| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE VITOLO COMPANY3 | — | REGENCE BLUESHIELD | $6K | — | $6K | 0.03% |
| EBENEFITS INSURANCE LLC3 | — | REGENCE BLUESHIELD | $4K | — | $4K | 0.02% |
| ARMFIELD HARRISON & THOMAS3 Filed as: ARMFIELD HARRISON & THOMAS INC | — | REGENCE BLUESHIELD | $4K | — | $4K | 0.02% |
| FORTIPHI LLC3 | — | REGENCE BLUESHIELD | $3K | — | $3K | 0.02% |
| BENSLER LLC3 | — | REGENCE BLUESHIELD | $2K | — | $2K | 0.01% |
| THE LIGHTLE GROUP LLC3 | — | REGENCE BLUESHIELD | $2K | — | $2K | 0.01% |
| PRO BENEFITS OF WASHINGTON LLC3 | — | REGENCE BLUESHIELD | $2K | — | $2K | 0.01% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF WASHINGTON LLC | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| PARKER SMITH & FEEK INC.3 Filed as: PARKER SMITH & FEEK | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| MICHAEL C WALKER3 Filed as: MICHAEL BENZIKRY & ASSOCIATES | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| CLG EMPLOYER RESOURCES LLC3 | — | REGENCE BLUESHIELD | $840 | — | $840 | 0.01% |
| PROPEL INSURANCE AGENCY LLC3 | — | REGENCE BLUESHIELD | $720 | — | $720 | 0.00% |
| RIVERSIDE EMPLOYEE BENEFITS LLC3 | — | REGENCE BLUESHIELD | $680 | — | $680 | 0.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC - BE | — | REGENCE BLUESHIELD | $580 | — | $580 | 0.00% |
| KRISTIN J QUINLAN3 Filed as: KRISTIN MANWARING INSURANCE ASSOCIA | — | REGENCE BLUESHIELD | $580 | — | $580 | 0.00% |
| AXIS INSURANCE LLC3 | — | REGENCE BLUESHIELD | $540 | — | $540 | 0.00% |
| PROFESSIONAL BENEFIT SERVICES, INC.3 Filed as: PROFESSIONAL BENEFIT SERVICES INC | — | REGENCE BLUESHIELD | $520 | — | $520 | 0.00% |
| J FRANKLAND EMPLOYEE BENEFIT SVCS.3 Filed as: J FRANKLAND EMPLOYEE BENEFIT SERVIC | — | REGENCE BLUESHIELD | $440 | — | $440 | 0.00% |
| MADDOCK & ASSOCIATES LLC3 | — | REGENCE BLUESHIELD | $400 | — | $400 | 0.00% |
| R.L. EVANS COMPANY, INC.3 Filed as: R L EVANS COMPANY INC | — | REGENCE BLUESHIELD | $360 | — | $360 | 0.00% |
| ADEPT BENEFITS LLC3 | — | REGENCE BLUESHIELD | $320 | — | $320 | 0.00% |
| RESOURCE SEVEN3 Filed as: HR RESOURCE INC | — | REGENCE BLUESHIELD | $320 | — | $320 | 0.00% |
| LARSEN BENEFIT PROFESSIONALS3 Filed as: LARSEN CHRISTOPHERSON BENEFITS GROU | — | REGENCE BLUESHIELD | $320 | — | $320 | 0.00% |
| VAULT INSURANCE & INVESTMENTS LLC3 Filed as: VAULT INSURANCE & INVESTMENTS ASSOC | — | REGENCE BLUESHIELD | $300 | — | $300 | 0.00% |
| WASHINGTON HEALTH INSURANCE AGENCY3 | — | REGENCE BLUESHIELD | $220 | — | $220 | 0.00% |
| CONOVER INSURANCE SERVICES LLC3 | — | REGENCE BLUESHIELD | $200 | — | $200 | 0.00% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | — | REGENCE BLUESHIELD | $160 | — | $160 | 0.00% |
| BTG AND ASSOCIATES LLC3 | — | REGENCE BLUESHIELD | $80 | — | $80 | 0.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES INC - SPOKANE | — | ASURIS NORTHWEST HEALTH | $2K | — | $2K | 0.17% |
| CONOVER INSURANCE SERVICES LLC3 | — | ASURIS NORTHWEST HEALTH | $740 | — | $740 | 0.07% |
| MADDOCK & ASSOCIATES LLC3 | — | ASURIS NORTHWEST HEALTH | $660 | — | $660 | 0.06% |
| ARMFIELD HARRISON & THOMAS3 Filed as: ARMFIELD HARRISON & THOMAS INC | — | ASURIS NORTHWEST HEALTH | $240 | — | $240 | 0.02% |
