE BLUESHIELD | $9K | — | $9K | 0.04% |
| VERUS INSURANCE SERVICES, LLC3 Filed as: VERUS INSURANCE SERVICES LLC | — | REGENCE BLUESHIELD | $4K | — | $4K | 0.02% |
| PARKER SMITH & FEEK INC.3 Filed as: PARKER SMITH & FEEK | — | REGENCE BLUESHIELD | $3K | — | $3K | 0.01% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTL NW LLC BELLINGHAM | — | REGENCE BLUESHIELD | $3K | — | $3K | 0.01% |
| BTG AND ASSOCIATES LLC3 | — | REGENCE BLUESHIELD | $2K | — | $2K | 0.01% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF WASHINGTON LLC | — | REGENCE BLUESHIELD | $2K | — | $2K | 0.01% |
| PRO BENEFITS OF WASHINGTON LLC3 Filed as: PRO BENEFITS OF WASHINGTON LLC. | — | REGENCE BLUESHIELD | $2K | — | $2K | 0.01% |
| THE CUMMING GROUP INC.3 Filed as: CUMMING, FRASER, & ASSOCIATES LLC | — | REGENCE BLUESHIELD | $2K | — | $2K | 0.01% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC - SE | — | REGENCE BLUESHIELD | $2K | — | $2K | 0.01% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC. | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| J W BYRNES INSURANCE LLC3 | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| SAMUELSON II, COLIN F3 | — | REGENCE BLUESHIELD | $880 | — | $880 | 0.00% |
| AFFILIATED BENEFIT CONSULTANTS3 Filed as: AFFILIATED SERVICES LLC | — | REGENCE BLUESHIELD | $800 | — | $800 | 0.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTL NW LLC YAKIMA | — | REGENCE BLUESHIELD | $780 | — | $780 | 0.00% |
| CLEARVIEW INSURANCE SERVICES INC.3 | — | REGENCE BLUESHIELD | $680 | — | $680 | 0.00% |
| PROFESSIONAL BENEFIT SERVICES, INC.3 Filed as: PROFESSIONAL BENEFIT SERVICES INC. | — | REGENCE BLUESHIELD | $520 | — | $520 | 0.00% |
| KRISTIN J QUINLAN3 Filed as: KRISTIN MANWARING INSURANCE ASSOCIA | — | REGENCE BLUESHIELD | $480 | — | $480 | 0.00% |
| WASHINGTON HEALTH INSURANCE AGENCY3 | — | REGENCE BLUESHIELD | $340 | — | $340 | 0.00% |
| MADDOCK & ASSOCIATES LLC3 | — | REGENCE BLUESHIELD | $300 | — | $300 | 0.00% |
| PAYCHEX INSURANCE AGENCY, INC.3 Filed as: PAYCHEX INSURANCE AGENCY INC - RENT | — | REGENCE BLUESHIELD | $280 | — | $280 | 0.00% |
| J FRANKLAND EMPLOYEE BENEFIT SVCS.3 Filed as: J FRANKLAND EMPLOYEE BENEFIT SERVIC | — | REGENCE BLUESHIELD | $220 | — | $220 | 0.00% |
| LARSEN BENEFIT PROFESSIONALS3 Filed as: LARSEN CHRISTOPHERSON BENEFITS GROU | — | REGENCE BLUESHIELD | $220 | — | $220 | 0.00% |
| NORTHWEST BENEFIT SOLUTIONS3 | — | REGENCE BLUESHIELD | $200 | — | $200 | 0.00% |
| IDEAL BENEFIT SOLUTIONS LLC3 Filed as: IDEAL BENEFIT SOLUTIONS LLC. | — | REGENCE BLUESHIELD | $140 | — | $140 | 0.00% |
| RIVERSIDE EMPLOYEE BENEFITS LLC3 | — | REGENCE BLUESHIELD | $100 | — | $100 | 0.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTL NW LLC YAKIMA | — | ASURIS NORTHWEST HEALTH | $1K | — | $1K | 0.17% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY LLC - MT | — | ASURIS NORTHWEST HEALTH | $420 | — | $420 | 0.05% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES INC - SPOKANE | — | ASURIS NORTHWEST HEALTH | $320 | — | $320 | 0.04% |
| WHEELER, BRET M3 | — | ASURIS NORTHWEST HEALTH | $240 | — | $240 | 0.03% |
| ARMFIELD HARRISON & THOMAS3 Filed as: ARMFIELD HARRISON & THOMAS LLC. | — | ASURIS NORTHWEST HEALTH | $80 | — | $80 | 0.01% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY LLC - MISSO | — | ASURIS NORTHWEST HEALTH | $60 | — | $60 | 0.01% |
| THE CUMMING GROUP INC.3 Filed as: CUMMING, FRASER, & ASSOCIATES LLC | — | ASURIS NORTHWEST HEALTH | $40 | — | $40 | 0.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ABD INSURANCE AND FINANCIAL SERVICE EIN 27-0673528 NONE | Other services; Consulting (pension); Direct payment from the plan Service code 17 | 450. SANEOME STREET, STE. 300 SAN FRANCISCO, CA 94111 | $831K |
| AIMS EIN 91-1485366 MEMBER ORGANIZATION | Contract Administrator; Direct payment from the plan; Other services Service code 13 | 1206 N. LINCOLN SUITE 200. SPOKANE, WA 99201 | $792K |
| HUB INTERNATIONAL EIN 91-1485366 NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | 1206 N. LINCOLN SUITE 200. SPOKANE, WA 99201 | $412K |
| ARMFIELD, HARRISON, & THOMAS INC. EIN 54-0654623 NONE | Direct payment from the plan; Insurance agents and brokers Service code 22 | 20 SOUTH KING ST. LEESBURG, VA 20175 | $245K |
| KEN MYER EIN 55-9257554 TRUSTEE | Direct payment from the plan; Trustee (directed) Service code 25 | 2640 39TH AVENUE WEST SEATTLE, WA 98199 | $67K |
| PARKER, SMITH, AND FEEK, INC. EIN 91-0660018 NONE | Direct payment from the plan; Insurance agents and brokers Service code 22 | 2233 112TH AVENUE NE. BELLEVUE, WA 98004 | $65K |
| VERUS INSURANCE SERVICES LLC. NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | 4820 LAKE BROOK DR. 200 GLEN ALLEN, VA 23060 | $61K |
| VAULT INSURANCE INVESTMENTS LLC. EIN 26-3980956 NONE | Direct payment from the plan; Insurance agents and brokers Service code 22 | 16400 SOUTHCENTER PKWY TUKWILLA, WA 98188 | $58K |
| DIGITAL INSURANCE INC. EIN 58-2522668 NONE | Direct payment from the plan; Insurance agents and brokers Service code 22 | 200 GALLERIA PARKWAY SE ATLANTA, GA 30339 | $49K |
| AIREY BENEFIT COMPANY LLC. EIN 91-1743499 NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | 17828 8TH AVE. NW SHORELINE, WA 98273 | $44K |
| DAVIS WRIGHT TREMAINE LLP EIN 91-0839480 NONE | Legal; Direct payment from the plan Service code 29 | 1201 THIRD AVENUE SEATTLE, WA 98199 | $41K |
| GEEKWIRE LLC EIN 27-5225385 PLAN SPONSOR | Direct payment from the plan; Consulting (general) Service code 16 | 1416 NW. 46TH ST. STE. 105 SEATTLE, WA 98104 | $40K |
| ASSURED PARTNERS OF WASHINGTON LLC. EIN 38-3942963 NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | 1325 FOURTH AVE STE 2100 SEATTLE, WA 98101 | $38K |
| PRO BENEFITS OF WA EIN 27-5039273 NONE | Direct payment from the plan; Insurance agents and brokers Service code 22 | 15355 SE 30TH PL, 200 BELLEVUE, WA 98007 | $25K |
| BTG AND ASSOCIATES, LLC. NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | 345 118TH AVE SE, SUITE 210 BELLEVUE, WA 98005 | $22K |
| KIBBLE & PRENTICE HOLDING COMPANY EIN 91-1176315 NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | 601 UNION ST 1000 SEATTLE, WA 98101 | $17K |
| ANASTASI MOORE & MARTIN PLLC EIN 20-8149084 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | 9 S WASHINGTON ST SPOKANE, WA 99201 | $14K |
| MADDOCK & ASSOCIATES EIN 91-1280409 NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | 1407 WILLOW ROAD E. STE C. FIFE, WA 98424 | $13K |
| FORTIPHI LLC. EIN 91-1743499 NONE | Direct payment from the plan; Insurance agents and brokers Service code 22 | PO BOX 1547 MOUNT VERNON, WA 98273 | $13K |
| CLEARBENEFITS, LLC. NONE | Direct payment from the plan; Insurance agents and brokers Service code 22 | 8201 164TH AVE NE 20 REDMON, WA 98052 | $11K |