| INSURANCE BROKERS & SERVICES3 Filed as: W R INSURANCE BROKERS INC | — | ASURIS NORTHWEST HEALTH | $240 | — | $240 | 0.02% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ABD INSURANCE AND FINANCIAL SERVICE EIN 27-0673528 | Consulting (general) Service code 16 | 3 WATERS PARK DR STE 100 SAN MATEO, CA 94403 | $687K |
| AIMS EIN 91-1485366 MEMBER ORGANIZATION | Contract Administrator Service code 13 | 1206 N LINCOLN SUITE 200 SPOKANE, WA 99201 | $676K |
| PARKER, SMITH AND FEEK, INC. EIN 91-0660018 | Insurance agents and brokers Service code 22 | 2233 112TH AVENUE NE BELLEVUE, WA 98004 | $155K |
| GEEKWIRE, LLC EIN 27-5225385 | Consulting (general) Service code 16 | 1416 NW 46TH ST STE 105 SEATTLE, WA 98104 | $139K |
| HUB INTERNATIONAL EIN 91-2036015 | Insurance agents and brokers Service code 22 | 12100 NE 195TH ST SUITE B BOTHELL, WA 98011 | $131K |
| ARMFIELD, HARRISON & THOMAS INC. EIN 54-0654623 | Insurance agents and brokers Service code 22 | 20 SOUTH KING ST LEESBURG, VA 20175 | $114K |
| THE VITOLO COMPANY EIN 91-2032673 | Insurance agents and brokers Service code 22 | 1201 1ST AVE S SUITE 306 SEATTLE, WA 98134 | $79K |
| DIGITAL INSURANCE INC. EIN 58-2522668 | Insurance agents and brokers Service code 22 | 200 GALLERIA PARKWAY SE ATLANTA, GA 30339 | $63K |
| KEN MYER EIN 55-9257554 TRUSTEE | Trustee (directed) Service code 25 | 2640 39TH AVENUE WEST SEATTLE, WA 98199 | $56K |
| DAVIS WRIGHT TREMAINE LLP EIN 91-0839480 | Legal Service code 29 | 1201 THIRD AVENUE SEATTLE, WA 98101 | $56K |
| ASSURED PARTNERS OF WASHINGTON LLC EIN 38-3942963 | Insurance agents and brokers Service code 22 | 1325 FOURTH AVE STE 2100 SEATTLE, WA 98101 | $43K |
| PRO BENEFITS OF WA EIN 27-5039273 | Insurance agents and brokers Service code 22 | 15355 SE 30TH PL, 200 BELLEVUE, WA 98007 | $41K |
| CONOVER INSURANCE SERVICES EIN 91-1953703 | Insurance agents and brokers Service code 22 | 155 108TH AVE NE STE 725 YAKIMA, WA 98902 | $37K |
| VAULT INSURANCE INVESTMENTS LLC EIN 26-3980956 | Insurance agents and brokers Service code 22 | 16400 SOUTHCENTER PKWY TUKWILLA, WA 98188 | $34K |
| EBENEFITS CONSULTING GROUP, LLC EIN 20-8629593 | Insurance agents and brokers Service code 22 | 22450 SE 296TH STREET BLACK DIAMOND, WA 98010 | $26K |
| MICHAEL BENZIKRY | Insurance agents and brokers Service code 22 | 9311 SE 36TH ST, SUITE 10 MERCER ISLAND, WA 98040 | $25K |
| SOUND CONSULTING SERVICES EIN 71-1004774 | Insurance agents and brokers Service code 22 | 200 112TH AVE NE STE 205 BELLEVUE, WA 98004 | $24K |
| BIGGS INSURANCE SERVICES EIN 91-1428405 | Insurance agents and brokers Service code 22 | PO BOX 189 VANCOUVER, WA 98666 | $24K |
| RIVERSIDE EMPLOYEE BENEFITS LLC EIN 84-3461477 | Insurance agents and brokers Service code 22 | 17322 107TH PLACE NE BOTHELL, WA 98011 | $22K |
| PROFESSIONAL BENEFIT SERVICES, INC. EIN 91-1702951 | Insurance agents and brokers Service code 22 | 195 NE GILMAN BLVD, SUITE ISSAQUAH, WA 98027 | $17K |
| FORTIPHI, LLC EIN 91-1743499 | Insurance agents and brokers Service code 22 | PO BOX 1547 MOUNT VERNON, WA 98273 | $17K |
| PUGET SOUND BENEFIT SERVICES EIN 46-3291059 | Insurance agents and brokers Service code 22 | 601 UNION ST STE 2500 SEATTLE, WA 98101 | $16K |
| PAYNEWEST INSURANCE, INC. EIN 81-0479558 | Insurance agents and brokers Service code 22 | 501 N RIVERPOINT, STE 403 SPOKANE, WA 99202 | $15K |
| ALLIANT INSURANCE SERVICES INC. EIN 33-0785439 | Insurance agents and brokers Service code 22 | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | $15K |