| LEAVITT GROUP NORTHWEST EIN 91-1366133 NONE | Direct payment from the plan; Insurance agents and brokers Service code 22 | PO BOX 65770 UNIVERSITY PLACE, WA 98464 | $11K |
| PROFESSIONAL BENEFIT SERVICES INC. EIN 91-1702951 NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | 195 NE. GILMAN BLVD ISSAQUAH, WA 98027 | $11K |
| CUMMINGS, FRASER, & ASSOCIATES, LLC EIN 68-0609841 NONE | Direct payment from the plan; Insurance agents and brokers Service code 22 | 3201 FIRST AVE, SUITE 108 SEATTLE, WA 98134 | $11K |
| SEA-MOUNTAIN INSURANCE BROKERS NONE | Direct payment from the plan; Insurance agents and brokers Service code 22 | 19630 76TH AVE W LYNNWOOD, WA 98036 | $11K |
| WASHINGTON TRAILS ASSOCIATION EIN 94-0900134 NONE | Direct payment from the plan; Other fees Service code 50 | 705 2ND AVE STE 300 SPOKANE, WA 98104 | $10K |
| PAYCHEX INSURANCE AGENCY INC. EIN 16-1528391 NONE | Direct payment from the plan; Insurance agents and brokers Service code 22 | 150 SAWGRASS DIVE ROCHESTER, NY 14620 | $10K |
| PAYNEWEST INSURANCE, INC. EIN 81-0479558 NONE | Direct payment from the plan; Insurance agents and brokers Service code 22 | 501 N. RIVERPOINT, STE. 403 SPOKANE, WA 99202 | $10K |
| ANOLD & SMITH INSURANCE AGENCY NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | 22881 WA-3 BELFAIR, WA 98528 | $10K |
| KRISTIN MANWARING INS ASSOC INC. EIN 20-4650764 NONE | Direct payment from the plan; Insurance agents and brokers Service code 22 | 2300 S. PARK AVE. PORT TOWNSEND, WA 98368 | $10K |
| NEW TECH NORTHWEST NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | 5101 14TH AVE NW SUITE 200 301 SEATTLE, WA 98107 | $9K |
| AFFILIATED SERVICES LLC NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | 10510 NE NORTHUP WAY, STE 200 KIRKLAND, WA 98033 | $9K |
| ALLIANT INSURANCE SERVICES INC. EIN 33-0785439 NONE | Direct payment from the plan; Insurance agents and brokers Service code 22 | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | $9K |
| CYNTHIA I HAGEN NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | 8001 14TH AVE NE SUITE A SEATTLE, WA 98115 | $8K |
| CLEARVIEW INSURANCE SERVICES, INC. NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | 1492 NW GILMAN BLVD. 2116 ISSAQUAH, WA 98027 | $8K |
| WASHINGTON HEALTH INSURANCE AGENCY NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | 7843 OLD HWY 99 SE UNIT M-6 TUMWATER, WA 98501 | $8K |
| TYLER BYRNES NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | 2120 GRANT STREET 3 BELLINGHAM, WA 98225 | $8K |
| LARSEN CHRISTOPHERSON BENEFITS GROU NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | 2008 123RD AVE NE LAKE STEVENS, WA 98258 | $8K |
| COLIN F. SAMUELSON II NONE | Direct payment from the plan; Insurance agents and brokers Service code 22 | 23012 160TH ST. SW PICNIC POINT-NOR LYNWOOD, WA 98087 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,977 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 3,977 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | REGENCE BLUESHIELD | 2,915 | $21.5M |
| Dental | DELTA DENTAL OF WASHINGTON | 2,328 | $1.6M |
| Vision | VISION SERVICE PLAN | 2,177 | $219K |
| Life insurance | STANDARD INSURANCE COMPANY | 104 | $34K |
| Short-term disability | STANDARD INSURANCE COMPANY | 104 | $34K |
| Long-term disability | STANDARD INSURANCE COMPANY | 104 | $34K |
| Other | WELLSPRING FAMILY SERVICES, EAP | 2,308 | $21K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,915 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.