| DINGUS, ZARECOR & ASSOCIATES PLLC EIN 20-0079326 PLAN AUDITOR | Accounting (including auditing) Service code 10 | 12015 EAST MAIN SPOKANE VALLEY, WA 99206 | $14K |
| PROPEL INSURANCE EIN 91-0830024 | Insurance agents and brokers Service code 22 | 1201 PACIFIC AVE, SUITE 1 TACOMA, WA 98402 | $13K |
| KRISTIN MANWARING INS ASSOC INC EIN 20-4650764 | Insurance agents and brokers Service code 22 | 2300 S PARK AVE PORT TOWNSEND, WA 98368 | $13K |
| GALLAGHER BENEFIT SERVICES, INC. EIN 36-4291971 | Insurance agents and brokers Service code 22 | 777 108TH AVE NE, STE 200 BELLEVUE, WA 98004 | $13K |
| CLEARBENEFITS LLC | Insurance agents and brokers Service code 22 | 8201 164TH AVE NE 200 REDMOND, WA 98052 | $11K |
| HR RESOURCE INC | Insurance agents and brokers Service code 22 | 18122 HWY 9 SE SUITE B103 SNOHOMISH, WA 98296 | $11K |
| CUMMINGS, FRASER ASSOCIATES, LLC EIN 68-0609841 | Insurance agents and brokers Service code 22 | 3201 FIRST AVE, SUITE 108 SEATTLE, WA 98134 | $11K |
| MADDOCK & ASSOCIATES EIN 91-1280409 | Insurance agents and brokers Service code 22 | 1407 WILLOW ROAD E STE C FIFE, WA 98424 | $10K |
| ADEPT BENEFITS, LLC EIN 82-4143844 | Insurance agents and brokers Service code 22 | 6611 413 AVENUE SE SNOQUALMIE, WA 98065 | $9K |
| KIBBLE & PRENTICE HOLDING COMPANY EIN 91-1176315 | Insurance agents and brokers Service code 22 | 100 SUMMIT LAKE DRIVE, SU VALHALLA, NY 10595 | $9K |
| PAYCHEX INSURANCE AGENCY, INC. EIN 16-1528391 | Insurance agents and brokers Service code 22 | 150 SAWGRASS DRIVE ROCHESTER, NY 14620 | $8K |
| CLG EMPLOYER RESOURCES EIN 27-4743785 | Insurance agents and brokers Service code 22 | 2019 MAIN AVENUE, STE 100 NORTH BEND, WA 98045 | $8K |
| LEAVITT GROUP NORTHWEST EIN 91-1366133 | Insurance agents and brokers Service code 22 | P O BOX 65770 UNIVERSITY PLACE, WA 98464 | $8K |
| CLEARVIEW INSURANCE SERVICES INC. EIN 46-0598462 | Insurance agents and brokers Service code 22 | 1420 NW GILMAN BLVD 2116 ISSAQUAH, WA 98027 | $8K |
| LARSEN CHRISTOPHERSON BENEFIT GROUP | Insurance agents and brokers Service code 22 | PO BOX 438 LAKE STEVENS, WA 98258 | $6K |
| BROAD RIVER BENEFITS LLC EIN 46-2960347 | Insurance agents and brokers Service code 22 | 11850 SW 67TH AVE STE 105 PORTLAND, OR 97223 | $5K |
| POINTGUARD FINANCIAL | Insurance agents and brokers Service code 22 | 420 N EVERGREEN SUITE 100 SPOKANE VALLEY, WA 99216 | $5K |
| WASHINGTON TRAILS ASSOCIATION EIN 94-0900134 | Other fees Service code 99 | 705 2ND AVENUE SUITE 300 SPOKANE, WA 98104 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,050 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,050 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | REGENCE BLUESHIELD | 3,819 | $17.8M |
| Dental | DELTA DENTAL OF WASHINGTON | 3,205 | $1.5M |
| Vision | VISION SERVICE PLAN | 1,910 | $178K |
| Life insurance | STANDARD INSURANCE COMPANY | 2,836 | $137K |
| Short-term disability | STANDARD INSURANCE COMPANY | 35 | $25K |
| Long-term disability | STANDARD INSURANCE COMPANY | 50 | $16K |
| Prescription drug(2 contracts, 2 carriers) | REGENCE BLUESHIELD | 3,819 | $17.8M |
| Other | WELLSPRING FAMILY SERVICES, EAP | 2,263 | $20K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,819 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.